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Side-by-side financial comparison of BANK OF MONTREAL (BMO) and PEAPACK GLADSTONE FINANCIAL CORP (PGC). Click either name above to swap in a different company.
BANK OF MONTREAL is the larger business by last-quarter revenue ($7.2B vs $78.2M, roughly 91.7× PEAPACK GLADSTONE FINANCIAL CORP). BANK OF MONTREAL runs the higher net margin — 25.3% vs 15.5%, a 9.8% gap on every dollar of revenue. BANK OF MONTREAL produced more free cash flow last quarter ($1.0B vs $-3.6M).
The Bank of Montreal, abbreviated as BMO, is a Canadian multinational investment bank and financial services company.
Peapack Gladstone Financial Corp is a U.S.-based regional financial holding company that provides commercial and consumer banking, wealth management, private banking, lending solutions, and trust services, primarily serving individual and small-to-medium business clients across New Jersey and the surrounding U.S. Northeast region.
BMO vs PGC — Head-to-Head
Income Statement — Q1 2026 vs Q4 2025
| Metric | | |
|---|---|---|
| Revenue | $7.2B | $78.2M |
| Net Profit | $1.8B | $12.2M |
| Gross Margin | — | — |
| Operating Margin | — | 21.7% |
| Net Margin | 25.3% | 15.5% |
| Revenue YoY | — | 26.5% |
| Net Profit YoY | — | 31.6% |
| EPS (diluted) | — | $0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $7.2B | — | ||
| Q4 25 | — | $78.2M | ||
| Q3 25 | $6.6B | $70.7M | ||
| Q2 25 | $6.3B | $69.7M | ||
| Q1 25 | — | $64.4M | ||
| Q4 24 | — | $61.8M | ||
| Q3 24 | — | $56.6M | ||
| Q2 24 | — | $56.6M |
| Q1 26 | $1.8B | — | ||
| Q4 25 | — | $12.2M | ||
| Q3 25 | $1.7B | $9.6M | ||
| Q2 25 | $1.4B | $7.9M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $9.2M | ||
| Q3 24 | — | $7.6M | ||
| Q2 24 | — | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 21.7% | ||
| Q3 25 | — | 19.2% | ||
| Q2 25 | — | 16.1% | ||
| Q1 25 | — | 16.2% | ||
| Q4 24 | — | 19.8% | ||
| Q3 24 | — | 19.0% | ||
| Q2 24 | — | 16.9% |
| Q1 26 | 25.3% | — | ||
| Q4 25 | — | 15.5% | ||
| Q3 25 | 25.9% | 13.6% | ||
| Q2 25 | 22.6% | 11.4% | ||
| Q1 25 | — | 11.8% | ||
| Q4 24 | — | 14.9% | ||
| Q3 24 | — | 13.4% | ||
| Q2 24 | — | 13.3% |
| Q1 26 | — | — | ||
| Q4 25 | — | $0.68 | ||
| Q3 25 | — | $0.54 | ||
| Q2 25 | — | $0.45 | ||
| Q1 25 | — | $0.43 | ||
| Q4 24 | — | $0.52 | ||
| Q3 24 | — | $0.43 | ||
| Q2 24 | — | $0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $49.2B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $62.6B | $658.2M |
| Total Assets | $1064.4B | $7.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $49.2B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $42.8B | — | ||
| Q2 25 | $47.7B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $62.6B | — | ||
| Q4 25 | — | $658.2M | ||
| Q3 25 | $63.3B | $642.5M | ||
| Q2 25 | $62.7B | $629.8M | ||
| Q1 25 | — | $621.9M | ||
| Q4 24 | — | $605.8M | ||
| Q3 24 | — | $607.6M | ||
| Q2 24 | — | $588.3M |
| Q1 26 | $1064.4B | — | ||
| Q4 25 | — | $7.5B | ||
| Q3 25 | $1045.0B | $7.4B | ||
| Q2 25 | $1051.4B | $7.2B | ||
| Q1 25 | — | $7.1B | ||
| Q4 24 | — | $7.0B | ||
| Q3 24 | — | $6.8B | ||
| Q2 24 | — | $6.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.3B | $-1.1M |
| Free Cash FlowOCF − Capex | $1.0B | $-3.6M |
| FCF MarginFCF / Revenue | 14.4% | -4.7% |
| Capex IntensityCapex / Revenue | 3.9% | 3.2% |
| Cash ConversionOCF / Net Profit | 0.72× | -0.09× |
| TTM Free Cash FlowTrailing 4 quarters | — | $28.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $1.3B | — | ||
| Q4 25 | — | $-1.1M | ||
| Q3 25 | $-3.1B | $36.2M | ||
| Q2 25 | $-2.3B | $15.9M | ||
| Q1 25 | — | $-7.9M | ||
| Q4 24 | — | $26.5M | ||
| Q3 24 | — | $24.7M | ||
| Q2 24 | — | $852.0K |
| Q1 26 | $1.0B | — | ||
| Q4 25 | — | $-3.6M | ||
| Q3 25 | $-3.4B | $34.0M | ||
| Q2 25 | $-2.7B | $9.9M | ||
| Q1 25 | — | $-11.5M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.0M | ||
| Q2 24 | — | $-431.0K |
| Q1 26 | 14.4% | — | ||
| Q4 25 | — | -4.7% | ||
| Q3 25 | -51.3% | 48.1% | ||
| Q2 25 | -41.8% | 14.2% | ||
| Q1 25 | — | -17.8% | ||
| Q4 24 | — | 36.3% | ||
| Q3 24 | — | 40.6% | ||
| Q2 24 | — | -0.8% |
| Q1 26 | 3.9% | — | ||
| Q4 25 | — | 3.2% | ||
| Q3 25 | 4.5% | 3.1% | ||
| Q2 25 | 5.1% | 8.6% | ||
| Q1 25 | — | 5.6% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 3.0% | ||
| Q2 24 | — | 2.3% |
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | -0.09× | ||
| Q3 25 | -1.81× | 3.76× | ||
| Q2 25 | -1.63× | 2.01× | ||
| Q1 25 | — | -1.04× | ||
| Q4 24 | — | 2.86× | ||
| Q3 24 | — | 3.25× | ||
| Q2 24 | — | 0.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BMO
Segment breakdown not available.
PGC
| Banking Segment | $61.4M | 79% |
| Wealth Management Division | $13.9M | 18% |
| Other | $2.9M | 4% |
