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Side-by-side financial comparison of BLACKLINE, INC. (BL) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $183.2M, roughly 1.1× BLACKLINE, INC.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs 2.7%, a 46.7% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 8.1%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $26.1M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 7.9%).
BlackLine Systems, Inc., is an American enterprise software company that develops cloud-based services designed to automate and manage the entire financial close process as well as consolidation, invoice-to-cash, and intercompany accounting. The Los Angeles–based company has 17 offices worldwide.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
BL vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $183.2M | $194.8M |
| Net Profit | $4.9M | $96.2M |
| Gross Margin | 75.2% | — |
| Operating Margin | 3.7% | 71.7% |
| Net Margin | 2.7% | 49.4% |
| Revenue YoY | 8.1% | 152.7% |
| Net Profit YoY | -91.3% | 388.9% |
| EPS (diluted) | $0.07 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $183.2M | $194.8M | ||
| Q3 25 | $178.3M | $87.4M | ||
| Q2 25 | $172.0M | $82.6M | ||
| Q1 25 | $166.9M | $81.7M | ||
| Q4 24 | $169.5M | $77.1M | ||
| Q3 24 | $165.9M | $76.6M | ||
| Q2 24 | $160.5M | $72.7M | ||
| Q1 24 | $157.5M | $72.8M |
| Q4 25 | $4.9M | $96.2M | ||
| Q3 25 | $5.3M | $23.7M | ||
| Q2 25 | $8.3M | $21.5M | ||
| Q1 25 | $6.1M | $19.7M | ||
| Q4 24 | $56.4M | $19.7M | ||
| Q3 24 | $17.2M | $18.6M | ||
| Q2 24 | $76.7M | $15.7M | ||
| Q1 24 | $10.8M | $16.9M |
| Q4 25 | 75.2% | — | ||
| Q3 25 | 75.1% | — | ||
| Q2 25 | 75.2% | — | ||
| Q1 25 | 75.5% | — | ||
| Q4 24 | 75.6% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 74.9% | — | ||
| Q1 24 | 75.2% | — |
| Q4 25 | 3.7% | 71.7% | ||
| Q3 25 | 4.3% | 35.6% | ||
| Q2 25 | 4.4% | 34.2% | ||
| Q1 25 | 2.1% | 31.6% | ||
| Q4 24 | 3.7% | 33.4% | ||
| Q3 24 | 5.0% | 32.0% | ||
| Q2 24 | 1.4% | 28.3% | ||
| Q1 24 | 1.1% | 30.4% |
| Q4 25 | 2.7% | 49.4% | ||
| Q3 25 | 3.0% | 27.1% | ||
| Q2 25 | 4.8% | 26.0% | ||
| Q1 25 | 3.6% | 24.1% | ||
| Q4 24 | 33.3% | 25.5% | ||
| Q3 24 | 10.4% | 24.3% | ||
| Q2 24 | 47.8% | 21.6% | ||
| Q1 24 | 6.9% | 23.2% |
| Q4 25 | $0.07 | $6.72 | ||
| Q3 25 | $0.09 | $1.65 | ||
| Q2 25 | $0.13 | $1.50 | ||
| Q1 25 | $0.10 | $1.37 | ||
| Q4 24 | $0.79 | $1.39 | ||
| Q3 24 | $0.27 | $1.30 | ||
| Q2 24 | $0.22 | $1.10 | ||
| Q1 24 | $0.17 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $390.0M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $332.3M | $938.4M |
| Total Assets | $1.8B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $390.0M | $132.8M | ||
| Q3 25 | $419.9M | $193.5M | ||
| Q2 25 | $459.1M | $212.6M | ||
| Q1 25 | $479.5M | $193.1M | ||
| Q4 24 | $885.9M | $134.4M | ||
| Q3 24 | $725.3M | $132.3M | ||
| Q2 24 | $616.6M | $70.9M | ||
| Q1 24 | $331.4M | $57.1M |
| Q4 25 | $332.3M | $938.4M | ||
| Q3 25 | $328.3M | $788.8M | ||
| Q2 25 | $414.0M | $761.8M | ||
| Q1 25 | $417.9M | $741.4M | ||
| Q4 24 | $446.7M | $713.4M | ||
| Q3 24 | $367.9M | $719.9M | ||
| Q2 24 | $325.8M | $674.6M | ||
| Q1 24 | $279.8M | $667.9M |
| Q4 25 | $1.8B | $8.7B | ||
| Q3 25 | $1.7B | $8.5B | ||
| Q2 25 | $1.8B | $8.4B | ||
| Q1 25 | $1.8B | $8.2B | ||
| Q4 24 | $1.8B | $8.1B | ||
| Q3 24 | $1.7B | $8.0B | ||
| Q2 24 | $1.9B | $7.9B | ||
| Q1 24 | $2.1B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $26.7M | $38.9M |
| Free Cash FlowOCF − Capex | $26.1M | $31.9M |
| FCF MarginFCF / Revenue | 14.2% | 16.4% |
| Capex IntensityCapex / Revenue | 0.3% | 3.6% |
| Cash ConversionOCF / Net Profit | 5.46× | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $161.5M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $26.7M | $38.9M | ||
| Q3 25 | $63.8M | $34.9M | ||
| Q2 25 | $32.3M | $18.9M | ||
| Q1 25 | $46.7M | $22.2M | ||
| Q4 24 | $43.8M | $95.0M | ||
| Q3 24 | $55.9M | $21.2M | ||
| Q2 24 | $40.7M | $27.3M | ||
| Q1 24 | $50.4M | $23.2M |
| Q4 25 | $26.1M | $31.9M | ||
| Q3 25 | $63.3M | $33.9M | ||
| Q2 25 | $31.4M | $18.3M | ||
| Q1 25 | $40.8M | $20.9M | ||
| Q4 24 | $43.0M | $88.8M | ||
| Q3 24 | $55.5M | $18.9M | ||
| Q2 24 | $40.0M | $26.3M | ||
| Q1 24 | $50.1M | $21.9M |
| Q4 25 | 14.2% | 16.4% | ||
| Q3 25 | 35.5% | 38.8% | ||
| Q2 25 | 18.2% | 22.1% | ||
| Q1 25 | 24.4% | 25.5% | ||
| Q4 24 | 25.4% | 115.1% | ||
| Q3 24 | 33.5% | 24.7% | ||
| Q2 24 | 24.9% | 36.2% | ||
| Q1 24 | 31.8% | 30.0% |
| Q4 25 | 0.3% | 3.6% | ||
| Q3 25 | 0.3% | 1.1% | ||
| Q2 25 | 0.6% | 0.8% | ||
| Q1 25 | 3.6% | 1.7% | ||
| Q4 24 | 0.4% | 8.1% | ||
| Q3 24 | 0.2% | 2.9% | ||
| Q2 24 | 0.4% | 1.3% | ||
| Q1 24 | 0.2% | 1.9% |
| Q4 25 | 5.46× | 0.40× | ||
| Q3 25 | 12.07× | 1.47× | ||
| Q2 25 | 3.90× | 0.88× | ||
| Q1 25 | 7.72× | 1.13× | ||
| Q4 24 | 0.78× | 4.82× | ||
| Q3 24 | 3.24× | 1.14× | ||
| Q2 24 | 0.53× | 1.74× | ||
| Q1 24 | 4.66× | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BL
| Subscription And Circulation | $173.2M | 95% |
| Technology Service | $10.0M | 5% |
TMP
Segment breakdown not available.
