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Side-by-side financial comparison of POPULAR, INC. (BPOP) and Western Union CO (WU). Click either name above to swap in a different company.

Western Union CO is the larger business by last-quarter revenue ($982.7M vs $835.8M, roughly 1.2× POPULAR, INC.). POPULAR, INC. runs the higher net margin — 29.4% vs 6.6%, a 22.8% gap on every dollar of revenue. Over the past eight quarters, POPULAR, INC.'s revenue compounded faster (25.1% CAGR vs -1.9%).

Popular, Inc., doing business as Banco Popular de Puerto Rico (BPPR) or simply as Banco Popular in Puerto Rico and the U.S. and British Virgin Islands, and as Popular Bank in the United States, is a full-service financial services conglomerate headquartered at Popular Center in the Milla de Oro financial district in the Hato Rey business center of San Juan, the capital municipality of the archipelago and island of Puerto Rico. Founded in 1893, it is the largest banking institution in Puerto R...

The Western Union Company is an American multinational financial services corporation headquartered in Denver, Colorado.

BPOP vs WU — Head-to-Head

Bigger by revenue
WU
WU
1.2× larger
WU
$982.7M
$835.8M
BPOP
Higher net margin
BPOP
BPOP
22.8% more per $
BPOP
29.4%
6.6%
WU
Faster 2-yr revenue CAGR
BPOP
BPOP
Annualised
BPOP
25.1%
-1.9%
WU

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
BPOP
BPOP
WU
WU
Revenue
$835.8M
$982.7M
Net Profit
$245.7M
$64.7M
Gross Margin
Operating Margin
12.5%
Net Margin
29.4%
6.6%
Revenue YoY
0.0%
Net Profit YoY
38.4%
-47.6%
EPS (diluted)
$3.78
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BPOP
BPOP
WU
WU
Q1 26
$835.8M
$982.7M
Q4 25
$657.6M
$972.0M
Q3 25
$646.5M
$985.3M
Q2 25
$631.5M
$983.6M
Q1 25
$938.7M
Q4 24
$590.8M
$1.0B
Q3 24
$572.5M
$993.4M
Q2 24
$568.3M
$1.0B
Net Profit
BPOP
BPOP
WU
WU
Q1 26
$245.7M
$64.7M
Q4 25
$233.9M
$114.4M
Q3 25
$211.3M
$139.6M
Q2 25
$210.4M
$122.1M
Q1 25
$123.5M
Q4 24
$177.8M
$385.7M
Q3 24
$155.3M
$264.8M
Q2 24
$177.8M
$141.0M
Gross Margin
BPOP
BPOP
WU
WU
Q1 26
Q4 25
33.6%
Q3 25
34.7%
Q2 25
34.6%
Q1 25
34.0%
Q4 24
35.0%
Q3 24
34.2%
Q2 24
35.0%
Operating Margin
BPOP
BPOP
WU
WU
Q1 26
12.5%
Q4 25
42.4%
19.1%
Q3 25
38.2%
20.5%
Q2 25
40.9%
19.6%
Q1 25
18.9%
Q4 24
37.5%
17.5%
Q3 24
34.5%
16.6%
Q2 24
38.4%
18.7%
Net Margin
BPOP
BPOP
WU
WU
Q1 26
29.4%
6.6%
Q4 25
35.6%
11.8%
Q3 25
32.7%
14.2%
Q2 25
33.3%
12.4%
Q1 25
13.2%
Q4 24
30.1%
37.9%
Q3 24
27.1%
26.7%
Q2 24
31.3%
13.8%
EPS (diluted)
BPOP
BPOP
WU
WU
Q1 26
$3.78
$0.41
Q4 25
$3.51
$0.36
Q3 25
$3.14
$0.43
Q2 25
$3.09
$0.37
Q1 25
$0.36
Q4 24
$2.51
$1.14
Q3 24
$2.16
$0.78
Q2 24
$2.46
$0.41

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BPOP
BPOP
WU
WU
Cash + ST InvestmentsLiquidity on hand
$909.2M
Total DebtLower is stronger
$17.6M
Stockholders' EquityBook value
$6.3B
$910.5M
Total Assets
$76.1B
$8.1B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BPOP
BPOP
WU
WU
Q1 26
$909.2M
Q4 25
$1.2B
Q3 25
$947.8M
Q2 25
$1.0B
Q1 25
$1.3B
Q4 24
$1.5B
Q3 24
$1.1B
Q2 24
$1.0B
Total Debt
BPOP
BPOP
WU
WU
Q1 26
$17.6M
Q4 25
$2.9B
Q3 25
$2.5B
Q2 25
$2.5B
Q1 25
$2.5B
Q4 24
$3.0B
Q3 24
$2.1B
Q2 24
$2.1B
Stockholders' Equity
BPOP
BPOP
WU
WU
Q1 26
$6.3B
$910.5M
Q4 25
$6.2B
$957.8M
Q3 25
$6.1B
$925.4M
Q2 25
$6.0B
$883.6M
Q1 25
$939.4M
Q4 24
$5.6B
$968.9M
Q3 24
$5.8B
$652.7M
Q2 24
$5.4B
$440.8M
Total Assets
BPOP
BPOP
WU
WU
Q1 26
$76.1B
$8.1B
Q4 25
$75.3B
$8.3B
Q3 25
$75.1B
$7.8B
Q2 25
$76.1B
$8.0B
Q1 25
$8.3B
Q4 24
$73.0B
$8.4B
Q3 24
$71.3B
$7.7B
Q2 24
$72.8B
$8.0B
Debt / Equity
BPOP
BPOP
WU
WU
Q1 26
0.00×
Q4 25
3.01×
Q3 25
2.70×
Q2 25
2.83×
Q1 25
2.61×
Q4 24
3.04×
Q3 24
3.29×
Q2 24
4.88×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BPOP
BPOP
WU
WU
Operating Cash FlowLast quarter
$109.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
4.8%
Cash ConversionOCF / Net Profit
1.68×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BPOP
BPOP
WU
WU
Q1 26
$109.0M
Q4 25
$268.5M
$135.4M
Q3 25
$195.0M
$260.4M
Q2 25
$242.9M
$-300.0K
Q1 25
$148.2M
Q4 24
$199.5M
$134.0M
Q3 24
$233.2M
$212.1M
Q2 24
$80.4M
$-33.8M
Free Cash Flow
BPOP
BPOP
WU
WU
Q1 26
Q4 25
$221.1M
$115.5M
Q3 25
$141.1M
$252.7M
Q2 25
$198.3M
$-7.8M
Q1 25
$144.8M
Q4 24
$139.2M
$119.7M
Q3 24
$175.6M
$205.1M
Q2 24
$38.9M
$-38.9M
FCF Margin
BPOP
BPOP
WU
WU
Q1 26
Q4 25
33.6%
11.9%
Q3 25
21.8%
25.6%
Q2 25
31.4%
-0.8%
Q1 25
15.4%
Q4 24
23.6%
11.8%
Q3 24
30.7%
20.6%
Q2 24
6.8%
-3.8%
Capex Intensity
BPOP
BPOP
WU
WU
Q1 26
4.8%
Q4 25
7.2%
2.0%
Q3 25
8.3%
0.8%
Q2 25
7.1%
0.8%
Q1 25
0.4%
Q4 24
10.2%
1.4%
Q3 24
10.1%
0.7%
Q2 24
7.3%
0.5%
Cash Conversion
BPOP
BPOP
WU
WU
Q1 26
1.68×
Q4 25
1.15×
1.18×
Q3 25
0.92×
1.87×
Q2 25
1.15×
-0.00×
Q1 25
1.20×
Q4 24
1.12×
0.35×
Q3 24
1.50×
0.80×
Q2 24
0.45×
-0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BPOP
BPOP

Net Interest Income$670.2M80%
Noninterest Income$165.6M20%

WU
WU

Segment breakdown not available.

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