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Side-by-side financial comparison of FIRST BUSEY CORP (BUSE) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.

FIRST BUSEY CORP is the larger business by last-quarter revenue ($196.2M vs $111.7M, roughly 1.8× ZIPRECRUITER, INC.). FIRST BUSEY CORP runs the higher net margin — 25.5% vs -0.7%, a 26.2% gap on every dollar of revenue. Over the past eight quarters, FIRST BUSEY CORP's revenue compounded faster (29.9% CAGR vs -4.4%).

First Busey Bank is a financial institution headquartered in Champaign, Illinois that operates in Illinois, Indiana, and southwest Florida. It is owned by First Busey Holding, a financial holding company.

BUSE vs ZIP — Head-to-Head

Bigger by revenue
BUSE
BUSE
1.8× larger
BUSE
$196.2M
$111.7M
ZIP
Higher net margin
BUSE
BUSE
26.2% more per $
BUSE
25.5%
-0.7%
ZIP
Faster 2-yr revenue CAGR
BUSE
BUSE
Annualised
BUSE
29.9%
-4.4%
ZIP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
BUSE
BUSE
ZIP
ZIP
Revenue
$196.2M
$111.7M
Net Profit
$50.0M
$-835.0K
Gross Margin
89.1%
Operating Margin
3.6%
Net Margin
25.5%
-0.7%
Revenue YoY
0.6%
Net Profit YoY
266.7%
92.3%
EPS (diluted)
$1.00
$-0.03

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BUSE
BUSE
ZIP
ZIP
Q1 26
$196.2M
Q4 25
$200.2M
$111.7M
Q3 25
$196.3M
$115.0M
Q2 25
$198.0M
$112.2M
Q1 25
$125.0M
$110.1M
Q4 24
$116.8M
$111.0M
Q3 24
$118.5M
$117.1M
Q2 24
$116.2M
$123.7M
Net Profit
BUSE
BUSE
ZIP
ZIP
Q1 26
$50.0M
Q4 25
$-835.0K
Q3 25
$57.1M
$-9.8M
Q2 25
$47.4M
$-9.5M
Q1 25
$-30.0M
$-12.8M
Q4 24
$-10.8M
Q3 24
$32.0M
$-2.6M
Q2 24
$27.4M
$7.0M
Gross Margin
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
89.1%
Q3 25
89.1%
Q2 25
89.3%
Q1 25
89.4%
Q4 24
89.6%
Q3 24
89.4%
Q2 24
89.5%
Operating Margin
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
38.7%
3.6%
Q3 25
39.4%
-4.4%
Q2 25
32.6%
-5.9%
Q1 25
-26.1%
-10.6%
Q4 24
32.0%
-3.6%
Q3 24
35.9%
-2.8%
Q2 24
33.1%
7.6%
Net Margin
BUSE
BUSE
ZIP
ZIP
Q1 26
25.5%
Q4 25
-0.7%
Q3 25
29.1%
-8.5%
Q2 25
23.9%
-8.5%
Q1 25
-24.0%
-11.7%
Q4 24
-9.7%
Q3 24
27.0%
-2.2%
Q2 24
23.5%
5.7%
EPS (diluted)
BUSE
BUSE
ZIP
ZIP
Q1 26
$1.00
Q4 25
$0.81
$-0.03
Q3 25
$0.58
$-0.11
Q2 25
$0.52
$-0.10
Q1 25
$-0.44
$-0.13
Q4 24
$0.50
$-0.10
Q3 24
$0.55
$-0.03
Q2 24
$0.47
$0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BUSE
BUSE
ZIP
ZIP
Cash + ST InvestmentsLiquidity on hand
$288.5M
$188.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.5B
$-77.2M
Total Assets
$18.1B
$569.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BUSE
BUSE
ZIP
ZIP
Q1 26
$288.5M
Q4 25
$294.1M
$188.0M
Q3 25
$385.5M
$211.8M
Q2 25
$752.4M
$203.5M
Q1 25
$1.2B
$221.1M
Q4 24
$697.7M
$218.4M
Q3 24
$553.7M
$225.6M
Q2 24
$285.3M
$271.7M
Total Debt
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
$113.8M
Q3 25
$92.4M
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Stockholders' Equity
BUSE
BUSE
ZIP
ZIP
Q1 26
$2.5B
Q4 25
$2.5B
$-77.2M
Q3 25
$2.4B
$-76.1M
Q2 25
$2.4B
$-65.9M
Q1 25
$2.2B
$-11.3M
Q4 24
$1.4B
$13.4M
Q3 24
$1.4B
$13.6M
Q2 24
$1.3B
$24.4M
Total Assets
BUSE
BUSE
ZIP
ZIP
Q1 26
$18.1B
Q4 25
$18.1B
$569.7M
Q3 25
$18.2B
$573.6M
Q2 25
$18.9B
$592.4M
Q1 25
$19.5B
$629.4M
Q4 24
$12.0B
$664.1M
Q3 24
$12.0B
$652.0M
Q2 24
$12.0B
$665.3M
Debt / Equity
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
0.05×
Q3 25
0.04×
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BUSE
BUSE
ZIP
ZIP
Operating Cash FlowLast quarter
$7.7M
Free Cash FlowOCF − Capex
$7.6M
FCF MarginFCF / Revenue
6.8%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$9.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
$192.6M
$7.7M
Q3 25
$62.5M
$2.6M
Q2 25
$49.5M
$10.5M
Q1 25
$8.4M
$-9.9M
Q4 24
$178.3M
$12.5M
Q3 24
$60.1M
$9.3M
Q2 24
$28.5M
$21.9M
Free Cash Flow
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
$173.0M
$7.6M
Q3 25
$54.5M
$2.2M
Q2 25
$46.1M
$10.2M
Q1 25
$6.6M
$-10.2M
Q4 24
$171.8M
$12.0M
Q3 24
$59.1M
$9.2M
Q2 24
$26.3M
$21.7M
FCF Margin
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
86.4%
6.8%
Q3 25
27.7%
1.9%
Q2 25
23.3%
9.1%
Q1 25
5.3%
-9.3%
Q4 24
147.1%
10.8%
Q3 24
49.9%
7.8%
Q2 24
22.6%
17.6%
Capex Intensity
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
9.8%
0.1%
Q3 25
4.1%
0.3%
Q2 25
1.7%
0.3%
Q1 25
1.4%
0.3%
Q4 24
5.5%
0.4%
Q3 24
0.8%
0.2%
Q2 24
1.9%
0.1%
Cash Conversion
BUSE
BUSE
ZIP
ZIP
Q1 26
Q4 25
Q3 25
1.09×
Q2 25
1.04×
Q1 25
Q4 24
Q3 24
1.88×
Q2 24
1.04×
3.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BUSE
BUSE

Net Interest Income$154.0M78%
Noninterest Income$42.3M22%

ZIP
ZIP

License$84.3M75%
Services$27.4M25%

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