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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Honest Company, Inc. (HNST). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $88.0M, roughly 1.3× Honest Company, Inc.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -26.8%, a 60.2% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -11.8%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 1.0%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
The Honest Company, Inc. is an American digital-first consumer goods company, based in Los Angeles and founded by actress Jessica Alba, Christopher Gavigan, and Brian Lee. The company had $319 million in 2021 sales, and was valued at roughly $550 million as of February 2022. Carla Vernón, Chief Executive Officer, is one of the first Afro-Latina CEOs of a U.S. publicly traded company. The Honest Company has raised multiple rounds of venture capital, and went public via an initial public offeri...
BY vs HNST — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $88.0M |
| Net Profit | $37.6M | $-23.6M |
| Gross Margin | — | 15.7% |
| Operating Margin | — | -27.5% |
| Net Margin | 33.4% | -26.8% |
| Revenue YoY | 9.0% | -11.8% |
| Net Profit YoY | 33.0% | -2813.2% |
| EPS (diluted) | $0.83 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $88.0M | ||
| Q3 25 | $115.7M | $92.6M | ||
| Q2 25 | $110.5M | $93.5M | ||
| Q1 25 | $103.1M | $97.3M | ||
| Q4 24 | $104.7M | $99.8M | ||
| Q3 24 | $101.8M | $99.2M | ||
| Q2 24 | $99.4M | $93.0M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-23.6M | ||
| Q3 25 | $37.2M | $758.0K | ||
| Q2 25 | $30.1M | $3.9M | ||
| Q1 25 | $28.2M | $3.3M | ||
| Q4 24 | $30.3M | $-809.0K | ||
| Q3 24 | $30.3M | $165.0K | ||
| Q2 24 | $29.7M | $-4.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 15.7% | ||
| Q3 25 | — | 37.3% | ||
| Q2 25 | — | 40.4% | ||
| Q1 25 | — | 38.7% | ||
| Q4 24 | — | 38.8% | ||
| Q3 24 | — | 38.7% | ||
| Q2 24 | — | 38.3% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -27.5% | ||
| Q3 25 | 43.1% | 0.3% | ||
| Q2 25 | 35.2% | 3.1% | ||
| Q1 25 | 36.4% | 2.6% | ||
| Q4 24 | 38.6% | -1.0% | ||
| Q3 24 | 39.3% | 0.1% | ||
| Q2 24 | 40.4% | -4.3% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -26.8% | ||
| Q3 25 | 32.1% | 0.8% | ||
| Q2 25 | 27.2% | 4.1% | ||
| Q1 25 | 27.4% | 3.3% | ||
| Q4 24 | 34.3% | -0.8% | ||
| Q3 24 | 29.8% | 0.2% | ||
| Q2 24 | 29.9% | -4.4% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.21 | ||
| Q3 25 | $0.82 | $0.01 | ||
| Q2 25 | $0.66 | $0.03 | ||
| Q1 25 | $0.64 | $0.03 | ||
| Q4 24 | $0.68 | $-0.01 | ||
| Q3 24 | $0.69 | $0.00 | ||
| Q2 24 | $0.68 | $-0.04 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $89.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $169.7M |
| Total Assets | $9.9B | $225.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $89.6M | ||
| Q3 25 | $259.0M | $71.5M | ||
| Q2 25 | $218.3M | $72.1M | ||
| Q1 25 | $421.3M | $72.8M | ||
| Q4 24 | $563.1M | $75.4M | ||
| Q3 24 | $452.6M | $53.4M | ||
| Q2 24 | $730.5M | $36.6M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $169.7M | ||
| Q3 25 | $1.2B | $190.2M | ||
| Q2 25 | $1.2B | $187.0M | ||
| Q1 25 | $1.1B | $180.4M | ||
| Q4 24 | $1.1B | $174.3M | ||
| Q3 24 | $1.1B | $133.9M | ||
| Q2 24 | $1.0B | $129.7M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $225.4M | ||
| Q3 25 | $9.8B | $241.5M | ||
| Q2 25 | $9.7B | $249.0M | ||
| Q1 25 | $9.6B | $265.3M | ||
| Q4 24 | $9.5B | $247.4M | ||
| Q3 24 | $9.4B | $209.2M | ||
| Q2 24 | $9.6B | $200.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $19.3M |
| Free Cash FlowOCF − Capex | — | $18.1M |
| FCF MarginFCF / Revenue | — | 20.5% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $13.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $19.3M | ||
| Q3 25 | $38.3M | $-504.0K | ||
| Q2 25 | $16.3M | $-745.0K | ||
| Q1 25 | $27.1M | $-2.9M | ||
| Q4 24 | $175.2M | $-16.8M | ||
| Q3 24 | $19.8M | $15.1M | ||
| Q2 24 | $40.1M | $2.9M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $18.1M | ||
| Q3 25 | $38.0M | $-624.0K | ||
| Q2 25 | $15.2M | $-826.0K | ||
| Q1 25 | $25.0M | $-3.0M | ||
| Q4 24 | $171.2M | $-17.2M | ||
| Q3 24 | $19.1M | $15.0M | ||
| Q2 24 | $39.4M | $2.9M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 20.5% | ||
| Q3 25 | 32.8% | -0.7% | ||
| Q2 25 | 13.7% | -0.9% | ||
| Q1 25 | 24.3% | -3.1% | ||
| Q4 24 | 163.5% | -17.2% | ||
| Q3 24 | 18.8% | 15.1% | ||
| Q2 24 | 39.7% | 3.1% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 1.4% | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | 1.0% | 0.1% | ||
| Q1 25 | 2.0% | 0.1% | ||
| Q4 24 | 3.8% | 0.3% | ||
| Q3 24 | 0.6% | 0.1% | ||
| Q2 24 | 0.7% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | -0.66× | ||
| Q2 25 | 0.54× | -0.19× | ||
| Q1 25 | 0.96× | -0.90× | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | 91.42× | ||
| Q2 24 | 1.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
