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Side-by-side financial comparison of BOSTON OMAHA Corp (BOC) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $29.7M, roughly 1.1× BOSTON OMAHA Corp). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -23.1%, a 59.3% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 6.4%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-10.0M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 7.8%).

Boston Omaha Corporation is a publicly traded diversified holding company. Its core operating segments include outdoor advertising, surety insurance, residential real estate development, and fixed wireless broadband services, primarily serving customers across the United States, with a focus on driving long-term shareholder value via strategic acquisitions and organic operational growth.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

BOC vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.1× larger
PDLB
$31.4M
$29.7M
BOC
Growing faster (revenue YoY)
PDLB
PDLB
+31.3% gap
PDLB
37.6%
6.4%
BOC
Higher net margin
PDLB
PDLB
59.3% more per $
PDLB
36.3%
-23.1%
BOC
More free cash flow
PDLB
PDLB
$64.7M more FCF
PDLB
$54.6M
$-10.0M
BOC
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
7.8%
BOC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BOC
BOC
PDLB
PDLB
Revenue
$29.7M
$31.4M
Net Profit
$-6.9M
$10.1M
Gross Margin
64.0%
Operating Margin
-4.2%
43.6%
Net Margin
-23.1%
36.3%
Revenue YoY
6.4%
37.6%
Net Profit YoY
-228.1%
245.6%
EPS (diluted)
$-0.23
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOC
BOC
PDLB
PDLB
Q4 25
$29.7M
$31.4M
Q3 25
$28.7M
$26.7M
Q2 25
$28.2M
$26.5M
Q1 25
$27.7M
$24.6M
Q4 24
$27.9M
$22.8M
Q3 24
$27.7M
$20.2M
Q2 24
$27.1M
$20.2M
Q1 24
$25.6M
$20.5M
Net Profit
BOC
BOC
PDLB
PDLB
Q4 25
$-6.9M
$10.1M
Q3 25
$-2.6M
$6.5M
Q2 25
$-2.3M
$6.1M
Q1 25
$-669.3K
$6.0M
Q4 24
$5.3M
$2.9M
Q3 24
$-1.6M
$2.4M
Q2 24
$-2.2M
$3.2M
Q1 24
$-2.8M
$2.4M
Gross Margin
BOC
BOC
PDLB
PDLB
Q4 25
64.0%
Q3 25
66.2%
Q2 25
66.1%
Q1 25
67.3%
Q4 24
69.5%
Q3 24
67.5%
Q2 24
68.2%
Q1 24
67.9%
Operating Margin
BOC
BOC
PDLB
PDLB
Q4 25
-4.2%
43.6%
Q3 25
-3.7%
32.8%
Q2 25
-2.9%
30.2%
Q1 25
-2.9%
32.5%
Q4 24
-4.6%
19.6%
Q3 24
-2.7%
15.2%
Q2 24
-16.2%
21.8%
Q1 24
-8.1%
18.3%
Net Margin
BOC
BOC
PDLB
PDLB
Q4 25
-23.1%
36.3%
Q3 25
-9.0%
24.3%
Q2 25
-8.2%
23.0%
Q1 25
-2.4%
24.2%
Q4 24
19.1%
14.1%
Q3 24
-5.8%
12.1%
Q2 24
-8.3%
15.8%
Q1 24
-11.0%
11.8%
EPS (diluted)
BOC
BOC
PDLB
PDLB
Q4 25
$-0.23
$0.43
Q3 25
$-0.08
$0.27
Q2 25
$-0.07
$0.25
Q1 25
$-0.02
$0.25
Q4 24
$0.17
$0.11
Q3 24
$-0.05
$0.10
Q2 24
$-0.07
$0.14
Q1 24
$-0.09
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOC
BOC
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$56.8M
$126.2M
Total DebtLower is stronger
$25.7M
$596.1M
Stockholders' EquityBook value
$516.1M
$541.5M
Total Assets
$713.1M
$3.2B
Debt / EquityLower = less leverage
0.05×
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOC
BOC
PDLB
PDLB
Q4 25
$56.8M
$126.2M
Q3 25
$67.6M
$146.6M
Q2 25
$68.6M
$126.6M
Q1 25
$69.2M
$129.9M
Q4 24
$73.2M
$139.8M
Q3 24
$58.6M
$155.8M
Q2 24
$53.1M
$103.2M
Q1 24
$53.4M
$134.7M
Total Debt
BOC
BOC
PDLB
PDLB
Q4 25
$25.7M
$596.1M
Q3 25
$25.9M
$521.1M
Q2 25
$26.1M
$536.1M
Q1 25
$26.3M
$521.1M
Q4 24
$26.5M
$596.1M
Q3 24
$26.7M
$580.4M
Q2 24
$26.9M
$680.4M
Q1 24
$27.1M
$680.4M
Stockholders' Equity
BOC
BOC
PDLB
PDLB
Q4 25
$516.1M
$541.5M
Q3 25
$528.4M
$529.8M
Q2 25
$531.0M
$521.1M
Q1 25
$533.3M
$513.9M
Q4 24
$532.8M
$505.5M
Q3 24
$527.7M
$504.6M
Q2 24
$530.5M
$497.7M
Q1 24
$536.2M
$493.7M
Total Assets
BOC
BOC
PDLB
PDLB
Q4 25
$713.1M
$3.2B
Q3 25
$721.4M
$3.2B
Q2 25
$730.6M
$3.2B
Q1 25
$730.8M
$3.1B
Q4 24
$728.3M
$3.0B
Q3 24
$711.9M
$3.0B
Q2 24
$723.1M
$2.8B
Q1 24
$757.3M
$2.8B
Debt / Equity
BOC
BOC
PDLB
PDLB
Q4 25
0.05×
1.10×
Q3 25
0.05×
0.98×
Q2 25
0.05×
1.03×
Q1 25
0.05×
1.01×
Q4 24
0.05×
1.18×
Q3 24
0.05×
1.15×
Q2 24
0.05×
1.37×
Q1 24
0.05×
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOC
BOC
PDLB
PDLB
Operating Cash FlowLast quarter
$17.9M
$55.6M
Free Cash FlowOCF − Capex
$-10.0M
$54.6M
FCF MarginFCF / Revenue
-33.8%
173.9%
Capex IntensityCapex / Revenue
93.9%
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$-17.6M
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOC
BOC
PDLB
PDLB
Q4 25
$17.9M
$55.6M
Q3 25
$4.9M
$1.4M
Q2 25
$4.6M
$6.2M
Q1 25
$2.6M
$13.1M
Q4 24
$21.2M
$7.2M
Q3 24
$5.2M
$-14.6M
Q2 24
$4.5M
$-2.6M
Q1 24
$2.4M
$1.5M
Free Cash Flow
BOC
BOC
PDLB
PDLB
Q4 25
$-10.0M
$54.6M
Q3 25
$-489.4K
$786.0K
Q2 25
$-2.7M
$5.9M
Q1 25
$-4.3M
$12.9M
Q4 24
$-11.0M
$4.5M
Q3 24
$-1.2M
$-15.0M
Q2 24
$-4.3M
$-2.6M
Q1 24
$-6.0M
$-315.0K
FCF Margin
BOC
BOC
PDLB
PDLB
Q4 25
-33.8%
173.9%
Q3 25
-1.7%
2.9%
Q2 25
-9.7%
22.4%
Q1 25
-15.5%
52.6%
Q4 24
-39.2%
19.7%
Q3 24
-4.4%
-74.1%
Q2 24
-15.9%
-13.0%
Q1 24
-23.6%
-1.5%
Capex Intensity
BOC
BOC
PDLB
PDLB
Q4 25
93.9%
3.1%
Q3 25
18.9%
2.3%
Q2 25
25.9%
1.0%
Q1 25
24.7%
0.6%
Q4 24
115.3%
11.9%
Q3 24
23.2%
2.0%
Q2 24
32.6%
0.3%
Q1 24
33.1%
8.7%
Cash Conversion
BOC
BOC
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
3.97×
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOC
BOC

Billboard Rentals$11.9M40%
Equity Method Investment Nonconsolidated Investee Or Group Of Investees$10.0M34%
GIG$7.3M25%
Other$608.4K2%

PDLB
PDLB

Segment breakdown not available.

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