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Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

Spire Global, Inc. is the larger business by last-quarter revenue ($15.8M vs $12.9M, roughly 1.2× BANK OF THE JAMES FINANCIAL GROUP INC). On growth, BANK OF THE JAMES FINANCIAL GROUP INC posted the faster year-over-year revenue change (11.8% vs -26.9%). BANK OF THE JAMES FINANCIAL GROUP INC produced more free cash flow last quarter ($10.5M vs $-16.2M). Over the past eight quarters, BANK OF THE JAMES FINANCIAL GROUP INC's revenue compounded faster (12.0% CAGR vs -32.6%).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

BOTJ vs SPIR — Head-to-Head

Bigger by revenue
SPIR
SPIR
1.2× larger
SPIR
$15.8M
$12.9M
BOTJ
Growing faster (revenue YoY)
BOTJ
BOTJ
+38.8% gap
BOTJ
11.8%
-26.9%
SPIR
More free cash flow
BOTJ
BOTJ
$26.7M more FCF
BOTJ
$10.5M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
BOTJ
BOTJ
Annualised
BOTJ
12.0%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BOTJ
BOTJ
SPIR
SPIR
Revenue
$12.9M
$15.8M
Net Profit
$-28.0M
Gross Margin
40.2%
Operating Margin
27.1%
-164.1%
Net Margin
-176.6%
Revenue YoY
11.8%
-26.9%
Net Profit YoY
42.7%
EPS (diluted)
$0.59
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$12.9M
$15.8M
Q3 25
$12.5M
$12.7M
Q2 25
$12.3M
$19.2M
Q1 25
$11.0M
$23.9M
Q4 24
$11.5M
$21.7M
Q3 24
$11.3M
$28.6M
Q2 24
$11.3M
$25.4M
Q1 24
$10.3M
$34.8M
Net Profit
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$-28.0M
Q3 25
$2.8M
$-19.7M
Q2 25
$2.7M
$119.6M
Q1 25
$842.0K
$-20.7M
Q4 24
$-48.8M
Q3 24
$2.0M
$-12.5M
Q2 24
$2.1M
$-16.6M
Q1 24
$2.2M
$-25.5M
Gross Margin
BOTJ
BOTJ
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
BOTJ
BOTJ
SPIR
SPIR
Q4 25
27.1%
-164.1%
Q3 25
25.8%
-166.1%
Q2 25
27.6%
-122.7%
Q1 25
9.4%
-106.5%
Q4 24
18.0%
-144.1%
Q3 24
21.7%
-48.0%
Q2 24
23.6%
-48.6%
Q1 24
26.5%
-34.4%
Net Margin
BOTJ
BOTJ
SPIR
SPIR
Q4 25
-176.6%
Q3 25
22.1%
-155.3%
Q2 25
21.9%
623.4%
Q1 25
7.7%
-86.5%
Q4 24
-225.2%
Q3 24
17.6%
-43.7%
Q2 24
19.0%
-65.2%
Q1 24
21.3%
-73.3%
EPS (diluted)
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$0.59
$-0.85
Q3 25
$0.61
$-0.61
Q2 25
$0.60
$3.72
Q1 25
$0.19
$-0.77
Q4 24
$0.36
$-1.93
Q3 24
$0.44
$-0.50
Q2 24
$0.47
$-0.68
Q1 24
$0.48
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$112.9M
Total Assets
$1.0B
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$81.8M
Q3 25
$96.8M
Q2 25
$117.6M
Q1 25
$35.9M
Q4 24
$19.2M
Q3 24
$36.6M
Q2 24
$45.8M
Q1 24
$63.7M
Total Debt
BOTJ
BOTJ
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$80.0M
$112.9M
Q3 25
$77.0M
$133.1M
Q2 25
$71.7M
$149.2M
Q1 25
$68.3M
$3.7M
Q4 24
$64.9M
$-11.7M
Q3 24
$68.8M
$30.8M
Q2 24
$61.7M
$40.3M
Q1 24
$60.4M
$52.5M
Total Assets
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$1.0B
$211.0M
Q3 25
$1.0B
$224.3M
Q2 25
$1.0B
$239.5M
Q1 25
$1.0B
$208.8M
Q4 24
$979.2M
$193.6M
Q3 24
$1.0B
$224.2M
Q2 24
$978.0M
$230.8M
Q1 24
$984.9M
$252.3M
Debt / Equity
BOTJ
BOTJ
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
SPIR
SPIR
Operating Cash FlowLast quarter
$11.7M
$-4.3M
Free Cash FlowOCF − Capex
$10.5M
$-16.2M
FCF MarginFCF / Revenue
81.6%
-102.1%
Capex IntensityCapex / Revenue
9.1%
75.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$19.2M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$11.7M
$-4.3M
Q3 25
$5.3M
$-12.0M
Q2 25
$3.7M
$-35.1M
Q1 25
$763.0K
$-8.4M
Q4 24
$8.5M
$-19.2M
Q3 24
$5.0M
$14.0M
Q2 24
$2.9M
$-4.4M
Q1 24
$-1.2M
$-8.8M
Free Cash Flow
BOTJ
BOTJ
SPIR
SPIR
Q4 25
$10.5M
$-16.2M
Q3 25
$5.1M
$-20.4M
Q2 25
$3.5M
$-38.7M
Q1 25
$141.0K
$-17.3M
Q4 24
$6.0M
$-24.3M
Q3 24
$3.4M
$5.1M
Q2 24
$2.8M
$-9.9M
Q1 24
$-1.7M
$-15.9M
FCF Margin
BOTJ
BOTJ
SPIR
SPIR
Q4 25
81.6%
-102.1%
Q3 25
40.5%
-161.3%
Q2 25
28.6%
-201.7%
Q1 25
1.3%
-72.6%
Q4 24
51.8%
-112.2%
Q3 24
29.6%
17.8%
Q2 24
24.6%
-39.0%
Q1 24
-16.7%
-45.7%
Capex Intensity
BOTJ
BOTJ
SPIR
SPIR
Q4 25
9.1%
75.1%
Q3 25
1.7%
66.2%
Q2 25
1.0%
18.8%
Q1 25
5.7%
37.3%
Q4 24
22.2%
23.5%
Q3 24
14.3%
31.2%
Q2 24
1.0%
21.8%
Q1 24
4.7%
20.3%
Cash Conversion
BOTJ
BOTJ
SPIR
SPIR
Q4 25
Q3 25
1.91×
Q2 25
1.35×
-0.29×
Q1 25
0.91×
Q4 24
Q3 24
2.50×
Q2 24
1.34×
Q1 24
-0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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