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Side-by-side financial comparison of Blink Charging Co. (BLNK) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $27.0M, roughly 1.2× Blink Charging Co.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -113.3%, a 149.6% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -3.5%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -15.2%).

Blink Charging Co. is an American electric vehicle charging network operator headquartered in Bowie, Maryland. One of the top three EV charging networks in the United States, it has over 90,000 chargers globally in 25 countries.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

BLNK vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.2× larger
PDLB
$31.4M
$27.0M
BLNK
Growing faster (revenue YoY)
PDLB
PDLB
+41.1% gap
PDLB
37.6%
-3.5%
BLNK
Higher net margin
PDLB
PDLB
149.6% more per $
PDLB
36.3%
-113.3%
BLNK
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
-15.2%
BLNK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BLNK
BLNK
PDLB
PDLB
Revenue
$27.0M
$31.4M
Net Profit
$-30.6M
$10.1M
Gross Margin
15.8%
Operating Margin
-120.9%
43.6%
Net Margin
-113.3%
36.3%
Revenue YoY
-3.5%
37.6%
Net Profit YoY
60.1%
245.6%
EPS (diluted)
$-0.27
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BLNK
BLNK
PDLB
PDLB
Q4 25
$27.0M
$31.4M
Q3 25
$27.1M
$26.7M
Q2 25
$28.7M
$26.5M
Q1 25
$20.7M
$24.6M
Q4 24
$28.0M
$22.8M
Q3 24
$25.2M
$20.2M
Q2 24
$33.3M
$20.2M
Q1 24
$37.6M
$20.5M
Net Profit
BLNK
BLNK
PDLB
PDLB
Q4 25
$-30.6M
$10.1M
Q3 25
$-86.0K
$6.5M
Q2 25
$-32.0M
$6.1M
Q1 25
$-20.7M
$6.0M
Q4 24
$-76.7M
$2.9M
Q3 24
$-87.4M
$2.4M
Q2 24
$-20.1M
$3.2M
Q1 24
$-17.2M
$2.4M
Gross Margin
BLNK
BLNK
PDLB
PDLB
Q4 25
15.8%
Q3 25
34.5%
Q2 25
16.8%
Q1 25
34.1%
Q4 24
15.7%
Q3 24
36.2%
Q2 24
32.2%
Q1 24
35.7%
Operating Margin
BLNK
BLNK
PDLB
PDLB
Q4 25
-120.9%
43.6%
Q3 25
-1.7%
32.8%
Q2 25
-103.0%
30.2%
Q1 25
-103.2%
32.5%
Q4 24
-274.2%
19.6%
Q3 24
-350.3%
15.2%
Q2 24
-62.1%
21.8%
Q1 24
-46.5%
18.3%
Net Margin
BLNK
BLNK
PDLB
PDLB
Q4 25
-113.3%
36.3%
Q3 25
-0.3%
24.3%
Q2 25
-111.3%
23.0%
Q1 25
-99.9%
24.2%
Q4 24
-273.7%
14.1%
Q3 24
-347.0%
12.1%
Q2 24
-60.3%
15.8%
Q1 24
-45.7%
11.8%
EPS (diluted)
BLNK
BLNK
PDLB
PDLB
Q4 25
$-0.27
$0.43
Q3 25
$0.00
$0.27
Q2 25
$-0.28
$0.25
Q1 25
$-0.21
$0.25
Q4 24
$-0.77
$0.11
Q3 24
$-0.86
$0.10
Q2 24
$-0.20
$0.14
Q1 24
$-0.17
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BLNK
BLNK
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$39.6M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$64.5M
$541.5M
Total Assets
$147.5M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BLNK
BLNK
PDLB
PDLB
Q4 25
$39.6M
$126.2M
Q3 25
$23.1M
$146.6M
Q2 25
$25.3M
$126.6M
Q1 25
$42.0M
$129.9M
Q4 24
$55.4M
$139.8M
Q3 24
$64.6M
$155.8M
Q2 24
$73.9M
$103.2M
Q1 24
$93.5M
$134.7M
Total Debt
BLNK
BLNK
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
BLNK
BLNK
PDLB
PDLB
Q4 25
$64.5M
$541.5M
Q3 25
$90.8M
$529.8M
Q2 25
$70.8M
$521.1M
Q1 25
$102.6M
$513.9M
Q4 24
$115.5M
$505.5M
Q3 24
$194.5M
$504.6M
Q2 24
$278.4M
$497.7M
Q1 24
$296.7M
$493.7M
Total Assets
BLNK
BLNK
PDLB
PDLB
Q4 25
$147.5M
$3.2B
Q3 25
$171.3M
$3.2B
Q2 25
$168.4M
$3.2B
Q1 25
$199.1M
$3.1B
Q4 24
$215.0M
$3.0B
Q3 24
$303.0M
$3.0B
Q2 24
$380.3M
$2.8B
Q1 24
$404.5M
$2.8B
Debt / Equity
BLNK
BLNK
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BLNK
BLNK
PDLB
PDLB
Operating Cash FlowLast quarter
$683.0K
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BLNK
BLNK
PDLB
PDLB
Q4 25
$683.0K
$55.6M
Q3 25
$-3.0M
$1.4M
Q2 25
$-16.7M
$6.2M
Q1 25
$-11.9M
$13.1M
Q4 24
$-13.5M
$7.2M
Q3 24
$-9.1M
$-14.6M
Q2 24
$-4.3M
$-2.6M
Q1 24
$-21.5M
$1.5M
Free Cash Flow
BLNK
BLNK
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$-4.9M
$786.0K
Q2 25
$5.9M
Q1 25
$-14.2M
$12.9M
Q4 24
$-14.4M
$4.5M
Q3 24
$-10.1M
$-15.0M
Q2 24
$-10.0M
$-2.6M
Q1 24
$-24.3M
$-315.0K
FCF Margin
BLNK
BLNK
PDLB
PDLB
Q4 25
173.9%
Q3 25
-18.0%
2.9%
Q2 25
22.4%
Q1 25
-68.6%
52.6%
Q4 24
-51.5%
19.7%
Q3 24
-40.1%
-74.1%
Q2 24
-30.1%
-13.0%
Q1 24
-64.7%
-1.5%
Capex Intensity
BLNK
BLNK
PDLB
PDLB
Q4 25
3.1%
Q3 25
6.9%
2.3%
Q2 25
1.0%
Q1 25
11.4%
0.6%
Q4 24
3.4%
11.9%
Q3 24
3.9%
2.0%
Q2 24
17.3%
0.3%
Q1 24
7.5%
8.7%
Cash Conversion
BLNK
BLNK
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BLNK
BLNK

Products$11.0M41%
Host Provider Fees$5.9M22%
Network$3.7M14%
Transferred Over Time$3.2M12%
Network Fees And Warranty Contracts$1.6M6%
Car Sharing Services$1.3M5%

PDLB
PDLB

Segment breakdown not available.

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