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Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and CAPRICOR THERAPEUTICS, INC. (CAPR). Click either name above to swap in a different company.

BANK OF THE JAMES FINANCIAL GROUP INC is the larger business by last-quarter revenue ($12.9M vs $11.1M, roughly 1.2× CAPRICOR THERAPEUTICS, INC.). On growth, BANK OF THE JAMES FINANCIAL GROUP INC posted the faster year-over-year revenue change (11.8% vs -7.9%). BANK OF THE JAMES FINANCIAL GROUP INC produced more free cash flow last quarter ($10.5M vs $-15.3M). Over the past eight quarters, CAPRICOR THERAPEUTICS, INC.'s revenue compounded faster (93.0% CAGR vs 12.0%).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

Capricor Therapeutics is a clinical-stage biotechnology company focused on discovering, developing and commercializing innovative biological therapies including cell and gene therapies for rare diseases, cardiovascular disorders and muscular conditions. It primarily operates in the U.S. market, addressing unmet medical needs for patient groups with limited treatment options.

BOTJ vs CAPR — Head-to-Head

Bigger by revenue
BOTJ
BOTJ
1.2× larger
BOTJ
$12.9M
$11.1M
CAPR
Growing faster (revenue YoY)
BOTJ
BOTJ
+19.8% gap
BOTJ
11.8%
-7.9%
CAPR
More free cash flow
BOTJ
BOTJ
$25.8M more FCF
BOTJ
$10.5M
$-15.3M
CAPR
Faster 2-yr revenue CAGR
CAPR
CAPR
Annualised
CAPR
93.0%
12.0%
BOTJ

Income Statement — Q4 FY2025 vs Q4 FY2024

Metric
BOTJ
BOTJ
CAPR
CAPR
Revenue
$12.9M
$11.1M
Net Profit
$-7.1M
Gross Margin
Operating Margin
27.1%
-69.1%
Net Margin
-63.9%
Revenue YoY
11.8%
-7.9%
Net Profit YoY
-833.8%
EPS (diluted)
$0.59
$-0.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$12.9M
Q3 25
$12.5M
Q2 25
$12.3M
Q1 25
$11.0M
Q4 24
$11.5M
$11.1M
Q3 24
$11.3M
$2.3M
Q2 24
$11.3M
$4.0M
Q1 24
$10.3M
$4.9M
Net Profit
BOTJ
BOTJ
CAPR
CAPR
Q4 25
Q3 25
$2.8M
Q2 25
$2.7M
Q1 25
$842.0K
Q4 24
$-7.1M
Q3 24
$2.0M
$-12.6M
Q2 24
$2.1M
$-11.0M
Q1 24
$2.2M
$-9.8M
Operating Margin
BOTJ
BOTJ
CAPR
CAPR
Q4 25
27.1%
Q3 25
25.8%
Q2 25
27.6%
Q1 25
9.4%
Q4 24
18.0%
-69.1%
Q3 24
21.7%
-575.2%
Q2 24
23.6%
-291.9%
Q1 24
26.5%
-209.2%
Net Margin
BOTJ
BOTJ
CAPR
CAPR
Q4 25
Q3 25
22.1%
Q2 25
21.9%
Q1 25
7.7%
Q4 24
-63.9%
Q3 24
17.6%
-555.2%
Q2 24
19.0%
-277.0%
Q1 24
21.3%
-199.6%
EPS (diluted)
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$0.59
Q3 25
$0.61
Q2 25
$0.60
Q1 25
$0.19
Q4 24
$0.36
$-0.11
Q3 24
$0.44
$-0.38
Q2 24
$0.47
$-0.35
Q1 24
$0.48
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
CAPR
CAPR
Cash + ST InvestmentsLiquidity on hand
$151.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$145.5M
Total Assets
$1.0B
$170.5M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
CAPR
CAPR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$151.5M
Q3 24
$85.0M
Q2 24
$29.5M
Q1 24
$39.9M
Stockholders' Equity
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$80.0M
Q3 25
$77.0M
Q2 25
$71.7M
Q1 25
$68.3M
Q4 24
$64.9M
$145.5M
Q3 24
$68.8M
$68.3M
Q2 24
$61.7M
$11.5M
Q1 24
$60.4M
$18.4M
Total Assets
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$1.0B
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$979.2M
$170.5M
Q3 24
$1.0B
$93.0M
Q2 24
$978.0M
$38.3M
Q1 24
$984.9M
$49.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
CAPR
CAPR
Operating Cash FlowLast quarter
$11.7M
$-14.8M
Free Cash FlowOCF − Capex
$10.5M
$-15.3M
FCF MarginFCF / Revenue
81.6%
-137.3%
Capex IntensityCapex / Revenue
9.1%
4.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$19.2M
$-41.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$11.7M
Q3 25
$5.3M
Q2 25
$3.7M
Q1 25
$763.0K
Q4 24
$8.5M
$-14.8M
Q3 24
$5.0M
$-11.6M
Q2 24
$2.9M
$-12.3M
Q1 24
$-1.2M
$-1.3M
Free Cash Flow
BOTJ
BOTJ
CAPR
CAPR
Q4 25
$10.5M
Q3 25
$5.1M
Q2 25
$3.5M
Q1 25
$141.0K
Q4 24
$6.0M
$-15.3M
Q3 24
$3.4M
$-11.7M
Q2 24
$2.8M
$-12.3M
Q1 24
$-1.7M
$-1.9M
FCF Margin
BOTJ
BOTJ
CAPR
CAPR
Q4 25
81.6%
Q3 25
40.5%
Q2 25
28.6%
Q1 25
1.3%
Q4 24
51.8%
-137.3%
Q3 24
29.6%
-515.2%
Q2 24
24.6%
-310.9%
Q1 24
-16.7%
-38.3%
Capex Intensity
BOTJ
BOTJ
CAPR
CAPR
Q4 25
9.1%
Q3 25
1.7%
Q2 25
1.0%
Q1 25
5.7%
Q4 24
22.2%
4.4%
Q3 24
14.3%
0.4%
Q2 24
1.0%
1.5%
Q1 24
4.7%
12.4%
Cash Conversion
BOTJ
BOTJ
CAPR
CAPR
Q4 25
Q3 25
1.91×
Q2 25
1.35×
Q1 25
0.91×
Q4 24
Q3 24
2.50×
Q2 24
1.34×
Q1 24
-0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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