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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and CUMBERLAND PHARMACEUTICALS INC (CPIX). Click either name above to swap in a different company.

CUMBERLAND PHARMACEUTICALS INC is the larger business by last-quarter revenue ($13.7M vs $13.3M, roughly 1.0× Blue Foundry Bancorp). CUMBERLAND PHARMACEUTICALS INC runs the higher net margin — -10.3% vs -27.4%, a 17.1% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs 31.1%). Over the past eight quarters, CUMBERLAND PHARMACEUTICALS INC's revenue compounded faster (26.9% CAGR vs 16.0%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

Cumberland Pharmaceuticals Inc is a specialty pharmaceutical company that develops, manufactures and commercializes branded prescription medicines. Its core product portfolio covers acute care, gastroenterology, pain management and rare disease treatment, with its primary operating market being the United States, serving healthcare providers and patients in relevant care segments.

BLFY vs CPIX — Head-to-Head

Bigger by revenue
CPIX
CPIX
1.0× larger
CPIX
$13.7M
$13.3M
BLFY
Growing faster (revenue YoY)
BLFY
BLFY
+3.1% gap
BLFY
34.2%
31.1%
CPIX
Higher net margin
CPIX
CPIX
17.1% more per $
CPIX
-10.3%
-27.4%
BLFY
Faster 2-yr revenue CAGR
CPIX
CPIX
Annualised
CPIX
26.9%
16.0%
BLFY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BLFY
BLFY
CPIX
CPIX
Revenue
$13.3M
$13.7M
Net Profit
$-3.5M
$-1.4M
Gross Margin
83.6%
Operating Margin
-10.0%
Net Margin
-27.4%
-10.3%
Revenue YoY
34.2%
31.1%
Net Profit YoY
-30.6%
25.8%
EPS (diluted)
$-0.18
$-0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
CPIX
CPIX
Q4 25
$13.3M
$13.7M
Q3 25
$12.6M
$8.3M
Q2 25
$12.0M
$10.8M
Q1 25
$11.1M
$11.7M
Q4 24
$9.9M
$10.4M
Q3 24
$9.5M
$9.1M
Q2 24
$10.1M
$9.8M
Q1 24
$9.9M
$8.5M
Net Profit
BLFY
BLFY
CPIX
CPIX
Q4 25
$-3.5M
$-1.4M
Q3 25
$-1.9M
$-1.9M
Q2 25
$-2.0M
$-740.7K
Q1 25
$-2.7M
$1.3M
Q4 24
$-2.7M
$-1.9M
Q3 24
$-4.0M
$-1.5M
Q2 24
$-2.3M
$-1.1M
Q1 24
$-2.8M
$-1.9M
Gross Margin
BLFY
BLFY
CPIX
CPIX
Q4 25
83.6%
Q3 25
88.1%
Q2 25
81.4%
Q1 25
87.8%
Q4 24
81.1%
Q3 24
85.4%
Q2 24
82.6%
Q1 24
81.5%
Operating Margin
BLFY
BLFY
CPIX
CPIX
Q4 25
-10.0%
Q3 25
-23.7%
Q2 25
-6.9%
Q1 25
11.0%
Q4 24
-17.7%
Q3 24
-18.6%
Q2 24
-10.4%
Q1 24
-22.0%
Net Margin
BLFY
BLFY
CPIX
CPIX
Q4 25
-27.4%
-10.3%
Q3 25
-14.8%
-23.4%
Q2 25
-16.2%
-6.8%
Q1 25
-24.2%
10.7%
Q4 24
-28.4%
-18.2%
Q3 24
-42.7%
-17.0%
Q2 24
-23.2%
-11.0%
Q1 24
-28.8%
-22.9%
EPS (diluted)
BLFY
BLFY
CPIX
CPIX
Q4 25
$-0.18
$-0.09
Q3 25
$-0.10
$-0.13
Q2 25
$-0.10
$-0.05
Q1 25
$-0.13
$0.08
Q4 24
$-0.12
$-0.13
Q3 24
$-0.19
$-0.11
Q2 24
$-0.11
$-0.08
Q1 24
$-0.13
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
CPIX
CPIX
Cash + ST InvestmentsLiquidity on hand
$53.1M
$11.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$312.7M
$24.9M
Total Assets
$2.2B
$76.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
CPIX
CPIX
Q4 25
$53.1M
$11.4M
Q3 25
$44.1M
$15.2M
Q2 25
$41.9M
$16.1M
Q1 25
$46.2M
$15.1M
Q4 24
$42.5M
$18.0M
Q3 24
$76.1M
$17.5M
Q2 24
$60.3M
$17.3M
Q1 24
$53.8M
$18.5M
Stockholders' Equity
BLFY
BLFY
CPIX
CPIX
Q4 25
$312.7M
$24.9M
Q3 25
$314.4M
$26.1M
Q2 25
$321.3M
$28.0M
Q1 25
$326.7M
$28.7M
Q4 24
$332.2M
$22.9M
Q3 24
$339.3M
$24.8M
Q2 24
$345.6M
$26.3M
Q1 24
$350.2M
$27.5M
Total Assets
BLFY
BLFY
CPIX
CPIX
Q4 25
$2.2B
$76.8M
Q3 25
$2.2B
$65.9M
Q2 25
$2.1B
$67.9M
Q1 25
$2.1B
$69.9M
Q4 24
$2.1B
$75.6M
Q3 24
$2.1B
$76.7M
Q2 24
$2.0B
$78.5M
Q1 24
$2.0B
$81.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
CPIX
CPIX
Operating Cash FlowLast quarter
$-8.0M
$3.0K
Free Cash FlowOCF − Capex
$3.0K
FCF MarginFCF / Revenue
0.0%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$4.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
CPIX
CPIX
Q4 25
$-8.0M
$3.0K
Q3 25
$-255.0K
$187.2K
Q2 25
$2.0M
$843.8K
Q1 25
$-3.8M
$3.9M
Q4 24
$5.1M
$1.9M
Q3 24
$-3.7M
$475.5K
Q2 24
$14.1M
$-855.7K
Q1 24
$-4.9M
$-2.1M
Free Cash Flow
BLFY
BLFY
CPIX
CPIX
Q4 25
$3.0K
Q3 25
$163.4K
Q2 25
$817.3K
Q1 25
$3.9M
Q4 24
$4.9M
$1.9M
Q3 24
$460.1K
Q2 24
$-862.8K
Q1 24
$-4.9M
$-2.2M
FCF Margin
BLFY
BLFY
CPIX
CPIX
Q4 25
0.0%
Q3 25
2.0%
Q2 25
7.5%
Q1 25
32.9%
Q4 24
49.8%
18.2%
Q3 24
5.1%
Q2 24
-8.8%
Q1 24
-49.3%
-25.6%
Capex Intensity
BLFY
BLFY
CPIX
CPIX
Q4 25
0.0%
Q3 25
0.3%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
1.4%
0.0%
Q3 24
0.2%
Q2 24
0.1%
Q1 24
0.1%
0.5%
Cash Conversion
BLFY
BLFY
CPIX
CPIX
Q4 25
Q3 25
Q2 25
Q1 25
3.10×
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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