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Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and OFF THE HOOK YS INC. (OTH). Click either name above to swap in a different company.

OFF THE HOOK YS INC. is the larger business by last-quarter revenue ($24.0M vs $12.9M, roughly 1.9× BANK OF THE JAMES FINANCIAL GROUP INC). BANK OF THE JAMES FINANCIAL GROUP INC produced more free cash flow last quarter ($10.5M vs $-867.2K).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

BOTJ vs OTH — Head-to-Head

Bigger by revenue
OTH
OTH
1.9× larger
OTH
$24.0M
$12.9M
BOTJ
More free cash flow
BOTJ
BOTJ
$11.4M more FCF
BOTJ
$10.5M
$-867.2K
OTH

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BOTJ
BOTJ
OTH
OTH
Revenue
$12.9M
$24.0M
Net Profit
$-66.7K
Gross Margin
12.6%
Operating Margin
27.1%
1.3%
Net Margin
-0.3%
Revenue YoY
11.8%
Net Profit YoY
EPS (diluted)
$0.59
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
OTH
OTH
Q4 25
$12.9M
Q3 25
$12.5M
$24.0M
Q2 25
$12.3M
Q1 25
$11.0M
Q4 24
$11.5M
Q3 24
$11.3M
Q2 24
$11.3M
Q1 24
$10.3M
Net Profit
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
$2.8M
$-66.7K
Q2 25
$2.7M
Q1 25
$842.0K
Q4 24
Q3 24
$2.0M
Q2 24
$2.1M
Q1 24
$2.2M
Gross Margin
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
12.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BOTJ
BOTJ
OTH
OTH
Q4 25
27.1%
Q3 25
25.8%
1.3%
Q2 25
27.6%
Q1 25
9.4%
Q4 24
18.0%
Q3 24
21.7%
Q2 24
23.6%
Q1 24
26.5%
Net Margin
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
22.1%
-0.3%
Q2 25
21.9%
Q1 25
7.7%
Q4 24
Q3 24
17.6%
Q2 24
19.0%
Q1 24
21.3%
EPS (diluted)
BOTJ
BOTJ
OTH
OTH
Q4 25
$0.59
Q3 25
$0.61
$-0.00
Q2 25
$0.60
Q1 25
$0.19
Q4 24
$0.36
Q3 24
$0.44
Q2 24
$0.47
Q1 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
OTH
OTH
Cash + ST InvestmentsLiquidity on hand
$2.3M
Total DebtLower is stronger
$287.2K
Stockholders' EquityBook value
$80.0M
$-610.5K
Total Assets
$1.0B
$32.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
$2.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
$287.2K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BOTJ
BOTJ
OTH
OTH
Q4 25
$80.0M
Q3 25
$77.0M
$-610.5K
Q2 25
$71.7M
Q1 25
$68.3M
Q4 24
$64.9M
Q3 24
$68.8M
Q2 24
$61.7M
Q1 24
$60.4M
Total Assets
BOTJ
BOTJ
OTH
OTH
Q4 25
$1.0B
Q3 25
$1.0B
$32.6M
Q2 25
$1.0B
Q1 25
$1.0B
Q4 24
$979.2M
Q3 24
$1.0B
Q2 24
$978.0M
Q1 24
$984.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
OTH
OTH
Operating Cash FlowLast quarter
$11.7M
$-664.2K
Free Cash FlowOCF − Capex
$10.5M
$-867.2K
FCF MarginFCF / Revenue
81.6%
-3.6%
Capex IntensityCapex / Revenue
9.1%
0.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$19.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
OTH
OTH
Q4 25
$11.7M
Q3 25
$5.3M
$-664.2K
Q2 25
$3.7M
Q1 25
$763.0K
Q4 24
$8.5M
Q3 24
$5.0M
Q2 24
$2.9M
Q1 24
$-1.2M
Free Cash Flow
BOTJ
BOTJ
OTH
OTH
Q4 25
$10.5M
Q3 25
$5.1M
$-867.2K
Q2 25
$3.5M
Q1 25
$141.0K
Q4 24
$6.0M
Q3 24
$3.4M
Q2 24
$2.8M
Q1 24
$-1.7M
FCF Margin
BOTJ
BOTJ
OTH
OTH
Q4 25
81.6%
Q3 25
40.5%
-3.6%
Q2 25
28.6%
Q1 25
1.3%
Q4 24
51.8%
Q3 24
29.6%
Q2 24
24.6%
Q1 24
-16.7%
Capex Intensity
BOTJ
BOTJ
OTH
OTH
Q4 25
9.1%
Q3 25
1.7%
0.8%
Q2 25
1.0%
Q1 25
5.7%
Q4 24
22.2%
Q3 24
14.3%
Q2 24
1.0%
Q1 24
4.7%
Cash Conversion
BOTJ
BOTJ
OTH
OTH
Q4 25
Q3 25
1.91×
Q2 25
1.35×
Q1 25
0.91×
Q4 24
Q3 24
2.50×
Q2 24
1.34×
Q1 24
-0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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