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Side-by-side financial comparison of BV Financial, Inc. (BVFL) and TRANSACT TECHNOLOGIES INC (TACT). Click either name above to swap in a different company.
TRANSACT TECHNOLOGIES INC is the larger business by last-quarter revenue ($11.5M vs $10.5M, roughly 1.1× BV Financial, Inc.). On growth, TRANSACT TECHNOLOGIES INC posted the faster year-over-year revenue change (11.9% vs 9.2%). BV Financial, Inc. produced more free cash flow last quarter ($18.8M vs $589.0K). Over the past eight quarters, BV Financial, Inc.'s revenue compounded faster (11.1% CAGR vs 3.5%).
Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.
Roper Technologies, Inc. is a holding company that owns companies in the technology sector.
BVFL vs TACT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $10.5M | $11.5M |
| Net Profit | $4.8M | — |
| Gross Margin | — | 47.6% |
| Operating Margin | 66.9% | -10.1% |
| Net Margin | 45.6% | — |
| Revenue YoY | 9.2% | 11.9% |
| Net Profit YoY | 146.2% | — |
| EPS (diluted) | $0.52 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $10.5M | $11.5M | ||
| Q3 25 | $10.0M | $13.2M | ||
| Q2 25 | $9.9M | $13.8M | ||
| Q1 25 | $9.2M | $13.1M | ||
| Q4 24 | $9.7M | $10.2M | ||
| Q3 24 | $10.0M | $10.9M | ||
| Q2 24 | $9.5M | $11.6M | ||
| Q1 24 | $8.5M | $10.7M |
| Q4 25 | $4.8M | — | ||
| Q3 25 | $3.7M | $15.0K | ||
| Q2 25 | $2.9M | $-143.0K | ||
| Q1 25 | $2.1M | $19.0K | ||
| Q4 24 | $2.0M | — | ||
| Q3 24 | $3.8M | $-551.0K | ||
| Q2 24 | $3.4M | $-319.0K | ||
| Q1 24 | $2.6M | $-1.0M |
| Q4 25 | — | 47.6% | ||
| Q3 25 | — | 49.8% | ||
| Q2 25 | — | 48.2% | ||
| Q1 25 | — | 48.7% | ||
| Q4 24 | — | 44.2% | ||
| Q3 24 | — | 48.1% | ||
| Q2 24 | — | 52.7% | ||
| Q1 24 | — | 52.6% |
| Q4 25 | 66.9% | -10.1% | ||
| Q3 25 | 51.5% | 0.1% | ||
| Q2 25 | 39.9% | -1.9% | ||
| Q1 25 | 29.4% | -0.1% | ||
| Q4 24 | 29.5% | -10.3% | ||
| Q3 24 | 52.4% | -7.7% | ||
| Q2 24 | 49.6% | -3.8% | ||
| Q1 24 | 42.1% | -12.2% |
| Q4 25 | 45.6% | — | ||
| Q3 25 | 37.2% | 0.1% | ||
| Q2 25 | 29.0% | -1.0% | ||
| Q1 25 | 22.9% | 0.1% | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 38.0% | -5.1% | ||
| Q2 24 | 35.8% | -2.8% | ||
| Q1 24 | 30.1% | -9.7% |
| Q4 25 | $0.52 | $-0.11 | ||
| Q3 25 | $0.41 | $0.00 | ||
| Q2 25 | $0.29 | $-0.01 | ||
| Q1 25 | $0.21 | $0.00 | ||
| Q4 24 | $0.18 | $-0.80 | ||
| Q3 24 | $0.35 | $-0.06 | ||
| Q2 24 | $0.32 | $-0.03 | ||
| Q1 24 | $0.24 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $55.7M | $20.4M |
| Total DebtLower is stronger | $35.0M | — |
| Stockholders' EquityBook value | $183.8M | $31.1M |
| Total Assets | $912.2M | $44.8M |
| Debt / EquityLower = less leverage | 0.19× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.7M | $20.4M | ||
| Q3 25 | $63.5M | $20.0M | ||
| Q2 25 | $56.3M | $17.7M | ||
| Q1 25 | $70.8M | $14.2M | ||
| Q4 24 | $70.5M | $14.4M | ||
| Q3 24 | $94.1M | $11.3M | ||
| Q2 24 | $90.6M | $11.1M | ||
| Q1 24 | $78.8M | $10.6M |
| Q4 25 | $35.0M | — | ||
| Q3 25 | $35.0M | — | ||
| Q2 25 | $35.0M | — | ||
| Q1 25 | $49.9M | — | ||
| Q4 24 | $49.9M | — | ||
| Q3 24 | $34.8M | — | ||
| Q2 24 | $34.8M | — | ||
| Q1 24 | $34.8M | — |
| Q4 25 | $183.8M | $31.1M | ||
| Q3 25 | $190.2M | $31.8M | ||
| Q2 25 | $198.0M | $31.3M | ||
| Q1 25 | $198.1M | $30.9M | ||
| Q4 24 | $195.5M | $30.6M | ||
| Q3 24 | $209.7M | $38.4M | ||
| Q2 24 | $205.5M | $38.5M | ||
| Q1 24 | $201.8M | $38.6M |
| Q4 25 | $912.2M | $44.8M | ||
| Q3 25 | $909.4M | $45.0M | ||
| Q2 25 | $908.3M | $44.5M | ||
| Q1 25 | $921.9M | $44.2M | ||
| Q4 24 | $911.8M | $44.0M | ||
| Q3 24 | $892.7M | $50.5M | ||
| Q2 24 | $897.2M | $50.4M | ||
| Q1 24 | $892.5M | $51.9M |
| Q4 25 | 0.19× | — | ||
| Q3 25 | 0.18× | — | ||
| Q2 25 | 0.18× | — | ||
| Q1 25 | 0.25× | — | ||
| Q4 24 | 0.26× | — | ||
| Q3 24 | 0.17× | — | ||
| Q2 24 | 0.17× | — | ||
| Q1 24 | 0.17× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $19.0M | $609.0K |
| Free Cash FlowOCF − Capex | $18.8M | $589.0K |
| FCF MarginFCF / Revenue | 178.2% | 5.1% |
| Capex IntensityCapex / Revenue | 2.2% | 0.2% |
| Cash ConversionOCF / Net Profit | 3.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.0M | $7.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.0M | $609.0K | ||
| Q3 25 | $8.4M | $3.6M | ||
| Q2 25 | $2.7M | $3.6M | ||
| Q1 25 | $4.4M | $-161.0K | ||
| Q4 24 | $16.1M | $2.4M | ||
| Q3 24 | $6.1M | $327.0K | ||
| Q2 24 | $1.5M | $636.0K | ||
| Q1 24 | $4.6M | $-1.5M |
| Q4 25 | $18.8M | $589.0K | ||
| Q3 25 | $8.4M | $3.6M | ||
| Q2 25 | $2.6M | $3.6M | ||
| Q1 25 | $4.2M | $-171.0K | ||
| Q4 24 | $15.5M | $2.4M | ||
| Q3 24 | $6.0M | $259.0K | ||
| Q2 24 | $1.4M | $499.0K | ||
| Q1 24 | $4.1M | $-1.6M |
| Q4 25 | 178.2% | 5.1% | ||
| Q3 25 | 84.0% | 27.1% | ||
| Q2 25 | 26.1% | 25.9% | ||
| Q1 25 | 46.0% | -1.3% | ||
| Q4 24 | 160.0% | 23.2% | ||
| Q3 24 | 59.6% | 2.4% | ||
| Q2 24 | 15.2% | 4.3% | ||
| Q1 24 | 48.4% | -14.9% |
| Q4 25 | 2.2% | 0.2% | ||
| Q3 25 | 0.1% | 0.5% | ||
| Q2 25 | 1.4% | 0.1% | ||
| Q1 25 | 2.4% | 0.1% | ||
| Q4 24 | 6.3% | 0.1% | ||
| Q3 24 | 1.0% | 0.6% | ||
| Q2 24 | 0.6% | 1.2% | ||
| Q1 24 | 5.1% | 1.0% |
| Q4 25 | 3.96× | — | ||
| Q3 25 | 2.26× | 242.00× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 2.11× | -8.47× | ||
| Q4 24 | 8.23× | — | ||
| Q3 24 | 1.60× | — | ||
| Q2 24 | 0.44× | — | ||
| Q1 24 | 1.77× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
