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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and CAPRICOR THERAPEUTICS, INC. (CAPR). Click either name above to swap in a different company.

Blue Foundry Bancorp is the larger business by last-quarter revenue ($13.3M vs $11.1M, roughly 1.2× CAPRICOR THERAPEUTICS, INC.). Blue Foundry Bancorp runs the higher net margin — -27.4% vs -63.9%, a 36.6% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs -7.9%). Over the past eight quarters, CAPRICOR THERAPEUTICS, INC.'s revenue compounded faster (93.0% CAGR vs 16.0%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

Capricor Therapeutics is a clinical-stage biotechnology company focused on discovering, developing and commercializing innovative biological therapies including cell and gene therapies for rare diseases, cardiovascular disorders and muscular conditions. It primarily operates in the U.S. market, addressing unmet medical needs for patient groups with limited treatment options.

BLFY vs CAPR — Head-to-Head

Bigger by revenue
BLFY
BLFY
1.2× larger
BLFY
$13.3M
$11.1M
CAPR
Growing faster (revenue YoY)
BLFY
BLFY
+42.1% gap
BLFY
34.2%
-7.9%
CAPR
Higher net margin
BLFY
BLFY
36.6% more per $
BLFY
-27.4%
-63.9%
CAPR
Faster 2-yr revenue CAGR
CAPR
CAPR
Annualised
CAPR
93.0%
16.0%
BLFY

Income Statement — Q4 FY2025 vs Q4 FY2024

Metric
BLFY
BLFY
CAPR
CAPR
Revenue
$13.3M
$11.1M
Net Profit
$-3.5M
$-7.1M
Gross Margin
Operating Margin
-69.1%
Net Margin
-27.4%
-63.9%
Revenue YoY
34.2%
-7.9%
Net Profit YoY
-30.6%
-833.8%
EPS (diluted)
$-0.18
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
CAPR
CAPR
Q4 25
$13.3M
Q3 25
$12.6M
Q2 25
$12.0M
Q1 25
$11.1M
Q4 24
$9.9M
$11.1M
Q3 24
$9.5M
$2.3M
Q2 24
$10.1M
$4.0M
Q1 24
$9.9M
$4.9M
Net Profit
BLFY
BLFY
CAPR
CAPR
Q4 25
$-3.5M
Q3 25
$-1.9M
Q2 25
$-2.0M
Q1 25
$-2.7M
Q4 24
$-2.7M
$-7.1M
Q3 24
$-4.0M
$-12.6M
Q2 24
$-2.3M
$-11.0M
Q1 24
$-2.8M
$-9.8M
Operating Margin
BLFY
BLFY
CAPR
CAPR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
-69.1%
Q3 24
-575.2%
Q2 24
-291.9%
Q1 24
-209.2%
Net Margin
BLFY
BLFY
CAPR
CAPR
Q4 25
-27.4%
Q3 25
-14.8%
Q2 25
-16.2%
Q1 25
-24.2%
Q4 24
-28.4%
-63.9%
Q3 24
-42.7%
-555.2%
Q2 24
-23.2%
-277.0%
Q1 24
-28.8%
-199.6%
EPS (diluted)
BLFY
BLFY
CAPR
CAPR
Q4 25
$-0.18
Q3 25
$-0.10
Q2 25
$-0.10
Q1 25
$-0.13
Q4 24
$-0.12
$-0.11
Q3 24
$-0.19
$-0.38
Q2 24
$-0.11
$-0.35
Q1 24
$-0.13
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
CAPR
CAPR
Cash + ST InvestmentsLiquidity on hand
$53.1M
$151.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$312.7M
$145.5M
Total Assets
$2.2B
$170.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
CAPR
CAPR
Q4 25
$53.1M
Q3 25
$44.1M
Q2 25
$41.9M
Q1 25
$46.2M
Q4 24
$42.5M
$151.5M
Q3 24
$76.1M
$85.0M
Q2 24
$60.3M
$29.5M
Q1 24
$53.8M
$39.9M
Stockholders' Equity
BLFY
BLFY
CAPR
CAPR
Q4 25
$312.7M
Q3 25
$314.4M
Q2 25
$321.3M
Q1 25
$326.7M
Q4 24
$332.2M
$145.5M
Q3 24
$339.3M
$68.3M
Q2 24
$345.6M
$11.5M
Q1 24
$350.2M
$18.4M
Total Assets
BLFY
BLFY
CAPR
CAPR
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$2.1B
Q1 25
$2.1B
Q4 24
$2.1B
$170.5M
Q3 24
$2.1B
$93.0M
Q2 24
$2.0B
$38.3M
Q1 24
$2.0B
$49.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
CAPR
CAPR
Operating Cash FlowLast quarter
$-8.0M
$-14.8M
Free Cash FlowOCF − Capex
$-15.3M
FCF MarginFCF / Revenue
-137.3%
Capex IntensityCapex / Revenue
4.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-41.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
CAPR
CAPR
Q4 25
$-8.0M
Q3 25
$-255.0K
Q2 25
$2.0M
Q1 25
$-3.8M
Q4 24
$5.1M
$-14.8M
Q3 24
$-3.7M
$-11.6M
Q2 24
$14.1M
$-12.3M
Q1 24
$-4.9M
$-1.3M
Free Cash Flow
BLFY
BLFY
CAPR
CAPR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$4.9M
$-15.3M
Q3 24
$-11.7M
Q2 24
$-12.3M
Q1 24
$-4.9M
$-1.9M
FCF Margin
BLFY
BLFY
CAPR
CAPR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
49.8%
-137.3%
Q3 24
-515.2%
Q2 24
-310.9%
Q1 24
-49.3%
-38.3%
Capex Intensity
BLFY
BLFY
CAPR
CAPR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
1.4%
4.4%
Q3 24
0.4%
Q2 24
1.5%
Q1 24
0.1%
12.4%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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