vs

Side-by-side financial comparison of Bloomin' Brands, Inc. (BLMN) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

Bloomin' Brands, Inc. is the larger business by last-quarter revenue ($975.2M vs $891.0M, roughly 1.1× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs -1.4%, a 30.9% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs 0.3%). ZIONS BANCORPORATION, NATIONAL ASSOCIATION produced more free cash flow last quarter ($952.0M vs $63.7M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs -4.5%).

Bloomin' Brands, Inc. is a restaurant holding company that owns several American casual dining restaurant chains. The company was established in 1988 in Tampa, Florida, where it is headquartered.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

BLMN vs ZION — Head-to-Head

Bigger by revenue
BLMN
BLMN
1.1× larger
BLMN
$975.2M
$891.0M
ZION
Growing faster (revenue YoY)
ZION
ZION
+8.3% gap
ZION
8.7%
0.3%
BLMN
Higher net margin
ZION
ZION
30.9% more per $
ZION
29.5%
-1.4%
BLMN
More free cash flow
ZION
ZION
$888.3M more FCF
ZION
$952.0M
$63.7M
BLMN
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
-4.5%
BLMN

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BLMN
BLMN
ZION
ZION
Revenue
$975.2M
$891.0M
Net Profit
$-13.5M
$263.0M
Gross Margin
70.2%
Operating Margin
-1.4%
Net Margin
-1.4%
29.5%
Revenue YoY
0.3%
8.7%
Net Profit YoY
83.0%
21.8%
EPS (diluted)
$-0.16
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLMN
BLMN
ZION
ZION
Q4 25
$975.2M
$891.0M
Q3 25
$928.8M
$861.0M
Q2 25
$1.0B
$838.0M
Q1 25
$1.0B
$795.0M
Q4 24
$972.0M
$820.0M
Q3 24
$910.0M
$792.0M
Q2 24
$999.4M
$777.0M
Q1 24
$1.1B
$742.0M
Net Profit
BLMN
BLMN
ZION
ZION
Q4 25
$-13.5M
$263.0M
Q3 25
$-45.9M
$222.0M
Q2 25
$25.4M
$244.0M
Q1 25
$42.2M
$170.0M
Q4 24
$-79.5M
$216.0M
Q3 24
$6.9M
$214.0M
Q2 24
$28.4M
$201.0M
Q1 24
$-83.9M
$153.0M
Gross Margin
BLMN
BLMN
ZION
ZION
Q4 25
70.2%
Q3 25
70.4%
Q2 25
70.2%
Q1 25
70.1%
Q4 24
71.6%
Q3 24
71.3%
Q2 24
70.5%
Q1 24
70.5%
Operating Margin
BLMN
BLMN
ZION
ZION
Q4 25
-1.4%
Q3 25
-3.9%
Q2 25
3.0%
Q1 25
5.5%
Q4 24
1.7%
Q3 24
0.9%
Q2 24
4.4%
Q1 24
6.6%
Net Margin
BLMN
BLMN
ZION
ZION
Q4 25
-1.4%
29.5%
Q3 25
-4.9%
25.8%
Q2 25
2.5%
29.1%
Q1 25
4.0%
21.4%
Q4 24
-8.2%
26.3%
Q3 24
0.8%
27.0%
Q2 24
2.8%
25.9%
Q1 24
-7.8%
20.6%
EPS (diluted)
BLMN
BLMN
ZION
ZION
Q4 25
$-0.16
$1.77
Q3 25
$-0.54
$1.48
Q2 25
$0.30
$1.63
Q1 25
$0.50
$1.13
Q4 24
$-0.93
$1.34
Q3 24
$0.08
$1.37
Q2 24
$0.32
$1.28
Q1 24
$-0.96
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLMN
BLMN
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$59.5M
Total DebtLower is stronger
$787.4M
$1.5B
Stockholders' EquityBook value
$333.6M
$7.2B
Total Assets
$3.2B
$89.0B
Debt / EquityLower = less leverage
2.36×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLMN
BLMN
ZION
ZION
Q4 25
$59.5M
Q3 25
$66.5M
Q2 25
$50.3M
Q1 25
$57.7M
Q4 24
$70.1M
Q3 24
$83.6M
Q2 24
$117.9M
Q1 24
$131.7M
Total Debt
BLMN
BLMN
ZION
ZION
Q4 25
$787.4M
$1.5B
Q3 25
$962.2M
$1.5B
Q2 25
$917.1M
$970.0M
Q1 25
$917.6M
$964.0M
Q4 24
$1.0B
$950.0M
Q3 24
$1.1B
$548.0M
Q2 24
$1.0B
$546.0M
Q1 24
$951.8M
$544.0M
Stockholders' Equity
BLMN
BLMN
ZION
ZION
Q4 25
$333.6M
$7.2B
Q3 25
$344.1M
$6.9B
Q2 25
$397.2M
$6.6B
Q1 25
$380.6M
$6.3B
Q4 24
$135.5M
$6.1B
Q3 24
$242.1M
$6.4B
Q2 24
$286.8M
$6.0B
Q1 24
$302.7M
$5.8B
Total Assets
BLMN
BLMN
ZION
ZION
Q4 25
$3.2B
$89.0B
Q3 25
$3.3B
$88.5B
Q2 25
$3.3B
$88.9B
Q1 25
$3.3B
$88.0B
Q4 24
$3.4B
$88.8B
Q3 24
$3.4B
$87.0B
Q2 24
$3.4B
$87.6B
Q1 24
$3.4B
$87.1B
Debt / Equity
BLMN
BLMN
ZION
ZION
Q4 25
2.36×
0.21×
Q3 25
2.80×
0.21×
Q2 25
2.31×
0.15×
Q1 25
2.41×
0.15×
Q4 24
7.58×
0.16×
Q3 24
4.51×
0.09×
Q2 24
3.49×
0.09×
Q1 24
3.14×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLMN
BLMN
ZION
ZION
Operating Cash FlowLast quarter
$119.1M
$1.1B
Free Cash FlowOCF − Capex
$63.7M
$952.0M
FCF MarginFCF / Revenue
6.5%
106.8%
Capex IntensityCapex / Revenue
5.7%
13.6%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$96.8M
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLMN
BLMN
ZION
ZION
Q4 25
$119.1M
$1.1B
Q3 25
$34.4M
$438.0M
Q2 25
$49.7M
$-62.0M
Q1 25
$73.5M
$179.0M
Q4 24
$119.8M
$1.1B
Q3 24
$-7.8M
$119.0M
Q2 24
$42.4M
$251.0M
Q1 24
$73.8M
$261.0M
Free Cash Flow
BLMN
BLMN
ZION
ZION
Q4 25
$63.7M
$952.0M
Q3 25
$-5.7M
$413.0M
Q2 25
$11.1M
$-93.0M
Q1 25
$27.7M
$152.0M
Q4 24
$66.7M
$1.1B
Q3 24
$-67.3M
$97.0M
Q2 24
$-12.1M
$234.0M
Q1 24
$20.0M
$231.0M
FCF Margin
BLMN
BLMN
ZION
ZION
Q4 25
6.5%
106.8%
Q3 25
-0.6%
48.0%
Q2 25
1.1%
-11.1%
Q1 25
2.6%
19.1%
Q4 24
6.9%
128.2%
Q3 24
-7.4%
12.2%
Q2 24
-1.2%
30.1%
Q1 24
1.9%
31.1%
Capex Intensity
BLMN
BLMN
ZION
ZION
Q4 25
5.7%
13.6%
Q3 25
4.3%
2.9%
Q2 25
3.8%
3.7%
Q1 25
4.4%
3.4%
Q4 24
5.5%
11.8%
Q3 24
6.5%
2.8%
Q2 24
5.5%
2.2%
Q1 24
5.0%
4.0%
Cash Conversion
BLMN
BLMN
ZION
ZION
Q4 25
4.08×
Q3 25
1.97×
Q2 25
1.95×
-0.25×
Q1 25
1.74×
1.05×
Q4 24
5.31×
Q3 24
-1.13×
0.56×
Q2 24
1.49×
1.25×
Q1 24
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BLMN
BLMN

Food And Beverage$958.0M98%
Franchiseand Other Revenue$17.2M2%
International Franchise Segment$7.8M1%

ZION
ZION

Segment breakdown not available.

Related Comparisons