PEAPACK GLADSTONE FINANCIAL CORPPGCEarnings & Financial Report
Peapack Gladstone Financial Corp is a U.S.-based regional financial holding company that provides commercial and consumer banking, wealth management, private banking, lending solutions, and trust services, primarily serving individual and small-to-medium business clients across New Jersey and the surrounding U.S. Northeast region.
PGC Q4 FY2025 Key Financial Metrics
Revenue
$78.2M
Gross Profit
N/A
Operating Profit
$17.0M
Net Profit
$12.2M
Gross Margin
N/A
Operating Margin
21.7%
Net Margin
15.5%
YoY Growth
26.5%
EPS
$0.68
PEAPACK GLADSTONE FINANCIAL CORP Q4 FY2025 Financial Summary
PEAPACK GLADSTONE FINANCIAL CORP reported revenue of $78.2M (up 26.5% YoY) for Q4 FY2025, with a net profit of $12.2M (up 31.6% YoY) (15.5% margin).
Key Financial Metrics
| Total Revenue | $78.2M |
|---|---|
| Net Profit | $12.2M |
| Gross Margin | N/A |
| Operating Margin | 21.7% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
PEAPACK GLADSTONE FINANCIAL CORP Q4 FY2025 revenue of $78.2M breaks down across 3 segments, led by Banking Segment at $61.4M (78.5% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Banking Segment | $61.4M | 78.5% |
| Wealth Management Division | $13.9M | 17.8% |
| Other | $2.9M | 3.7% |
PEAPACK GLADSTONE FINANCIAL CORP Revenue by Segment — Quarterly Trend
PEAPACK GLADSTONE FINANCIAL CORP revenue by segment across the last 4 reported quarters, showing how each business line (such as Banking Segment and Wealth Management Division) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Banking Segment | $61.4M | $54.2M | $53.1M | $48.2M |
| Wealth Management Division | $13.9M | $16.5M | $16.7M | $16.2M |
| Other | $2.9M | — | — | — |
PEAPACK GLADSTONE FINANCIAL CORP Annual Revenue by Year
PEAPACK GLADSTONE FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $283.0M).
PEAPACK GLADSTONE FINANCIAL CORP Quarterly Revenue & Net Profit History
PEAPACK GLADSTONE FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $78.2M | +26.5% | $12.2M | 15.5% |
| Q3 FY2025 | $70.7M | +24.9% | $9.6M | 13.6% |
| Q2 FY2025 | $69.7M | +23.2% | $7.9M | 11.4% |
| Q1 FY2025 | $64.4M | +21.3% | $7.6M | 11.8% |
| Q4 FY2024 | $61.8M | +14.0% | $9.2M | 14.9% |
| Q3 FY2024 | $56.6M | +1.3% | $7.6M | 13.4% |
| Q2 FY2024 | $56.6M | -1.6% | $7.5M | 13.3% |
| Q1 FY2024 | $53.1M | -14.4% | $8.6M | 16.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $53.1M | $56.6M | $56.6M | $61.8M | $64.4M | $69.7M | $70.7M | $78.2M |
| YoY Growth | -14.4% | -1.6% | 1.3% | 14.0% | 21.3% | 23.2% | 24.9% | 26.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $6.41B | $6.51B | $6.79B | $7.01B | $7.12B | $7.20B | $7.44B | $7.53B |
| Liabilities | $5.83B | $5.92B | $6.19B | $6.41B | $6.50B | $6.57B | $6.80B | $6.87B |
| Equity | $582.4M | $588.3M | $607.6M | $605.8M | $621.9M | $629.8M | $642.5M | $658.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $19.1M | $852000 | $24.7M | $71.1M | $-7.9M | $15.9M | $36.2M | $43.1M |