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Side-by-side financial comparison of LendingClub Corp (LC) and Loar Holdings Inc. (LOAR). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $131.8M, roughly 1.9× Loar Holdings Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 9.5%, a 11.0% gap on every dollar of revenue. On growth, Loar Holdings Inc. posted the faster year-over-year revenue change (19.3% vs 15.9%). Over the past eight quarters, Loar Holdings Inc.'s revenue compounded faster (19.8% CAGR vs 16.1%).
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
LC vs LOAR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $252.3M | $131.8M |
| Net Profit | $51.6M | $12.5M |
| Gross Margin | — | 52.1% |
| Operating Margin | — | 18.0% |
| Net Margin | 20.5% | 9.5% |
| Revenue YoY | 15.9% | 19.3% |
| Net Profit YoY | 341.0% | 239.5% |
| EPS (diluted) | $0.44 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $252.3M | — | ||
| Q4 25 | $266.5M | $131.8M | ||
| Q3 25 | $266.2M | $126.8M | ||
| Q2 25 | $248.4M | $123.1M | ||
| Q1 25 | $217.7M | $114.7M | ||
| Q4 24 | $217.2M | $110.4M | ||
| Q3 24 | $201.9M | $103.5M | ||
| Q2 24 | $187.2M | $97.0M |
| Q1 26 | $51.6M | — | ||
| Q4 25 | — | $12.5M | ||
| Q3 25 | $44.3M | $27.6M | ||
| Q2 25 | $38.2M | $16.7M | ||
| Q1 25 | $11.7M | $15.3M | ||
| Q4 24 | — | $3.7M | ||
| Q3 24 | $14.5M | $8.7M | ||
| Q2 24 | $14.9M | $7.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 52.1% | ||
| Q3 25 | — | 52.7% | ||
| Q2 25 | — | 53.8% | ||
| Q1 25 | — | 52.1% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 49.0% |
| Q1 26 | — | — | ||
| Q4 25 | 18.8% | 18.0% | ||
| Q3 25 | 21.5% | 22.9% | ||
| Q2 25 | 21.7% | 22.2% | ||
| Q1 25 | 7.2% | 22.8% | ||
| Q4 24 | 5.1% | 19.2% | ||
| Q3 24 | 8.9% | 22.1% | ||
| Q2 24 | 10.4% | 22.9% |
| Q1 26 | 20.5% | — | ||
| Q4 25 | — | 9.5% | ||
| Q3 25 | 16.6% | 21.8% | ||
| Q2 25 | 15.4% | 13.6% | ||
| Q1 25 | 5.4% | 13.4% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | 7.2% | 8.4% | ||
| Q2 24 | 8.0% | 7.9% |
| Q1 26 | $0.44 | — | ||
| Q4 25 | $0.36 | $0.13 | ||
| Q3 25 | $0.37 | $0.29 | ||
| Q2 25 | $0.33 | $0.17 | ||
| Q1 25 | $0.10 | $0.16 | ||
| Q4 24 | $0.08 | $-11023.48 | ||
| Q3 24 | $0.13 | $0.09 | ||
| Q2 24 | $0.13 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $84.8M |
| Total DebtLower is stronger | — | $715.7M |
| Stockholders' EquityBook value | $1.5B | $1.2B |
| Total Assets | $11.9B | $2.0B |
| Debt / EquityLower = less leverage | — | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $84.8M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $103.3M | ||
| Q1 25 | — | $80.5M | ||
| Q4 24 | — | $54.1M | ||
| Q3 24 | — | $55.2M | ||
| Q2 24 | — | $73.2M |
| Q1 26 | — | — | ||
| Q4 25 | $0 | $715.7M | ||
| Q3 25 | $0 | $279.4M | ||
| Q2 25 | $0 | $277.7M | ||
| Q1 25 | $0 | $277.5M | ||
| Q4 24 | $0 | $277.3M | ||
| Q3 24 | — | $602.1M | ||
| Q2 24 | — | $250.7M |
| Q1 26 | $1.5B | — | ||
| Q4 25 | $1.5B | $1.2B | ||
| Q3 25 | $1.5B | $1.2B | ||
| Q2 25 | $1.4B | $1.1B | ||
| Q1 25 | $1.4B | $1.1B | ||
| Q4 24 | $1.3B | $1.1B | ||
| Q3 24 | $1.3B | $769.8M | ||
| Q2 24 | $1.3B | $758.4M |
| Q1 26 | $11.9B | — | ||
| Q4 25 | $11.6B | $2.0B | ||
| Q3 25 | $11.1B | $1.5B | ||
| Q2 25 | $10.8B | $1.5B | ||
| Q1 25 | $10.5B | $1.5B | ||
| Q4 24 | $10.6B | $1.5B | ||
| Q3 24 | $11.0B | $1.5B | ||
| Q2 24 | $9.6B | $1.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.00× | 0.61× | ||
| Q3 25 | 0.00× | 0.24× | ||
| Q2 25 | 0.00× | 0.25× | ||
| Q1 25 | 0.00× | 0.25× | ||
| Q4 24 | 0.00× | 0.25× | ||
| Q3 24 | — | 0.78× | ||
| Q2 24 | — | 0.33× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $30.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-2.7B | $30.4M | ||
| Q3 25 | $-770.8M | $29.7M | ||
| Q2 25 | $-713.1M | $23.8M | ||
| Q1 25 | $-339.3M | $28.4M | ||
| Q4 24 | $-2.6B | $20.7M | ||
| Q3 24 | $-669.8M | $16.3M | ||
| Q2 24 | $-932.5M | $7.1M |
| Q1 26 | — | — | ||
| Q4 25 | $-2.9B | — | ||
| Q3 25 | $-791.8M | — | ||
| Q2 25 | $-803.8M | — | ||
| Q1 25 | $-352.3M | — | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $-682.3M | — | ||
| Q2 24 | $-945.3M | — |
| Q1 26 | — | — | ||
| Q4 25 | -1076.0% | — | ||
| Q3 25 | -297.4% | — | ||
| Q2 25 | -323.5% | — | ||
| Q1 25 | -161.8% | — | ||
| Q4 24 | -1237.8% | — | ||
| Q3 24 | -338.0% | — | ||
| Q2 24 | -504.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | 52.7% | — | ||
| Q3 25 | 7.9% | — | ||
| Q2 25 | 36.5% | — | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 25.0% | — | ||
| Q3 24 | 6.2% | — | ||
| Q2 24 | 6.9% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.43× | ||
| Q3 25 | -17.41× | 1.08× | ||
| Q2 25 | -18.68× | 1.42× | ||
| Q1 25 | -29.07× | 1.85× | ||
| Q4 24 | — | 5.62× | ||
| Q3 24 | -46.33× | 1.89× | ||
| Q2 24 | -62.57× | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
LC
Segment breakdown not available.
LOAR
| Other | $76.8M | 58% |
| Commercial Aerospace | $21.2M | 16% |
| Business Jet And General Aviation | $17.6M | 13% |
| Defense | $16.2M | 12% |
