BANK OF THE JAMES FINANCIAL GROUP INCBOTJEarnings & Financial Report
Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.
BOTJ Q3 2025 Key Financial Metrics
Revenue
$1.0M
Gross Profit
N/A
Operating Profit
$3.2M
Net Profit
$2.8M
Gross Margin
N/A
Operating Margin
307.6%
Net Margin
263.1%
YoY Growth
5.5%
EPS
$0.61
Financial Flow
BANK OF THE JAMES FINANCIAL GROUP INC Q3 2025 Financial Summary
BANK OF THE JAMES FINANCIAL GROUP INC reported revenue of $1.0M for Q3 2025, with a net profit of $2.8M (263.1% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $1.0M |
|---|---|
| Net Profit | $2.8M |
| Gross Margin | N/A |
| Operating Margin | 307.6% |
| Report Period | Q3 2025 |
BANK OF THE JAMES FINANCIAL GROUP INC Annual Revenue by Year
BANK OF THE JAMES FINANCIAL GROUP INC annual revenue history includes year-by-year totals (for example, 2024 revenue was $4.0M).
| Year | Annual Revenue |
|---|---|
| 2024 | $4.0M |
| 2023 | $3.9M |
| 2022 | $3.6M |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $959000 | $953000 | $986000 | $991000 | $1.1M | $981000 | $975000 | $1.0M |
| YoY Growth | -6.7% | -3.1% | 3.2% | -1.3% | 11.9% | 2.9% | -1.1% | 5.5% |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $969.4M | $984.9M | $978.0M | $1.01B | $979.2M | $1.01B | $1.00B | $1.02B |
| Liabilities | $909.3M | $924.5M | $916.3M | $939.2M | $914.4M | $943.4M | $932.6M | $943.2M |
| Equity | $60.0M | $60.4M | $61.7M | $68.8M | $64.9M | $68.3M | $71.7M | $77.0M |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $3.5M | $-1.2M | $2.9M | $5.0M | $1.9M | $763000 | $3.7M | $5.3M |
