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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and indie Semiconductor, Inc. (INDI). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $58.0M, roughly 1.9× indie Semiconductor, Inc.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -53.8%, a 87.3% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -0.0%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 5.3%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
indie Semiconductor is a fabless semiconductor manufacturer focused on designing high-performance mixed-signal and embedded system-on-chip solutions for the automotive industry. Its products support advanced driver assistance systems, in-vehicle infotainment, connected car, and electric vehicle applications, serving global auto OEMs and tier 1 suppliers across major global markets.
BY vs INDI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $58.0M |
| Net Profit | $37.6M | $-31.2M |
| Gross Margin | — | 37.3% |
| Operating Margin | — | -58.5% |
| Net Margin | 33.4% | -53.8% |
| Revenue YoY | 9.0% | -0.0% |
| Net Profit YoY | 33.0% | 9.1% |
| EPS (diluted) | $0.83 | $-0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $58.0M | ||
| Q3 25 | $115.7M | $53.7M | ||
| Q2 25 | $110.5M | $51.6M | ||
| Q1 25 | $103.1M | $54.1M | ||
| Q4 24 | $104.7M | $58.0M | ||
| Q3 24 | $101.8M | $54.0M | ||
| Q2 24 | $99.4M | $52.4M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-31.2M | ||
| Q3 25 | $37.2M | $-38.3M | ||
| Q2 25 | $30.1M | $-39.0M | ||
| Q1 25 | $28.2M | $-34.5M | ||
| Q4 24 | $30.3M | $-34.4M | ||
| Q3 24 | $30.3M | $-49.7M | ||
| Q2 24 | $29.7M | $-19.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | 37.3% | ||
| Q3 25 | — | 40.1% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 41.7% | ||
| Q4 24 | — | 42.6% | ||
| Q3 24 | — | 39.3% | ||
| Q2 24 | — | 42.2% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -58.5% | ||
| Q3 25 | 43.1% | -71.4% | ||
| Q2 25 | 35.2% | -83.3% | ||
| Q1 25 | 36.4% | -72.0% | ||
| Q4 24 | 38.6% | -58.4% | ||
| Q3 24 | 39.3% | -92.5% | ||
| Q2 24 | 40.4% | -70.0% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -53.8% | ||
| Q3 25 | 32.1% | -71.3% | ||
| Q2 25 | 27.2% | -75.6% | ||
| Q1 25 | 27.4% | -63.9% | ||
| Q4 24 | 34.3% | -59.2% | ||
| Q3 24 | 29.8% | -92.1% | ||
| Q2 24 | 29.9% | -36.6% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.16 | ||
| Q3 25 | $0.82 | $-0.19 | ||
| Q2 25 | $0.66 | $-0.20 | ||
| Q1 25 | $0.64 | $-0.18 | ||
| Q4 24 | $0.68 | $-0.18 | ||
| Q3 24 | $0.69 | $-0.28 | ||
| Q2 24 | $0.68 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $145.5M |
| Total DebtLower is stronger | — | $353.4M |
| Stockholders' EquityBook value | $1.3B | $358.0M |
| Total Assets | $9.9B | $840.8M |
| Debt / EquityLower = less leverage | — | 0.99× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $145.5M | ||
| Q3 25 | $259.0M | $160.9M | ||
| Q2 25 | $218.3M | $192.6M | ||
| Q1 25 | $421.3M | $236.6M | ||
| Q4 24 | $563.1M | $274.2M | ||
| Q3 24 | $452.6M | $96.9M | ||
| Q2 24 | $730.5M | $112.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | $353.4M | ||
| Q3 25 | — | $353.5M | ||
| Q2 25 | — | $352.5M | ||
| Q1 25 | — | $379.0M | ||
| Q4 24 | — | $381.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $358.0M | ||
| Q3 25 | $1.2B | $369.2M | ||
| Q2 25 | $1.2B | $390.4M | ||
| Q1 25 | $1.1B | $405.6M | ||
| Q4 24 | $1.1B | $417.9M | ||
| Q3 24 | $1.1B | $458.6M | ||
| Q2 24 | $1.0B | $470.7M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $840.8M | ||
| Q3 25 | $9.8B | $855.1M | ||
| Q2 25 | $9.7B | $867.6M | ||
| Q1 25 | $9.6B | $909.0M | ||
| Q4 24 | $9.5B | $941.4M | ||
| Q3 24 | $9.4B | $797.5M | ||
| Q2 24 | $9.6B | $797.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.99× | ||
| Q3 25 | — | 0.96× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | 0.91× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-14.4M |
| Free Cash FlowOCF − Capex | — | $-16.1M |
| FCF MarginFCF / Revenue | — | -27.8% |
| Capex IntensityCapex / Revenue | — | 3.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-71.4M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $-14.4M | ||
| Q3 25 | $38.3M | $-6.2M | ||
| Q2 25 | $16.3M | $-7.6M | ||
| Q1 25 | $27.1M | $-29.0M | ||
| Q4 24 | $175.2M | $-6.7M | ||
| Q3 24 | $19.8M | $-22.8M | ||
| Q2 24 | $40.1M | $-19.7M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $-16.1M | ||
| Q3 25 | $38.0M | $-10.3M | ||
| Q2 25 | $15.2M | $-13.6M | ||
| Q1 25 | $25.0M | $-31.4M | ||
| Q4 24 | $171.2M | $-8.6M | ||
| Q3 24 | $19.1M | $-29.3M | ||
| Q2 24 | $39.4M | $-23.4M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | -27.8% | ||
| Q3 25 | 32.8% | -19.2% | ||
| Q2 25 | 13.7% | -26.4% | ||
| Q1 25 | 24.3% | -58.0% | ||
| Q4 24 | 163.5% | -14.8% | ||
| Q3 24 | 18.8% | -54.3% | ||
| Q2 24 | 39.7% | -44.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 3.0% | ||
| Q3 25 | 0.3% | 7.8% | ||
| Q2 25 | 1.0% | 11.6% | ||
| Q1 25 | 2.0% | 4.4% | ||
| Q4 24 | 3.8% | 3.2% | ||
| Q3 24 | 0.6% | 12.1% | ||
| Q2 24 | 0.7% | 7.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
INDI
| Products | $55.7M | 96% |
| Services | $2.3M | 4% |
