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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and Invivyd, Inc. (IVVD). Click either name above to swap in a different company.

Invivyd, Inc. is the larger business by last-quarter revenue ($17.2M vs $13.3M, roughly 1.3× Blue Foundry Bancorp). Blue Foundry Bancorp runs the higher net margin — -27.4% vs -64.3%, a 36.9% gap on every dollar of revenue. On growth, Blue Foundry Bancorp posted the faster year-over-year revenue change (34.2% vs 24.5%).

Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.

Invivyd, Inc. is a clinical-stage biopharmaceutical company focused on developing broadly neutralizing antibody therapies to prevent and treat serious viral infectious diseases. Its core research and development pipeline targets high-burden respiratory pathogens including respiratory syncytial virus, catering to unmet medical needs of global patient groups.

BLFY vs IVVD — Head-to-Head

Bigger by revenue
IVVD
IVVD
1.3× larger
IVVD
$17.2M
$13.3M
BLFY
Growing faster (revenue YoY)
BLFY
BLFY
+9.7% gap
BLFY
34.2%
24.5%
IVVD
Higher net margin
BLFY
BLFY
36.9% more per $
BLFY
-27.4%
-64.3%
IVVD

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BLFY
BLFY
IVVD
IVVD
Revenue
$13.3M
$17.2M
Net Profit
$-3.5M
$-11.1M
Gross Margin
Operating Margin
-73.0%
Net Margin
-27.4%
-64.3%
Revenue YoY
34.2%
24.5%
Net Profit YoY
-30.6%
40.0%
EPS (diluted)
$-0.18
$0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLFY
BLFY
IVVD
IVVD
Q4 25
$13.3M
$17.2M
Q3 25
$12.6M
$13.1M
Q2 25
$12.0M
$11.8M
Q1 25
$11.1M
$11.3M
Q4 24
$9.9M
$13.8M
Q3 24
$9.5M
$9.3M
Q2 24
$10.1M
$2.3M
Q1 24
$9.9M
$0
Net Profit
BLFY
BLFY
IVVD
IVVD
Q4 25
$-3.5M
$-11.1M
Q3 25
$-1.9M
$-10.5M
Q2 25
$-2.0M
$-14.7M
Q1 25
$-2.7M
$-16.3M
Q4 24
$-2.7M
$-18.4M
Q3 24
$-4.0M
$-60.7M
Q2 24
$-2.3M
$-47.2M
Q1 24
$-2.8M
$-43.5M
Operating Margin
BLFY
BLFY
IVVD
IVVD
Q4 25
-73.0%
Q3 25
-84.0%
Q2 25
-127.8%
Q1 25
-149.7%
Q4 24
-139.1%
Q3 24
-670.0%
Q2 24
-2175.2%
Q1 24
Net Margin
BLFY
BLFY
IVVD
IVVD
Q4 25
-27.4%
-64.3%
Q3 25
-14.8%
-79.7%
Q2 25
-16.2%
-124.4%
Q1 25
-24.2%
-144.1%
Q4 24
-28.4%
-133.5%
Q3 24
-42.7%
-653.1%
Q2 24
-23.2%
-2086.9%
Q1 24
-28.8%
EPS (diluted)
BLFY
BLFY
IVVD
IVVD
Q4 25
$-0.18
$0.02
Q3 25
$-0.10
$-0.06
Q2 25
$-0.10
$-0.12
Q1 25
$-0.13
$-0.14
Q4 24
$-0.12
$-0.14
Q3 24
$-0.19
$-0.51
Q2 24
$-0.11
$-0.40
Q1 24
$-0.13
$-0.38

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLFY
BLFY
IVVD
IVVD
Cash + ST InvestmentsLiquidity on hand
$53.1M
$226.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$312.7M
$241.5M
Total Assets
$2.2B
$276.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLFY
BLFY
IVVD
IVVD
Q4 25
$53.1M
$226.7M
Q3 25
$44.1M
$85.0M
Q2 25
$41.9M
$34.9M
Q1 25
$46.2M
$48.1M
Q4 24
$42.5M
$69.3M
Q3 24
$76.1M
$106.9M
Q2 24
$60.3M
$147.9M
Q1 24
$53.8M
$189.4M
Stockholders' Equity
BLFY
BLFY
IVVD
IVVD
Q4 25
$312.7M
$241.5M
Q3 25
$314.4M
$93.1M
Q2 25
$321.3M
$42.8M
Q1 25
$326.7M
$54.1M
Q4 24
$332.2M
$67.5M
Q3 24
$339.3M
$83.2M
Q2 24
$345.6M
$140.6M
Q1 24
$350.2M
$178.5M
Total Assets
BLFY
BLFY
IVVD
IVVD
Q4 25
$2.2B
$276.9M
Q3 25
$2.2B
$139.2M
Q2 25
$2.1B
$89.1M
Q1 25
$2.1B
$103.7M
Q4 24
$2.1B
$129.5M
Q3 24
$2.1B
$161.9M
Q2 24
$2.0B
$177.3M
Q1 24
$2.0B
$215.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLFY
BLFY
IVVD
IVVD
Operating Cash FlowLast quarter
$-8.0M
$-15.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLFY
BLFY
IVVD
IVVD
Q4 25
$-8.0M
$-15.5M
Q3 25
$-255.0K
$-8.3M
Q2 25
$2.0M
$-13.3M
Q1 25
$-3.8M
$-21.1M
Q4 24
$5.1M
$-37.6M
Q3 24
$-3.7M
$-41.1M
Q2 24
$14.1M
$-41.6M
Q1 24
$-4.9M
$-50.2M
Free Cash Flow
BLFY
BLFY
IVVD
IVVD
Q4 25
Q3 25
Q2 25
$-13.3M
Q1 25
$-21.3M
Q4 24
$4.9M
$-37.6M
Q3 24
$-41.1M
Q2 24
Q1 24
$-4.9M
$-50.4M
FCF Margin
BLFY
BLFY
IVVD
IVVD
Q4 25
Q3 25
Q2 25
-112.9%
Q1 25
-188.2%
Q4 24
49.8%
-272.2%
Q3 24
-441.6%
Q2 24
Q1 24
-49.3%
Capex Intensity
BLFY
BLFY
IVVD
IVVD
Q4 25
0.0%
Q3 25
0.0%
Q2 25
0.1%
Q1 25
1.3%
Q4 24
1.4%
0.0%
Q3 24
0.1%
Q2 24
0.0%
Q1 24
0.1%

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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