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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
Loar Holdings Inc. is the larger business by last-quarter revenue ($131.8M vs $112.4M, roughly 1.2× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 9.5%, a 23.9% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 9.0%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
BY vs LOAR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $131.8M |
| Net Profit | $37.6M | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | — | 18.0% |
| Net Margin | 33.4% | 9.5% |
| Revenue YoY | 9.0% | 19.3% |
| Net Profit YoY | 33.0% | 239.5% |
| EPS (diluted) | $0.83 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $131.8M | ||
| Q3 25 | $115.7M | $126.8M | ||
| Q2 25 | $110.5M | $123.1M | ||
| Q1 25 | $103.1M | $114.7M | ||
| Q4 24 | $104.7M | $110.4M | ||
| Q3 24 | $101.8M | $103.5M | ||
| Q2 24 | $99.4M | $97.0M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $12.5M | ||
| Q3 25 | $37.2M | $27.6M | ||
| Q2 25 | $30.1M | $16.7M | ||
| Q1 25 | $28.2M | $15.3M | ||
| Q4 24 | $30.3M | $3.7M | ||
| Q3 24 | $30.3M | $8.7M | ||
| Q2 24 | $29.7M | $7.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 18.0% | ||
| Q3 25 | 43.1% | 22.9% | ||
| Q2 25 | 35.2% | 22.2% | ||
| Q1 25 | 36.4% | 22.8% | ||
| Q4 24 | 38.6% | 19.2% | ||
| Q3 24 | 39.3% | 22.1% | ||
| Q2 24 | 40.4% | 22.9% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | 9.5% | ||
| Q3 25 | 32.1% | 21.8% | ||
| Q2 25 | 27.2% | 13.6% | ||
| Q1 25 | 27.4% | 13.4% | ||
| Q4 24 | 34.3% | 3.3% | ||
| Q3 24 | 29.8% | 8.4% | ||
| Q2 24 | 29.9% | 7.9% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $0.13 | ||
| Q3 25 | $0.82 | $0.29 | ||
| Q2 25 | $0.66 | $0.17 | ||
| Q1 25 | $0.64 | $0.16 | ||
| Q4 24 | $0.68 | $-11023.48 | ||
| Q3 24 | $0.69 | $0.09 | ||
| Q2 24 | $0.68 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $84.8M |
| Total DebtLower is stronger | — | $715.7M |
| Stockholders' EquityBook value | $1.3B | $1.2B |
| Total Assets | $9.9B | $2.0B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $84.8M | ||
| Q3 25 | $259.0M | $99.0M | ||
| Q2 25 | $218.3M | $103.3M | ||
| Q1 25 | $421.3M | $80.5M | ||
| Q4 24 | $563.1M | $54.1M | ||
| Q3 24 | $452.6M | $55.2M | ||
| Q2 24 | $730.5M | $73.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $715.7M | ||
| Q3 25 | — | $279.4M | ||
| Q2 25 | — | $277.7M | ||
| Q1 25 | — | $277.5M | ||
| Q4 24 | — | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $1.2B | ||
| Q3 25 | $1.2B | $1.2B | ||
| Q2 25 | $1.2B | $1.1B | ||
| Q1 25 | $1.1B | $1.1B | ||
| Q4 24 | $1.1B | $1.1B | ||
| Q3 24 | $1.1B | $769.8M | ||
| Q2 24 | $1.0B | $758.4M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $2.0B | ||
| Q3 25 | $9.8B | $1.5B | ||
| Q2 25 | $9.7B | $1.5B | ||
| Q1 25 | $9.6B | $1.5B | ||
| Q4 24 | $9.5B | $1.5B | ||
| Q3 24 | $9.4B | $1.5B | ||
| Q2 24 | $9.6B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.61× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.25× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $30.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $30.4M | ||
| Q3 25 | $38.3M | $29.7M | ||
| Q2 25 | $16.3M | $23.8M | ||
| Q1 25 | $27.1M | $28.4M | ||
| Q4 24 | $175.2M | $20.7M | ||
| Q3 24 | $19.8M | $16.3M | ||
| Q2 24 | $40.1M | $7.1M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | — | ||
| Q3 25 | $38.0M | — | ||
| Q2 25 | $15.2M | — | ||
| Q1 25 | $25.0M | — | ||
| Q4 24 | $171.2M | — | ||
| Q3 24 | $19.1M | — | ||
| Q2 24 | $39.4M | — |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 13.7% | — | ||
| Q1 25 | 24.3% | — | ||
| Q4 24 | 163.5% | — | ||
| Q3 24 | 18.8% | — | ||
| Q2 24 | 39.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 0.6% | — | ||
| Q2 24 | 0.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | 2.43× | ||
| Q3 25 | 1.03× | 1.08× | ||
| Q2 25 | 0.54× | 1.42× | ||
| Q1 25 | 0.96× | 1.85× | ||
| Q4 24 | 5.78× | 5.62× | ||
| Q3 24 | 0.65× | 1.89× | ||
| Q2 24 | 1.35× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
