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Side-by-side financial comparison of BOSTON OMAHA Corp (BOC) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.

BOSTON OMAHA Corp is the larger business by last-quarter revenue ($29.7M vs $21.5M, roughly 1.4× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -23.1%, a 53.9% gap on every dollar of revenue. On growth, BOSTON OMAHA Corp posted the faster year-over-year revenue change (6.4% vs 5.6%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-10.0M). Over the past eight quarters, BOSTON OMAHA Corp's revenue compounded faster (7.8% CAGR vs 4.2%).

Boston Omaha Corporation is a publicly traded diversified holding company. Its core operating segments include outdoor advertising, surety insurance, residential real estate development, and fixed wireless broadband services, primarily serving customers across the United States, with a focus on driving long-term shareholder value via strategic acquisitions and organic operational growth.

PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.

BOC vs PEBK — Head-to-Head

Bigger by revenue
BOC
BOC
1.4× larger
BOC
$29.7M
$21.5M
PEBK
Growing faster (revenue YoY)
BOC
BOC
+0.8% gap
BOC
6.4%
5.6%
PEBK
Higher net margin
PEBK
PEBK
53.9% more per $
PEBK
30.8%
-23.1%
BOC
More free cash flow
PEBK
PEBK
$30.0M more FCF
PEBK
$20.0M
$-10.0M
BOC
Faster 2-yr revenue CAGR
BOC
BOC
Annualised
BOC
7.8%
4.2%
PEBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BOC
BOC
PEBK
PEBK
Revenue
$29.7M
$21.5M
Net Profit
$-6.9M
$6.6M
Gross Margin
64.0%
Operating Margin
-4.2%
40.7%
Net Margin
-23.1%
30.8%
Revenue YoY
6.4%
5.6%
Net Profit YoY
-228.1%
86.4%
EPS (diluted)
$-0.23
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOC
BOC
PEBK
PEBK
Q4 25
$29.7M
$21.5M
Q3 25
$28.7M
$21.4M
Q2 25
$28.2M
$20.7M
Q1 25
$27.7M
$20.0M
Q4 24
$27.9M
$20.4M
Q3 24
$27.7M
$20.5M
Q2 24
$27.1M
$20.1M
Q1 24
$25.6M
$19.8M
Net Profit
BOC
BOC
PEBK
PEBK
Q4 25
$-6.9M
$6.6M
Q3 25
$-2.6M
$3.7M
Q2 25
$-2.3M
$5.2M
Q1 25
$-669.3K
$4.3M
Q4 24
$5.3M
$3.6M
Q3 24
$-1.6M
$4.0M
Q2 24
$-2.2M
$4.9M
Q1 24
$-2.8M
$3.9M
Gross Margin
BOC
BOC
PEBK
PEBK
Q4 25
64.0%
Q3 25
66.2%
Q2 25
66.1%
Q1 25
67.3%
Q4 24
69.5%
Q3 24
67.5%
Q2 24
68.2%
Q1 24
67.9%
Operating Margin
BOC
BOC
PEBK
PEBK
Q4 25
-4.2%
40.7%
Q3 25
-3.7%
22.4%
Q2 25
-2.9%
32.2%
Q1 25
-2.9%
28.2%
Q4 24
-4.6%
22.5%
Q3 24
-2.7%
26.0%
Q2 24
-16.2%
31.3%
Q1 24
-8.1%
23.9%
Net Margin
BOC
BOC
PEBK
PEBK
Q4 25
-23.1%
30.8%
Q3 25
-9.0%
17.2%
Q2 25
-8.2%
24.9%
Q1 25
-2.4%
21.8%
Q4 24
19.1%
17.5%
Q3 24
-5.8%
19.3%
Q2 24
-8.3%
24.4%
Q1 24
-11.0%
19.9%
EPS (diluted)
BOC
BOC
PEBK
PEBK
Q4 25
$-0.23
$1.21
Q3 25
$-0.08
$0.67
Q2 25
$-0.07
$0.95
Q1 25
$-0.02
$0.79
Q4 24
$0.17
$0.65
Q3 24
$-0.05
$0.72
Q2 24
$-0.07
$0.89
Q1 24
$-0.09
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOC
BOC
PEBK
PEBK
Cash + ST InvestmentsLiquidity on hand
$56.8M
$58.1M
Total DebtLower is stronger
$25.7M
Stockholders' EquityBook value
$516.1M
$157.1M
Total Assets
$713.1M
$1.7B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOC
BOC
PEBK
PEBK
Q4 25
$56.8M
$58.1M
Q3 25
$67.6M
Q2 25
$68.6M
Q1 25
$69.2M
Q4 24
$73.2M
$59.3M
Q3 24
$58.6M
$73.2M
Q2 24
$53.1M
Q1 24
$53.4M
Total Debt
BOC
BOC
PEBK
PEBK
Q4 25
$25.7M
Q3 25
$25.9M
Q2 25
$26.1M
Q1 25
$26.3M
Q4 24
$26.5M
Q3 24
$26.7M
Q2 24
$26.9M
Q1 24
$27.1M
Stockholders' Equity
BOC
BOC
PEBK
PEBK
Q4 25
$516.1M
$157.1M
Q3 25
$528.4M
$149.5M
Q2 25
$531.0M
$144.0M
Q1 25
$533.3M
$138.5M
Q4 24
$532.8M
$130.6M
Q3 24
$527.7M
$136.3M
Q2 24
$530.5M
$124.3M
Q1 24
$536.2M
$121.1M
Total Assets
BOC
BOC
PEBK
PEBK
Q4 25
$713.1M
$1.7B
Q3 25
$721.4M
$1.7B
Q2 25
$730.6M
$1.7B
Q1 25
$730.8M
$1.7B
Q4 24
$728.3M
$1.7B
Q3 24
$711.9M
$1.7B
Q2 24
$723.1M
$1.7B
Q1 24
$757.3M
$1.7B
Debt / Equity
BOC
BOC
PEBK
PEBK
Q4 25
0.05×
Q3 25
0.05×
Q2 25
0.05×
Q1 25
0.05×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.05×
Q1 24
0.05×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOC
BOC
PEBK
PEBK
Operating Cash FlowLast quarter
$17.9M
$21.4M
Free Cash FlowOCF − Capex
$-10.0M
$20.0M
FCF MarginFCF / Revenue
-33.8%
92.7%
Capex IntensityCapex / Revenue
93.9%
6.6%
Cash ConversionOCF / Net Profit
3.22×
TTM Free Cash FlowTrailing 4 quarters
$-17.6M
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOC
BOC
PEBK
PEBK
Q4 25
$17.9M
$21.4M
Q3 25
$4.9M
$4.7M
Q2 25
$4.6M
$5.5M
Q1 25
$2.6M
$5.9M
Q4 24
$21.2M
$20.6M
Q3 24
$5.2M
$4.9M
Q2 24
$4.5M
$6.7M
Q1 24
$2.4M
$3.7M
Free Cash Flow
BOC
BOC
PEBK
PEBK
Q4 25
$-10.0M
$20.0M
Q3 25
$-489.4K
$4.4M
Q2 25
$-2.7M
$5.4M
Q1 25
$-4.3M
$5.2M
Q4 24
$-11.0M
$20.0M
Q3 24
$-1.2M
$4.7M
Q2 24
$-4.3M
$6.6M
Q1 24
$-6.0M
$3.5M
FCF Margin
BOC
BOC
PEBK
PEBK
Q4 25
-33.8%
92.7%
Q3 25
-1.7%
20.4%
Q2 25
-9.7%
25.9%
Q1 25
-15.5%
25.8%
Q4 24
-39.2%
98.0%
Q3 24
-4.4%
22.9%
Q2 24
-15.9%
32.7%
Q1 24
-23.6%
17.9%
Capex Intensity
BOC
BOC
PEBK
PEBK
Q4 25
93.9%
6.6%
Q3 25
18.9%
1.5%
Q2 25
25.9%
0.5%
Q1 25
24.7%
3.8%
Q4 24
115.3%
2.9%
Q3 24
23.2%
1.0%
Q2 24
32.6%
0.4%
Q1 24
33.1%
0.6%
Cash Conversion
BOC
BOC
PEBK
PEBK
Q4 25
3.22×
Q3 25
1.27×
Q2 25
1.06×
Q1 25
1.36×
Q4 24
3.97×
5.78×
Q3 24
1.24×
Q2 24
1.36×
Q1 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOC
BOC

Billboard Rentals$11.9M40%
Equity Method Investment Nonconsolidated Investee Or Group Of Investees$10.0M34%
GIG$7.3M25%
Other$608.4K2%

PEBK
PEBK

Segment breakdown not available.

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