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Side-by-side financial comparison of BANK OF HAWAII CORP (BOH) and El Pollo Loco Holdings, Inc. (LOCO). Click either name above to swap in a different company.

BANK OF HAWAII CORP is the larger business by last-quarter revenue ($192.3M vs $126.2M, roughly 1.5× El Pollo Loco Holdings, Inc.). BANK OF HAWAII CORP runs the higher net margin — 29.9% vs 6.5%, a 23.4% gap on every dollar of revenue. Over the past eight quarters, BANK OF HAWAII CORP's revenue compounded faster (10.7% CAGR vs 1.6%).

The Bank of Hawaii Corporation is an American regional commercial bank headquartered in Honolulu, Hawaii. It is Hawaii's second oldest bank and its largest locally owned bank in that the majority of the voting stockholders reside within the state. Bank of Hawaii has the most accounts, customers, branches, and ATMs of any financial institution in the state. The bank consists of four business segments: retail banking, commercial banking, investment services, and treasury. The bank is currently ...

El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.

BOH vs LOCO — Head-to-Head

Bigger by revenue
BOH
BOH
1.5× larger
BOH
$192.3M
$126.2M
LOCO
Higher net margin
BOH
BOH
23.4% more per $
BOH
29.9%
6.5%
LOCO
Faster 2-yr revenue CAGR
BOH
BOH
Annualised
BOH
10.7%
1.6%
LOCO

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BOH
BOH
LOCO
LOCO
Revenue
$192.3M
$126.2M
Net Profit
$57.4M
$8.2M
Gross Margin
Operating Margin
9.7%
Net Margin
29.9%
6.5%
Revenue YoY
5.9%
Net Profit YoY
30.6%
48.8%
EPS (diluted)
$1.30
$0.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOH
BOH
LOCO
LOCO
Q1 26
$192.3M
$126.2M
Q4 25
$189.6M
$123.5M
Q3 25
$182.6M
$121.5M
Q2 25
$174.5M
$125.8M
Q1 25
$169.9M
$119.2M
Q4 24
$163.2M
$114.3M
Q3 24
$162.7M
$120.4M
Q2 24
$156.9M
$122.2M
Net Profit
BOH
BOH
LOCO
LOCO
Q1 26
$57.4M
$8.2M
Q4 25
$60.9M
$6.5M
Q3 25
$53.3M
$7.4M
Q2 25
$47.6M
$7.1M
Q1 25
$44.0M
$5.5M
Q4 24
$39.2M
$6.0M
Q3 24
$40.4M
$6.2M
Q2 24
$34.1M
$7.6M
Operating Margin
BOH
BOH
LOCO
LOCO
Q1 26
9.7%
Q4 25
40.9%
8.3%
Q3 25
37.1%
9.4%
Q2 25
34.6%
9.0%
Q1 25
33.1%
7.5%
Q4 24
31.6%
7.9%
Q3 24
32.3%
8.4%
Q2 24
28.9%
10.1%
Net Margin
BOH
BOH
LOCO
LOCO
Q1 26
29.9%
6.5%
Q4 25
32.1%
5.3%
Q3 25
29.2%
6.1%
Q2 25
27.3%
5.6%
Q1 25
25.9%
4.6%
Q4 24
24.0%
5.2%
Q3 24
24.8%
5.1%
Q2 24
21.7%
6.2%
EPS (diluted)
BOH
BOH
LOCO
LOCO
Q1 26
$1.30
$0.27
Q4 25
$1.40
$0.22
Q3 25
$1.20
$0.25
Q2 25
$1.06
$0.24
Q1 25
$0.97
$0.19
Q4 24
$0.85
$0.21
Q3 24
$0.93
$0.21
Q2 24
$0.81
$0.25

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOH
BOH
LOCO
LOCO
Cash + ST InvestmentsLiquidity on hand
$3.3M
$3.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$302.5M
Total Assets
$23.9B
$609.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOH
BOH
LOCO
LOCO
Q1 26
$3.3M
$3.9M
Q4 25
$946.5M
$6.2M
Q3 25
$10.9M
Q2 25
$9.0M
Q1 25
$935.2M
$4.3M
Q4 24
$763.6M
$2.5M
Q3 24
$1.3B
$7.9M
Q2 24
$925.3M
$10.5M
Total Debt
BOH
BOH
LOCO
LOCO
Q1 26
Q4 25
$558.2M
$51.0M
Q3 25
$558.2M
$61.0M
Q2 25
$558.2M
$69.0M
Q1 25
$558.3M
$73.0M
Q4 24
$558.3M
$71.0M
Q3 24
$558.3M
$76.0M
Q2 24
$560.1M
$87.0M
Stockholders' Equity
BOH
BOH
LOCO
LOCO
Q1 26
$1.9B
$302.5M
Q4 25
$1.9B
$291.1M
Q3 25
$1.8B
$282.9M
Q2 25
$1.7B
$274.2M
Q1 25
$1.7B
$265.7M
Q4 24
$1.7B
$260.7M
Q3 24
$1.7B
$255.2M
Q2 24
$1.6B
$248.6M
Total Assets
BOH
BOH
LOCO
LOCO
Q1 26
$23.9B
$609.1M
Q4 25
$24.2B
$606.6M
Q3 25
$24.0B
$602.7M
Q2 25
$23.7B
$596.8M
Q1 25
$23.9B
$590.5M
Q4 24
$23.6B
$592.0M
Q3 24
$23.8B
$590.0M
Q2 24
$23.3B
$593.8M
Debt / Equity
BOH
BOH
LOCO
LOCO
Q1 26
Q4 25
0.30×
0.18×
Q3 25
0.31×
0.22×
Q2 25
0.32×
0.25×
Q1 25
0.33×
0.27×
Q4 24
0.33×
0.27×
Q3 24
0.34×
0.30×
Q2 24
0.35×
0.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOH
BOH

Net Interest Income$151.0M79%
Noninterest Income$41.3M21%

LOCO
LOCO

Segment breakdown not available.

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