BANK OF THE JAMES FINANCIAL GROUP INCBOTJEarnings & Financial Report
Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.
BOTJ Q4 FY2025 Key Financial Metrics
Revenue
$12.9M
Gross Profit
N/A
Operating Profit
$3.5M
Net Profit
N/A
Gross Margin
N/A
Operating Margin
27.1%
Net Margin
N/A
YoY Growth
11.8%
EPS
$0.59
BANK OF THE JAMES FINANCIAL GROUP INC Q4 FY2025 Financial Summary
BANK OF THE JAMES FINANCIAL GROUP INC reported revenue of $12.9M (up 11.8% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).
Key Financial Metrics
| Total Revenue | $12.9M |
|---|---|
| Net Profit | N/A |
| Gross Margin | N/A |
| Operating Margin | 27.1% |
| Report Period | Q4 FY2025 |
BANK OF THE JAMES FINANCIAL GROUP INC Annual Revenue by Year
BANK OF THE JAMES FINANCIAL GROUP INC annual revenue history includes year-by-year totals (for example, 2025 revenue was $48.7M).
BANK OF THE JAMES FINANCIAL GROUP INC Quarterly Revenue & Net Profit History
BANK OF THE JAMES FINANCIAL GROUP INC results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $12.9M | +11.8% | N/A | N/A |
| Q3 FY2025 | $12.5M | +10.0% | $2.8M | 22.1% |
| Q2 FY2025 | $12.3M | +9.2% | $2.7M | 21.9% |
| Q1 FY2025 | $11.0M | +7.3% | $842.0K | 7.7% |
| Q4 FY2024 | $11.5M | +8.8% | N/A | N/A |
| Q3 FY2024 | $11.3M | +7.3% | $2.0M | 17.6% |
| Q2 FY2024 | $11.3M | +4.6% | $2.1M | 19.0% |
| Q1 FY2024 | $10.3M | -4.0% | $2.2M | 21.3% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $10.3M | $11.3M | $11.3M | $11.5M | $11.0M | $12.3M | $12.5M | $12.9M |
| YoY Growth | -4.0% | 4.6% | 7.3% | 8.8% | 7.3% | 9.2% | 10.0% | 11.8% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $984.9M | $978.0M | $1.01B | $979.2M | $1.01B | $1.00B | $1.02B | $1.04B |
| Liabilities | $924.5M | $916.3M | $939.2M | $914.4M | $943.4M | $932.6M | $943.2M | $959.0M |
| Equity | $60.4M | $61.7M | $68.8M | $64.9M | $68.3M | $71.7M | $77.0M | $80.0M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $-1.2M | $2.9M | $5.0M | $8.5M | $763000 | $3.7M | $5.3M | $11.7M |