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Side-by-side financial comparison of FIRST BUSEY CORP (BUSE) and CARRIAGE SERVICES INC (CSV). Click either name above to swap in a different company.
FIRST BUSEY CORP is the larger business by last-quarter revenue ($196.2M vs $105.5M, roughly 1.9× CARRIAGE SERVICES INC). FIRST BUSEY CORP runs the higher net margin — 25.5% vs 11.6%, a 13.8% gap on every dollar of revenue. Over the past eight quarters, FIRST BUSEY CORP's revenue compounded faster (29.9% CAGR vs 1.0%).
First Busey Bank is a financial institution headquartered in Champaign, Illinois that operates in Illinois, Indiana, and southwest Florida. It is owned by First Busey Holding, a financial holding company.
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
BUSE vs CSV — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $196.2M | $105.5M |
| Net Profit | $50.0M | $12.3M |
| Gross Margin | — | 34.8% |
| Operating Margin | — | 23.3% |
| Net Margin | 25.5% | 11.6% |
| Revenue YoY | — | 8.0% |
| Net Profit YoY | 266.7% | 24.5% |
| EPS (diluted) | $1.00 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $196.2M | — | ||
| Q4 25 | $200.2M | $105.5M | ||
| Q3 25 | $196.3M | $102.7M | ||
| Q2 25 | $198.0M | $102.1M | ||
| Q1 25 | $125.0M | $107.1M | ||
| Q4 24 | $116.8M | $97.7M | ||
| Q3 24 | $118.5M | $100.7M | ||
| Q2 24 | $116.2M | $102.3M |
| Q1 26 | $50.0M | — | ||
| Q4 25 | — | $12.3M | ||
| Q3 25 | $57.1M | $6.6M | ||
| Q2 25 | $47.4M | $11.7M | ||
| Q1 25 | $-30.0M | $20.9M | ||
| Q4 24 | — | $9.9M | ||
| Q3 24 | $32.0M | $9.9M | ||
| Q2 24 | $27.4M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% |
| Q1 26 | — | — | ||
| Q4 25 | 38.7% | 23.3% | ||
| Q3 25 | 39.4% | 17.0% | ||
| Q2 25 | 32.6% | 23.5% | ||
| Q1 25 | -26.1% | 29.5% | ||
| Q4 24 | 32.0% | 21.6% | ||
| Q3 24 | 35.9% | 22.7% | ||
| Q2 24 | 33.1% | 18.0% |
| Q1 26 | 25.5% | — | ||
| Q4 25 | — | 11.6% | ||
| Q3 25 | 29.1% | 6.4% | ||
| Q2 25 | 23.9% | 11.5% | ||
| Q1 25 | -24.0% | 19.5% | ||
| Q4 24 | — | 10.1% | ||
| Q3 24 | 27.0% | 9.8% | ||
| Q2 24 | 23.5% | 6.1% |
| Q1 26 | $1.00 | — | ||
| Q4 25 | $0.81 | $0.76 | ||
| Q3 25 | $0.58 | $0.41 | ||
| Q2 25 | $0.52 | $0.74 | ||
| Q1 25 | $-0.44 | $1.34 | ||
| Q4 24 | $0.50 | $0.62 | ||
| Q3 24 | $0.55 | $0.63 | ||
| Q2 24 | $0.47 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $288.5M | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.5B | $254.8M |
| Total Assets | $18.1B | $1.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $288.5M | — | ||
| Q4 25 | $294.1M | $1.7M | ||
| Q3 25 | $385.5M | $1.2M | ||
| Q2 25 | $752.4M | $1.4M | ||
| Q1 25 | $1.2B | $4.6M | ||
| Q4 24 | $697.7M | $1.2M | ||
| Q3 24 | $553.7M | $1.3M | ||
| Q2 24 | $285.3M | $1.5M |
| Q1 26 | — | — | ||
| Q4 25 | $113.8M | — | ||
| Q3 25 | $92.4M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $2.5B | — | ||
| Q4 25 | $2.5B | $254.8M | ||
| Q3 25 | $2.4B | $242.1M | ||
| Q2 25 | $2.4B | $235.4M | ||
| Q1 25 | $2.2B | $223.1M | ||
| Q4 24 | $1.4B | $208.6M | ||
| Q3 24 | $1.4B | $198.1M | ||
| Q2 24 | $1.3B | $187.9M |
| Q1 26 | $18.1B | — | ||
| Q4 25 | $18.1B | $1.3B | ||
| Q3 25 | $18.2B | $1.3B | ||
| Q2 25 | $18.9B | $1.3B | ||
| Q1 25 | $19.5B | $1.3B | ||
| Q4 24 | $12.0B | $1.3B | ||
| Q3 24 | $12.0B | $1.3B | ||
| Q2 24 | $12.0B | $1.3B |
| Q1 26 | — | — | ||
| Q4 25 | 0.05× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $14.1M |
| Free Cash FlowOCF − Capex | — | $6.2M |
| FCF MarginFCF / Revenue | — | 5.9% |
| Capex IntensityCapex / Revenue | — | 7.5% |
| Cash ConversionOCF / Net Profit | — | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $192.6M | $14.1M | ||
| Q3 25 | $62.5M | $24.7M | ||
| Q2 25 | $49.5M | $8.1M | ||
| Q1 25 | $8.4M | $13.8M | ||
| Q4 24 | $178.3M | $9.3M | ||
| Q3 24 | $60.1M | $20.9M | ||
| Q2 24 | $28.5M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $173.0M | $6.2M | ||
| Q3 25 | $54.5M | $18.0M | ||
| Q2 25 | $46.1M | $5.2M | ||
| Q1 25 | $6.6M | $10.6M | ||
| Q4 24 | $171.8M | $4.9M | ||
| Q3 24 | $59.1M | $16.2M | ||
| Q2 24 | $26.3M | $-1.4M |
| Q1 26 | — | — | ||
| Q4 25 | 86.4% | 5.9% | ||
| Q3 25 | 27.7% | 17.5% | ||
| Q2 25 | 23.3% | 5.1% | ||
| Q1 25 | 5.3% | 9.9% | ||
| Q4 24 | 147.1% | 5.0% | ||
| Q3 24 | 49.9% | 16.1% | ||
| Q2 24 | 22.6% | -1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 9.8% | 7.5% | ||
| Q3 25 | 4.1% | 6.5% | ||
| Q2 25 | 1.7% | 2.8% | ||
| Q1 25 | 1.4% | 3.0% | ||
| Q4 24 | 5.5% | 4.5% | ||
| Q3 24 | 0.8% | 4.6% | ||
| Q2 24 | 1.9% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.15× | ||
| Q3 25 | 1.09× | 3.76× | ||
| Q2 25 | 1.04× | 0.69× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.94× | ||
| Q3 24 | 1.88× | 2.11× | ||
| Q2 24 | 1.04× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BUSE
| Net Interest Income | $154.0M | 78% |
| Noninterest Income | $42.3M | 22% |
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
