vs
Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and FutureFuel Corp. (FF). Click either name above to swap in a different company.
FutureFuel Corp. is the larger business by last-quarter revenue ($19.8M vs $13.3M, roughly 1.5× Blue Foundry Bancorp). Blue Foundry Bancorp runs the higher net margin — -27.4% vs -60.5%, a 33.1% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs -67.7%). Over the past eight quarters, Blue Foundry Bancorp's revenue compounded faster (16.0% CAGR vs -41.7%).
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.
BLFY vs FF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $13.3M | $19.8M |
| Net Profit | $-3.5M | $-12.0M |
| Gross Margin | — | -46.7% |
| Operating Margin | — | -62.9% |
| Net Margin | -27.4% | -60.5% |
| Revenue YoY | 34.2% | -67.7% |
| Net Profit YoY | -30.6% | -529.4% |
| EPS (diluted) | $-0.18 | $-0.28 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.3M | $19.8M | ||
| Q3 25 | $12.6M | $22.7M | ||
| Q2 25 | $12.0M | $35.7M | ||
| Q1 25 | $11.1M | $17.5M | ||
| Q4 24 | $9.9M | $61.5M | ||
| Q3 24 | $9.5M | $51.1M | ||
| Q2 24 | $10.1M | $72.4M | ||
| Q1 24 | $9.9M | $58.3M |
| Q4 25 | $-3.5M | $-12.0M | ||
| Q3 25 | $-1.9M | $-9.3M | ||
| Q2 25 | $-2.0M | $-10.4M | ||
| Q1 25 | $-2.7M | $-17.6M | ||
| Q4 24 | $-2.7M | $2.8M | ||
| Q3 24 | $-4.0M | $-1.2M | ||
| Q2 24 | $-2.3M | $9.6M | ||
| Q1 24 | $-2.8M | $4.3M |
| Q4 25 | — | -46.7% | ||
| Q3 25 | — | -30.1% | ||
| Q2 25 | — | -24.6% | ||
| Q1 25 | — | -83.0% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | 0.7% | ||
| Q2 24 | — | 12.0% | ||
| Q1 24 | — | 8.6% |
| Q4 25 | — | -62.9% | ||
| Q3 25 | — | -42.9% | ||
| Q2 25 | — | -33.4% | ||
| Q1 25 | — | -107.4% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | -5.6% | ||
| Q2 24 | — | 7.5% | ||
| Q1 24 | — | 3.8% |
| Q4 25 | -27.4% | -60.5% | ||
| Q3 25 | -14.8% | -41.1% | ||
| Q2 25 | -16.2% | -29.2% | ||
| Q1 25 | -24.2% | -100.6% | ||
| Q4 24 | -28.4% | 4.5% | ||
| Q3 24 | -42.7% | -2.3% | ||
| Q2 24 | -23.2% | 13.2% | ||
| Q1 24 | -28.8% | 7.4% |
| Q4 25 | $-0.18 | $-0.28 | ||
| Q3 25 | $-0.10 | $-0.21 | ||
| Q2 25 | $-0.10 | $-0.24 | ||
| Q1 25 | $-0.13 | $-0.40 | ||
| Q4 24 | $-0.12 | $0.06 | ||
| Q3 24 | $-0.19 | $-0.03 | ||
| Q2 24 | $-0.11 | $0.22 | ||
| Q1 24 | $-0.13 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.1M | $51.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $312.7M | $154.7M |
| Total Assets | $2.2B | $192.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.1M | $51.3M | ||
| Q3 25 | $44.1M | $85.6M | ||
| Q2 25 | $41.9M | $95.2M | ||
| Q1 25 | $46.2M | $97.1M | ||
| Q4 24 | $42.5M | $109.5M | ||
| Q3 24 | $76.1M | $133.4M | ||
| Q2 24 | $60.3M | $115.1M | ||
| Q1 24 | $53.8M | $201.1M |
| Q4 25 | $312.7M | $154.7M | ||
| Q3 25 | $314.4M | $169.1M | ||
| Q2 25 | $321.3M | $178.2M | ||
| Q1 25 | $326.7M | $188.4M | ||
| Q4 24 | $332.2M | $205.8M | ||
| Q3 24 | $339.3M | $213.3M | ||
| Q2 24 | $345.6M | $214.4M | ||
| Q1 24 | $350.2M | $204.8M |
| Q4 25 | $2.2B | $192.2M | ||
| Q3 25 | $2.2B | $203.5M | ||
| Q2 25 | $2.1B | $218.2M | ||
| Q1 25 | $2.1B | $227.7M | ||
| Q4 24 | $2.1B | $247.7M | ||
| Q3 24 | $2.1B | $256.5M | ||
| Q2 24 | $2.0B | $261.2M | ||
| Q1 24 | $2.0B | $365.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-8.0M | $-27.4M |
| Free Cash FlowOCF − Capex | — | $-29.9M |
| FCF MarginFCF / Revenue | — | -150.5% |
| Capex IntensityCapex / Revenue | — | 12.2% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-46.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-8.0M | $-27.4M | ||
| Q3 25 | $-255.0K | $-1.1M | ||
| Q2 25 | $2.0M | $5.2M | ||
| Q1 25 | $-3.8M | $-5.4M | ||
| Q4 24 | $5.1M | $-16.6M | ||
| Q3 24 | $-3.7M | $25.8M | ||
| Q2 24 | $14.1M | $27.8M | ||
| Q1 24 | $-4.9M | $-12.2M |
| Q4 25 | — | $-29.9M | ||
| Q3 25 | — | $-6.5M | ||
| Q2 25 | — | $-263.0K | ||
| Q1 25 | — | $-9.4M | ||
| Q4 24 | $4.9M | $-20.7M | ||
| Q3 24 | — | $20.5M | ||
| Q2 24 | — | $24.8M | ||
| Q1 24 | $-4.9M | $-14.5M |
| Q4 25 | — | -150.5% | ||
| Q3 25 | — | -28.5% | ||
| Q2 25 | — | -0.7% | ||
| Q1 25 | — | -53.6% | ||
| Q4 24 | 49.8% | -33.6% | ||
| Q3 24 | — | 40.1% | ||
| Q2 24 | — | 34.3% | ||
| Q1 24 | -49.3% | -24.9% |
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 23.5% | ||
| Q2 25 | — | 15.3% | ||
| Q1 25 | — | 22.8% | ||
| Q4 24 | 1.4% | 6.6% | ||
| Q3 24 | — | 10.4% | ||
| Q2 24 | — | 4.1% | ||
| Q1 24 | 0.1% | 3.9% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -5.94× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 2.90× | ||
| Q1 24 | — | -2.82× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BLFY
Segment breakdown not available.
FF
| Chemicals | $18.0M | 91% |
| Biofuels | $1.8M | 9% |
