Blue Foundry BancorpBLFYEarnings & Financial Report
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
BLFY Q4 FY2025 Key Financial Metrics
Revenue
$13.3M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$-3.5M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
-27.4%
YoY Growth
34.2%
EPS
$-0.18
Blue Foundry Bancorp Q4 FY2025 Financial Summary
Blue Foundry Bancorp reported revenue of $13.3M (up 34.2% YoY) for Q4 FY2025, with a net profit of $-3.5M (down 30.6% YoY) (-27.4% margin).
Key Financial Metrics
| Total Revenue | $13.3M |
|---|---|
| Net Profit | $-3.5M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Blue Foundry Bancorp Annual Revenue by Year
Blue Foundry Bancorp annual revenue history includes year-by-year totals (for example, 2025 revenue was $49.1M).
Blue Foundry Bancorp Quarterly Revenue & Net Profit History
Blue Foundry Bancorp results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $13.3M | +34.2% | $-3.5M | -27.4% |
| Q3 FY2025 | $12.6M | +33.1% | $-1.9M | -14.8% |
| Q2 FY2025 | $12.0M | +19.2% | $-2.0M | -16.2% |
| Q1 FY2025 | $11.1M | +12.9% | $-2.7M | -24.2% |
| Q4 FY2024 | $9.9M | +1.3% | $-2.7M | -28.4% |
| Q3 FY2024 | $9.5M | -7.5% | $-4.0M | -42.7% |
| Q2 FY2024 | $10.1M | -10.4% | $-2.3M | -23.2% |
| Q1 FY2024 | $9.9M | -20.6% | $-2.8M | -28.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.9M | $10.1M | $9.5M | $9.9M | $11.1M | $12.0M | $12.6M | $13.3M |
| YoY Growth | -20.6% | -10.4% | -7.5% | 1.3% | 12.9% | 19.2% | 33.1% | 34.2% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.03B | $2.05B | $2.06B | $2.06B | $2.09B | $2.13B | $2.16B | $2.17B |
| Liabilities | $1.68B | $1.70B | $1.72B | $1.73B | $1.77B | $1.81B | $1.84B | $1.86B |
| Equity | $350.2M | $345.6M | $339.3M | $332.2M | $326.7M | $321.3M | $314.4M | $312.7M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-4.9M | $14.1M | $-3.7M | $5.1M | $-3.8M | $2.0M | $-255000 | $-8.0M |