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Side-by-side financial comparison of CEA Industries Inc. (BNC) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

OptimumBank Holdings, Inc. is the larger business by last-quarter revenue ($13.6M vs $7.1M, roughly 1.9× CEA Industries Inc.). CEA Industries Inc. runs the higher net margin — 3970.6% vs 35.7%, a 3935.0% gap on every dollar of revenue. On growth, CEA Industries Inc. posted the faster year-over-year revenue change (1727.8% vs 32.0%). Over the past eight quarters, OptimumBank Holdings, Inc.'s revenue compounded faster (23.0% CAGR vs 18.8%).

CEA Technologies is an Australian government business enterprise that primarily supplies the Royal Australian Navy. The company was established in 1983. Its phase array radars, which are fitted to the Royal Australian Navy's fleet of warships, are regarded by Australians as the best in the world.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

BNC vs OPHC — Head-to-Head

Bigger by revenue
OPHC
OPHC
1.9× larger
OPHC
$13.6M
$7.1M
BNC
Growing faster (revenue YoY)
BNC
BNC
+1695.9% gap
BNC
1727.8%
32.0%
OPHC
Higher net margin
BNC
BNC
3935.0% more per $
BNC
3970.6%
35.7%
OPHC
Faster 2-yr revenue CAGR
OPHC
OPHC
Annualised
OPHC
23.0%
18.8%
BNC

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
BNC
BNC
OPHC
OPHC
Revenue
$7.1M
$13.6M
Net Profit
$283.6M
$4.9M
Gross Margin
29.3%
Operating Margin
47.5%
Net Margin
3970.6%
35.7%
Revenue YoY
1727.8%
32.0%
Net Profit YoY
38409.2%
22.9%
EPS (diluted)
$5.36
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BNC
BNC
OPHC
OPHC
Q4 25
$7.1M
$13.6M
Q3 25
$4.6M
$13.0M
Q2 25
$12.1M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$1.8M
$9.9M
Q1 24
$9.0M
Net Profit
BNC
BNC
OPHC
OPHC
Q4 25
$283.6M
$4.9M
Q3 25
$-5.8M
$4.3M
Q2 25
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$-470.3K
$3.5M
Q1 24
$2.4M
Gross Margin
BNC
BNC
OPHC
OPHC
Q4 25
29.3%
Q3 25
30.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
10.2%
Q1 24
Operating Margin
BNC
BNC
OPHC
OPHC
Q4 25
47.5%
Q3 25
-123.2%
43.5%
Q2 25
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
-27.1%
46.9%
Q1 24
35.9%
Net Margin
BNC
BNC
OPHC
OPHC
Q4 25
3970.6%
35.7%
Q3 25
-127.7%
33.2%
Q2 25
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
-26.7%
35.2%
Q1 24
26.4%
EPS (diluted)
BNC
BNC
OPHC
OPHC
Q4 25
$5.36
$-0.08
Q3 25
$-6.94
$0.18
Q2 25
$0.29
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$-0.66
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BNC
BNC
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$32.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$484.9M
$121.9M
Total Assets
$616.5M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BNC
BNC
OPHC
OPHC
Q4 25
$32.5M
Q3 25
$3.0M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$11.3M
Q1 24
Stockholders' Equity
BNC
BNC
OPHC
OPHC
Q4 25
$484.9M
$121.9M
Q3 25
$6.9M
$116.9M
Q2 25
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$10.9M
$87.0M
Q1 24
$83.0M
Total Assets
BNC
BNC
OPHC
OPHC
Q4 25
$616.5M
$1.1B
Q3 25
$19.1M
$1.1B
Q2 25
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$12.6M
$899.8M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BNC
BNC
OPHC
OPHC
Operating Cash FlowLast quarter
$17.8M
Free Cash FlowOCF − Capex
$16.9M
FCF MarginFCF / Revenue
124.6%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BNC
BNC
OPHC
OPHC
Q4 25
$17.8M
Q3 25
$-1.7M
$1.9M
Q2 25
$6.2M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$-273.4K
$3.1M
Q1 24
$2.5M
Free Cash Flow
BNC
BNC
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$5.9M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
BNC
BNC
OPHC
OPHC
Q4 25
124.6%
Q3 25
14.7%
Q2 25
48.5%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
BNC
BNC
OPHC
OPHC
Q4 25
6.6%
Q3 25
0.0%
Q2 25
2.5%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
BNC
BNC
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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