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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Gold.com, Inc. (GOLD). Click either name above to swap in a different company.

Gold.com, Inc. is the larger business by last-quarter revenue ($148.1M vs $112.4M, roughly 1.3× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 7.9%, a 25.6% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -94.6%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs -76.2%).

Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.

Kinross Gold Corporation is a Canadian-based gold and silver mining company founded in 1993 and headquartered in Toronto, Ontario, Canada. Kinross currently operates six active gold mines, and was ranked fifth of the "10 Top Gold-mining Companies" of 2019 by InvestingNews. The company's mines are located in Brazil, Mauritania, and the United States. It trades under the KGC ticker in the New York Stock Exchange, and under K in the Toronto Stock Exchange.

BY vs GOLD — Head-to-Head

Bigger by revenue
GOLD
GOLD
1.3× larger
GOLD
$148.1M
$112.4M
BY
Growing faster (revenue YoY)
BY
BY
+103.6% gap
BY
9.0%
-94.6%
GOLD
Higher net margin
BY
BY
25.6% more per $
BY
33.4%
7.9%
GOLD
Faster 2-yr revenue CAGR
BY
BY
Annualised
BY
6.4%
-76.2%
GOLD

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
BY
BY
GOLD
GOLD
Revenue
$112.4M
$148.1M
Net Profit
$37.6M
$11.6M
Gross Margin
63.0%
Operating Margin
10.7%
Net Margin
33.4%
7.9%
Revenue YoY
9.0%
-94.6%
Net Profit YoY
33.0%
77.4%
EPS (diluted)
$0.83
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BY
BY
GOLD
GOLD
Q1 26
$112.4M
Q4 25
$117.0M
$148.1M
Q3 25
$115.7M
$3.7B
Q2 25
$110.5M
$2.5B
Q1 25
$103.1M
$3.0B
Q4 24
$104.7M
$2.7B
Q3 24
$101.8M
$2.7B
Q2 24
$99.4M
$2.5B
Net Profit
BY
BY
GOLD
GOLD
Q1 26
$37.6M
Q4 25
$34.5M
$11.6M
Q3 25
$37.2M
$-939.0K
Q2 25
$30.1M
$10.3M
Q1 25
$28.2M
$-8.5M
Q4 24
$30.3M
$6.6M
Q3 24
$30.3M
$9.0M
Q2 24
$29.7M
$30.9M
Gross Margin
BY
BY
GOLD
GOLD
Q1 26
Q4 25
63.0%
Q3 25
2.0%
Q2 25
3.3%
Q1 25
1.4%
Q4 24
1.6%
Q3 24
1.6%
Q2 24
1.7%
Operating Margin
BY
BY
GOLD
GOLD
Q1 26
Q4 25
40.1%
10.7%
Q3 25
43.1%
-0.0%
Q2 25
35.2%
0.5%
Q1 25
36.4%
-0.3%
Q4 24
38.6%
0.3%
Q3 24
39.3%
0.4%
Q2 24
40.4%
1.3%
Net Margin
BY
BY
GOLD
GOLD
Q1 26
33.4%
Q4 25
34.1%
7.9%
Q3 25
32.1%
-0.0%
Q2 25
27.2%
0.4%
Q1 25
27.4%
-0.3%
Q4 24
34.3%
0.2%
Q3 24
29.8%
0.3%
Q2 24
29.9%
1.2%
EPS (diluted)
BY
BY
GOLD
GOLD
Q1 26
$0.83
Q4 25
$0.77
$0.46
Q3 25
$0.82
$-0.04
Q2 25
$0.66
$0.43
Q1 25
$0.64
$-0.36
Q4 24
$0.68
$0.27
Q3 24
$0.69
$0.37
Q2 24
$0.68
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BY
BY
GOLD
GOLD
Cash + ST InvestmentsLiquidity on hand
$198.4M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.3B
$653.8M
Total Assets
$9.9B
$3.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BY
BY
GOLD
GOLD
Q1 26
$198.4M
Q4 25
$149.1M
Q3 25
$259.0M
Q2 25
$218.3M
Q1 25
$421.3M
Q4 24
$563.1M
Q3 24
$452.6M
Q2 24
$730.5M
Stockholders' Equity
BY
BY
GOLD
GOLD
Q1 26
$1.3B
Q4 25
$1.3B
$653.8M
Q3 25
$1.2B
$644.0M
Q2 25
$1.2B
$649.5M
Q1 25
$1.1B
$643.6M
Q4 24
$1.1B
$612.7M
Q3 24
$1.1B
$611.1M
Q2 24
$1.0B
$607.6M
Total Assets
BY
BY
GOLD
GOLD
Q1 26
$9.9B
Q4 25
$9.7B
$3.8B
Q3 25
$9.8B
$2.6B
Q2 25
$9.7B
$2.2B
Q1 25
$9.6B
$2.2B
Q4 24
$9.5B
$1.9B
Q3 24
$9.4B
$2.0B
Q2 24
$9.6B
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BY
BY
GOLD
GOLD
Operating Cash FlowLast quarter
$-42.6M
Free Cash FlowOCF − Capex
$-46.6M
FCF MarginFCF / Revenue
-31.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
-3.66×
TTM Free Cash FlowTrailing 4 quarters
$310.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BY
BY
GOLD
GOLD
Q1 26
Q4 25
$140.3M
$-42.6M
Q3 25
$38.3M
$195.4M
Q2 25
$16.3M
$67.0M
Q1 25
$27.1M
$102.8M
Q4 24
$175.2M
$110.1M
Q3 24
$19.8M
$-127.5M
Q2 24
$40.1M
$82.8M
Free Cash Flow
BY
BY
GOLD
GOLD
Q1 26
Q4 25
$136.3M
$-46.6M
Q3 25
$38.0M
$193.4M
Q2 25
$15.2M
$63.1M
Q1 25
$25.0M
$100.4M
Q4 24
$171.2M
$106.4M
Q3 24
$19.1M
$-128.1M
Q2 24
$39.4M
$80.1M
FCF Margin
BY
BY
GOLD
GOLD
Q1 26
Q4 25
116.5%
-31.5%
Q3 25
32.8%
5.3%
Q2 25
13.7%
2.5%
Q1 25
24.3%
3.3%
Q4 24
163.5%
3.9%
Q3 24
18.8%
-4.7%
Q2 24
39.7%
3.2%
Capex Intensity
BY
BY
GOLD
GOLD
Q1 26
Q4 25
3.4%
2.7%
Q3 25
0.3%
0.1%
Q2 25
1.0%
0.2%
Q1 25
2.0%
0.1%
Q4 24
3.8%
0.1%
Q3 24
0.6%
0.0%
Q2 24
0.7%
0.1%
Cash Conversion
BY
BY
GOLD
GOLD
Q1 26
Q4 25
4.06×
-3.66×
Q3 25
1.03×
Q2 25
0.54×
6.49×
Q1 25
0.96×
Q4 24
5.78×
16.78×
Q3 24
0.65×
-14.20×
Q2 24
1.35×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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