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Side-by-side financial comparison of BT Brands, Inc. (BTBD) and Lake Shore Bancorp, Inc. (LSBK). Click either name above to swap in a different company.

Lake Shore Bancorp, Inc. is the larger business by last-quarter revenue ($7.4M vs $3.9M, roughly 1.9× BT Brands, Inc.). Lake Shore Bancorp, Inc. runs the higher net margin — 31.8% vs 23.7%, a 8.0% gap on every dollar of revenue. Lake Shore Bancorp, Inc. produced more free cash flow last quarter ($3.3M vs $261.8K).

BT Group plc is a British multinational telecommunications holding company headquartered in London, England. It has operations in around 180 countries and is the largest provider of fixed-line, broadband and mobile services in the UK, and also provides subscription television and IT services.

Lake Shore Bancorp, Inc. (Maryland) is a U.S. regional bank holding company that operates via its banking subsidiary, offering retail and commercial banking services including deposits, loans, mortgages and wealth management, primarily serving individuals and SMEs across local communities in Maryland.

BTBD vs LSBK — Head-to-Head

Bigger by revenue
LSBK
LSBK
1.9× larger
LSBK
$7.4M
$3.9M
BTBD
Higher net margin
LSBK
LSBK
8.0% more per $
LSBK
31.8%
23.7%
BTBD
More free cash flow
LSBK
LSBK
$3.0M more FCF
LSBK
$3.3M
$261.8K
BTBD

Income Statement — Q3 FY2025 vs Q3 FY2025

Metric
BTBD
BTBD
LSBK
LSBK
Revenue
$3.9M
$7.4M
Net Profit
$915.0K
$2.4M
Gross Margin
Operating Margin
19.1%
38.4%
Net Margin
23.7%
31.8%
Revenue YoY
-11.4%
Net Profit YoY
516.9%
EPS (diluted)
$0.15
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BTBD
BTBD
LSBK
LSBK
Q3 25
$3.9M
$7.4M
Q2 25
$3.8M
$6.9M
Q1 25
$3.2M
Q3 24
$4.3M
Q2 24
$4.1M
Q1 24
$3.2M
Q4 23
$4.0M
Q3 23
$4.0M
Net Profit
BTBD
BTBD
LSBK
LSBK
Q3 25
$915.0K
$2.4M
Q2 25
$55.0K
$1.9M
Q1 25
$-329.8K
Q3 24
$-219.5K
Q2 24
$-70.0K
Q1 24
$-445.7K
Q4 23
$-3.5K
Q3 23
$-233.7K
Operating Margin
BTBD
BTBD
LSBK
LSBK
Q3 25
19.1%
38.4%
Q2 25
-2.0%
33.2%
Q1 25
-9.0%
Q3 24
-1.7%
Q2 24
-4.6%
Q1 24
-19.8%
Q4 23
1.0%
Q3 23
-2.0%
Net Margin
BTBD
BTBD
LSBK
LSBK
Q3 25
23.7%
31.8%
Q2 25
1.5%
27.7%
Q1 25
-10.2%
Q3 24
-5.0%
Q2 24
-1.7%
Q1 24
-14.0%
Q4 23
-0.1%
Q3 23
-5.8%
EPS (diluted)
BTBD
BTBD
LSBK
LSBK
Q3 25
$0.15
$0.32
Q2 25
$0.34
Q1 25
Q3 24
$-0.04
Q2 24
Q1 24
Q4 23
Q3 23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BTBD
BTBD
LSBK
LSBK
Cash + ST InvestmentsLiquidity on hand
$3.5M
$83.6M
Total DebtLower is stronger
$2.0M
Stockholders' EquityBook value
$7.7M
$139.3M
Total Assets
$11.9M
$742.8M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BTBD
BTBD
LSBK
LSBK
Q3 25
$3.5M
$83.6M
Q2 25
$3.0M
$75.4M
Q1 25
$2.7M
Q3 24
$2.0M
Q2 24
$1.5M
Q1 24
$1.5M
Q4 23
$1.4M
Q3 23
$1.2M
Total Debt
BTBD
BTBD
LSBK
LSBK
Q3 25
$2.0M
Q2 25
$2.0M
Q1 25
Q3 24
Q2 24
Q1 24
Q4 23
Q3 23
Stockholders' Equity
BTBD
BTBD
LSBK
LSBK
Q3 25
$7.7M
$139.3M
Q2 25
$6.8M
$92.9M
Q1 25
$6.7M
Q3 24
$8.5M
Q2 24
$8.7M
Q1 24
$8.8M
Q4 23
$9.6M
Q3 23
$9.6M
Total Assets
BTBD
BTBD
LSBK
LSBK
Q3 25
$11.9M
$742.8M
Q2 25
$11.2M
$734.8M
Q1 25
$11.0M
Q3 24
$13.7M
Q2 24
$14.0M
Q1 24
$14.0M
Q4 23
$14.9M
Q3 23
$15.1M
Debt / Equity
BTBD
BTBD
LSBK
LSBK
Q3 25
0.01×
Q2 25
0.02×
Q1 25
Q3 24
Q2 24
Q1 24
Q4 23
Q3 23

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BTBD
BTBD
LSBK
LSBK
Operating Cash FlowLast quarter
$325.2K
$3.3M
Free Cash FlowOCF − Capex
$261.8K
$3.3M
FCF MarginFCF / Revenue
6.8%
44.4%
Capex IntensityCapex / Revenue
1.6%
0.6%
Cash ConversionOCF / Net Profit
0.36×
1.42×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BTBD
BTBD
LSBK
LSBK
Q3 25
$325.2K
$3.3M
Q2 25
$384.4K
$2.5M
Q1 25
$-306.7K
Q3 24
$129.3K
Q2 24
$82.5K
Q1 24
$-408.9K
Q4 23
$37.0K
Q3 23
$362.5K
Free Cash Flow
BTBD
BTBD
LSBK
LSBK
Q3 25
$261.8K
$3.3M
Q2 25
$2.0M
Q1 25
$-431.1K
Q3 24
$50.4K
Q2 24
$53.7K
Q1 24
$-521.3K
Q4 23
$-59.5K
Q3 23
$203.8K
FCF Margin
BTBD
BTBD
LSBK
LSBK
Q3 25
6.8%
44.4%
Q2 25
28.5%
Q1 25
-13.3%
Q3 24
1.2%
Q2 24
1.3%
Q1 24
-16.3%
Q4 23
-1.5%
Q3 23
5.1%
Capex Intensity
BTBD
BTBD
LSBK
LSBK
Q3 25
1.6%
0.6%
Q2 25
0.0%
7.7%
Q1 25
3.8%
Q3 24
1.8%
Q2 24
0.7%
Q1 24
3.5%
Q4 23
2.4%
Q3 23
4.0%
Cash Conversion
BTBD
BTBD
LSBK
LSBK
Q3 25
0.36×
1.42×
Q2 25
6.98×
1.31×
Q1 25
Q3 24
Q2 24
Q1 24
Q4 23
Q3 23

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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