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Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and Simulations Plus, Inc. (SLP). Click either name above to swap in a different company.

Simulations Plus, Inc. is the larger business by last-quarter revenue ($18.4M vs $12.9M, roughly 1.4× BANK OF THE JAMES FINANCIAL GROUP INC). On growth, BANK OF THE JAMES FINANCIAL GROUP INC posted the faster year-over-year revenue change (11.8% vs -2.7%). Over the past eight quarters, BANK OF THE JAMES FINANCIAL GROUP INC's revenue compounded faster (12.0% CAGR vs 0.3%).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

Simulations Plus, Inc. develops absorption, distribution, metabolism, excretion, and toxicity (ADMET) modeling and simulation software for the pharmaceutical and biotechnology, industrial chemicals, cosmetics, food ingredients, and herbicide industries. In September 2014, the company acquired Cognigen Corporation, a provider of clinical trial data analysis and consulting services.

BOTJ vs SLP — Head-to-Head

Bigger by revenue
SLP
SLP
1.4× larger
SLP
$18.4M
$12.9M
BOTJ
Growing faster (revenue YoY)
BOTJ
BOTJ
+14.5% gap
BOTJ
11.8%
-2.7%
SLP
Faster 2-yr revenue CAGR
BOTJ
BOTJ
Annualised
BOTJ
12.0%
0.3%
SLP

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
BOTJ
BOTJ
SLP
SLP
Revenue
$12.9M
$18.4M
Net Profit
$676.0K
Gross Margin
59.1%
Operating Margin
27.1%
3.9%
Net Margin
3.7%
Revenue YoY
11.8%
-2.7%
Net Profit YoY
228.2%
EPS (diluted)
$0.59
$0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
SLP
SLP
Q4 25
$12.9M
$18.4M
Q3 25
$12.5M
$17.5M
Q2 25
$12.3M
$20.4M
Q1 25
$11.0M
$22.4M
Q4 24
$11.5M
$18.9M
Q3 24
$11.3M
$18.7M
Q2 24
$11.3M
$18.5M
Q1 24
$10.3M
$18.3M
Net Profit
BOTJ
BOTJ
SLP
SLP
Q4 25
$676.0K
Q3 25
$2.8M
$-681.0K
Q2 25
$2.7M
$-67.3M
Q1 25
$842.0K
$3.1M
Q4 24
$206.0K
Q3 24
$2.0M
$843.0K
Q2 24
$2.1M
$3.1M
Q1 24
$2.2M
$4.0M
Gross Margin
BOTJ
BOTJ
SLP
SLP
Q4 25
59.1%
Q3 25
56.4%
Q2 25
64.0%
Q1 25
58.5%
Q4 24
54.0%
Q3 24
36.6%
Q2 24
71.5%
Q1 24
72.2%
Operating Margin
BOTJ
BOTJ
SLP
SLP
Q4 25
27.1%
3.9%
Q3 25
25.8%
3.8%
Q2 25
27.6%
-364.5%
Q1 25
9.4%
12.1%
Q4 24
18.0%
0.7%
Q3 24
21.7%
-6.2%
Q2 24
23.6%
10.1%
Q1 24
26.5%
24.3%
Net Margin
BOTJ
BOTJ
SLP
SLP
Q4 25
3.7%
Q3 25
22.1%
-3.9%
Q2 25
21.9%
-330.6%
Q1 25
7.7%
13.7%
Q4 24
1.1%
Q3 24
17.6%
4.5%
Q2 24
19.0%
16.9%
Q1 24
21.3%
22.0%
EPS (diluted)
BOTJ
BOTJ
SLP
SLP
Q4 25
$0.59
$0.03
Q3 25
$0.61
$-0.03
Q2 25
$0.60
$-3.35
Q1 25
$0.19
$0.15
Q4 24
$0.36
$0.01
Q3 24
$0.44
$0.04
Q2 24
$0.47
$0.15
Q1 24
$0.48
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
SLP
SLP
Cash + ST InvestmentsLiquidity on hand
$35.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$127.1M
Total Assets
$1.0B
$137.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
SLP
SLP
Q4 25
$35.7M
Q3 25
$32.4M
Q2 25
$28.4M
Q1 25
$21.4M
Q4 24
$18.2M
Q3 24
$20.3M
Q2 24
$119.0M
Q1 24
$108.5M
Stockholders' Equity
BOTJ
BOTJ
SLP
SLP
Q4 25
$80.0M
$127.1M
Q3 25
$77.0M
$124.8M
Q2 25
$71.7M
$123.8M
Q1 25
$68.3M
$189.5M
Q4 24
$64.9M
$184.7M
Q3 24
$68.8M
$182.4M
Q2 24
$61.7M
$180.9M
Q1 24
$60.4M
$177.0M
Total Assets
BOTJ
BOTJ
SLP
SLP
Q4 25
$1.0B
$137.8M
Q3 25
$1.0B
$131.9M
Q2 25
$1.0B
$134.4M
Q1 25
$1.0B
$201.4M
Q4 24
$979.2M
$196.9M
Q3 24
$1.0B
$196.6M
Q2 24
$978.0M
$192.7M
Q1 24
$984.9M
$194.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
SLP
SLP
Operating Cash FlowLast quarter
$11.7M
$4.2M
Free Cash FlowOCF − Capex
$10.5M
FCF MarginFCF / Revenue
81.6%
Capex IntensityCapex / Revenue
9.1%
0.0%
Cash ConversionOCF / Net Profit
6.26×
TTM Free Cash FlowTrailing 4 quarters
$19.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
SLP
SLP
Q4 25
$11.7M
$4.2M
Q3 25
$5.3M
$5.6M
Q2 25
$3.7M
$8.1M
Q1 25
$763.0K
$5.7M
Q4 24
$8.5M
$-1.3M
Q3 24
$5.0M
$1.7M
Q2 24
$2.9M
$5.7M
Q1 24
$-1.2M
$5.8M
Free Cash Flow
BOTJ
BOTJ
SLP
SLP
Q4 25
$10.5M
Q3 25
$5.1M
$5.3M
Q2 25
$3.5M
$7.8M
Q1 25
$141.0K
$5.6M
Q4 24
$6.0M
$-1.4M
Q3 24
$3.4M
$1.6M
Q2 24
$2.8M
$5.6M
Q1 24
$-1.7M
$5.4M
FCF Margin
BOTJ
BOTJ
SLP
SLP
Q4 25
81.6%
Q3 25
40.5%
30.5%
Q2 25
28.6%
38.5%
Q1 25
1.3%
25.0%
Q4 24
51.8%
-7.2%
Q3 24
29.6%
8.8%
Q2 24
24.6%
30.0%
Q1 24
-16.7%
29.4%
Capex Intensity
BOTJ
BOTJ
SLP
SLP
Q4 25
9.1%
0.0%
Q3 25
1.7%
1.5%
Q2 25
1.0%
1.5%
Q1 25
5.7%
0.3%
Q4 24
22.2%
0.5%
Q3 24
14.3%
0.1%
Q2 24
1.0%
0.6%
Q1 24
4.7%
2.4%
Cash Conversion
BOTJ
BOTJ
SLP
SLP
Q4 25
6.26×
Q3 25
1.91×
Q2 25
1.35×
Q1 25
0.91×
1.84×
Q4 24
-6.18×
Q3 24
2.50×
1.97×
Q2 24
1.34×
1.81×
Q1 24
-0.56×
1.44×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BOTJ
BOTJ

Segment breakdown not available.

SLP
SLP

Services Segment$9.5M52%
Development$7.2M39%
Discovery$1.3M7%

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