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Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and R F INDUSTRIES LTD (RFIL). Click either name above to swap in a different company.

R F INDUSTRIES LTD is the larger business by last-quarter revenue ($22.7M vs $12.9M, roughly 1.8× BANK OF THE JAMES FINANCIAL GROUP INC). On growth, R F INDUSTRIES LTD posted the faster year-over-year revenue change (22.9% vs 11.8%). BANK OF THE JAMES FINANCIAL GROUP INC produced more free cash flow last quarter ($10.5M vs $2.0M). Over the past eight quarters, R F INDUSTRIES LTD's revenue compounded faster (29.8% CAGR vs 12.0%).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

Tootsie Roll Industries is an American manufacturer of confectionery based in Chicago, Illinois. Its best-known products include the namesake Tootsie Rolls and Tootsie Pops. Tootsie Roll Industries currently markets its brands internationally in Canada, Mexico, and over 75 other countries.

BOTJ vs RFIL — Head-to-Head

Bigger by revenue
RFIL
RFIL
1.8× larger
RFIL
$22.7M
$12.9M
BOTJ
Growing faster (revenue YoY)
RFIL
RFIL
+11.1% gap
RFIL
22.9%
11.8%
BOTJ
More free cash flow
BOTJ
BOTJ
$8.5M more FCF
BOTJ
$10.5M
$2.0M
RFIL
Faster 2-yr revenue CAGR
RFIL
RFIL
Annualised
RFIL
29.8%
12.0%
BOTJ

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BOTJ
BOTJ
RFIL
RFIL
Revenue
$12.9M
$22.7M
Net Profit
$173.0K
Gross Margin
36.8%
Operating Margin
27.1%
4.0%
Net Margin
0.8%
Revenue YoY
11.8%
22.9%
Net Profit YoY
172.7%
EPS (diluted)
$0.59
$0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$12.9M
$22.7M
Q3 25
$12.5M
$19.8M
Q2 25
$12.3M
$18.9M
Q1 25
$11.0M
$19.2M
Q4 24
$11.5M
$18.5M
Q3 24
$11.3M
$16.8M
Q2 24
$11.3M
$16.1M
Q1 24
$10.3M
$13.5M
Net Profit
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$173.0K
Q3 25
$2.8M
$392.0K
Q2 25
$2.7M
$-245.0K
Q1 25
$842.0K
$-245.0K
Q4 24
$-238.0K
Q3 24
$2.0M
$-705.0K
Q2 24
$2.1M
$-4.3M
Q1 24
$2.2M
$-1.4M
Gross Margin
BOTJ
BOTJ
RFIL
RFIL
Q4 25
36.8%
Q3 25
34.0%
Q2 25
31.5%
Q1 25
29.8%
Q4 24
31.3%
Q3 24
29.5%
Q2 24
29.9%
Q1 24
24.5%
Operating Margin
BOTJ
BOTJ
RFIL
RFIL
Q4 25
27.1%
4.0%
Q3 25
25.8%
3.6%
Q2 25
27.6%
0.6%
Q1 25
9.4%
0.3%
Q4 24
18.0%
0.5%
Q3 24
21.7%
-2.5%
Q2 24
23.6%
-2.6%
Q1 24
26.5%
-15.5%
Net Margin
BOTJ
BOTJ
RFIL
RFIL
Q4 25
0.8%
Q3 25
22.1%
2.0%
Q2 25
21.9%
-1.3%
Q1 25
7.7%
-1.3%
Q4 24
-1.3%
Q3 24
17.6%
-4.2%
Q2 24
19.0%
-26.7%
Q1 24
21.3%
-10.1%
EPS (diluted)
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$0.59
$0.01
Q3 25
$0.61
$0.04
Q2 25
$0.60
$-0.02
Q1 25
$0.19
$-0.02
Q4 24
$0.36
$-0.02
Q3 24
$0.44
$-0.07
Q2 24
$0.47
$-0.41
Q1 24
$0.48
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
RFIL
RFIL
Cash + ST InvestmentsLiquidity on hand
$5.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$35.2M
Total Assets
$1.0B
$73.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$5.1M
Q3 25
$3.0M
Q2 25
$3.6M
Q1 25
$1.3M
Q4 24
$839.0K
Q3 24
$1.8M
Q2 24
$1.4M
Q1 24
$4.5M
Stockholders' Equity
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$80.0M
$35.2M
Q3 25
$77.0M
$34.8M
Q2 25
$71.7M
$34.2M
Q1 25
$68.3M
$34.2M
Q4 24
$64.9M
$34.1M
Q3 24
$68.8M
$34.1M
Q2 24
$61.7M
$34.6M
Q1 24
$60.4M
$38.7M
Total Assets
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$1.0B
$73.0M
Q3 25
$1.0B
$73.2M
Q2 25
$1.0B
$72.7M
Q1 25
$1.0B
$70.4M
Q4 24
$979.2M
$71.0M
Q3 24
$1.0B
$71.9M
Q2 24
$978.0M
$72.8M
Q1 24
$984.9M
$79.1M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
RFIL
RFIL
Operating Cash FlowLast quarter
$11.7M
$2.1M
Free Cash FlowOCF − Capex
$10.5M
$2.0M
FCF MarginFCF / Revenue
81.6%
9.0%
Capex IntensityCapex / Revenue
9.1%
0.3%
Cash ConversionOCF / Net Profit
12.13×
TTM Free Cash FlowTrailing 4 quarters
$19.2M
$4.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$11.7M
$2.1M
Q3 25
$5.3M
$-311.0K
Q2 25
$3.7M
$2.2M
Q1 25
$763.0K
$601.0K
Q4 24
$8.5M
$-244.0K
Q3 24
$5.0M
$2.4M
Q2 24
$2.9M
$197.0K
Q1 24
$-1.2M
$840.0K
Free Cash Flow
BOTJ
BOTJ
RFIL
RFIL
Q4 25
$10.5M
$2.0M
Q3 25
$5.1M
$-419.0K
Q2 25
$3.5M
$2.2M
Q1 25
$141.0K
$574.0K
Q4 24
$6.0M
$-418.0K
Q3 24
$3.4M
$2.1M
Q2 24
$2.8M
$28.0K
Q1 24
$-1.7M
$697.0K
FCF Margin
BOTJ
BOTJ
RFIL
RFIL
Q4 25
81.6%
9.0%
Q3 25
40.5%
-2.1%
Q2 25
28.6%
11.4%
Q1 25
1.3%
3.0%
Q4 24
51.8%
-2.3%
Q3 24
29.6%
12.6%
Q2 24
24.6%
0.2%
Q1 24
-16.7%
5.2%
Capex Intensity
BOTJ
BOTJ
RFIL
RFIL
Q4 25
9.1%
0.3%
Q3 25
1.7%
0.5%
Q2 25
1.0%
0.2%
Q1 25
5.7%
0.1%
Q4 24
22.2%
0.9%
Q3 24
14.3%
1.5%
Q2 24
1.0%
1.0%
Q1 24
4.7%
1.1%
Cash Conversion
BOTJ
BOTJ
RFIL
RFIL
Q4 25
12.13×
Q3 25
1.91×
-0.79×
Q2 25
1.35×
Q1 25
0.91×
Q4 24
Q3 24
2.50×
Q2 24
1.34×
Q1 24
-0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOTJ
BOTJ

Segment breakdown not available.

RFIL
RFIL

US$20.9M92%
Non Us$1.8M8%

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