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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and El Pollo Loco Holdings, Inc. (LOCO). Click either name above to swap in a different company.
El Pollo Loco Holdings, Inc. is the larger business by last-quarter revenue ($126.2M vs $112.4M, roughly 1.1× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 6.5%, a 27.0% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 5.9%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 1.6%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
El Pollo Loco, Inc., is a restaurant chain based in the United States, specializing in Mexican-style grilled chicken. Restaurant service consists of dine-in and take-out, with some locations offering drive-through options. The company is headquartered in Costa Mesa, California, and operates about 500 company-owned and franchised restaurants in the Southwestern United States.
BY vs LOCO — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $126.2M |
| Net Profit | $37.6M | $8.2M |
| Gross Margin | — | — |
| Operating Margin | — | 9.7% |
| Net Margin | 33.4% | 6.5% |
| Revenue YoY | 9.0% | 5.9% |
| Net Profit YoY | 33.0% | 48.8% |
| EPS (diluted) | $0.83 | $0.27 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $126.2M | ||
| Q4 25 | $117.0M | $123.5M | ||
| Q3 25 | $115.7M | $121.5M | ||
| Q2 25 | $110.5M | $125.8M | ||
| Q1 25 | $103.1M | $119.2M | ||
| Q4 24 | $104.7M | $114.3M | ||
| Q3 24 | $101.8M | $120.4M | ||
| Q2 24 | $99.4M | $122.2M |
| Q1 26 | $37.6M | $8.2M | ||
| Q4 25 | $34.5M | $6.5M | ||
| Q3 25 | $37.2M | $7.4M | ||
| Q2 25 | $30.1M | $7.1M | ||
| Q1 25 | $28.2M | $5.5M | ||
| Q4 24 | $30.3M | $6.0M | ||
| Q3 24 | $30.3M | $6.2M | ||
| Q2 24 | $29.7M | $7.6M |
| Q1 26 | — | 9.7% | ||
| Q4 25 | 40.1% | 8.3% | ||
| Q3 25 | 43.1% | 9.4% | ||
| Q2 25 | 35.2% | 9.0% | ||
| Q1 25 | 36.4% | 7.5% | ||
| Q4 24 | 38.6% | 7.9% | ||
| Q3 24 | 39.3% | 8.4% | ||
| Q2 24 | 40.4% | 10.1% |
| Q1 26 | 33.4% | 6.5% | ||
| Q4 25 | 34.1% | 5.3% | ||
| Q3 25 | 32.1% | 6.1% | ||
| Q2 25 | 27.2% | 5.6% | ||
| Q1 25 | 27.4% | 4.6% | ||
| Q4 24 | 34.3% | 5.2% | ||
| Q3 24 | 29.8% | 5.1% | ||
| Q2 24 | 29.9% | 6.2% |
| Q1 26 | $0.83 | $0.27 | ||
| Q4 25 | $0.77 | $0.22 | ||
| Q3 25 | $0.82 | $0.25 | ||
| Q2 25 | $0.66 | $0.24 | ||
| Q1 25 | $0.64 | $0.19 | ||
| Q4 24 | $0.68 | $0.21 | ||
| Q3 24 | $0.69 | $0.21 | ||
| Q2 24 | $0.68 | $0.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $3.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $302.5M |
| Total Assets | $9.9B | $609.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | $3.9M | ||
| Q4 25 | $149.1M | $6.2M | ||
| Q3 25 | $259.0M | $10.9M | ||
| Q2 25 | $218.3M | $9.0M | ||
| Q1 25 | $421.3M | $4.3M | ||
| Q4 24 | $563.1M | $2.5M | ||
| Q3 24 | $452.6M | $7.9M | ||
| Q2 24 | $730.5M | $10.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $51.0M | ||
| Q3 25 | — | $61.0M | ||
| Q2 25 | — | $69.0M | ||
| Q1 25 | — | $73.0M | ||
| Q4 24 | — | $71.0M | ||
| Q3 24 | — | $76.0M | ||
| Q2 24 | — | $87.0M |
| Q1 26 | $1.3B | $302.5M | ||
| Q4 25 | $1.3B | $291.1M | ||
| Q3 25 | $1.2B | $282.9M | ||
| Q2 25 | $1.2B | $274.2M | ||
| Q1 25 | $1.1B | $265.7M | ||
| Q4 24 | $1.1B | $260.7M | ||
| Q3 24 | $1.1B | $255.2M | ||
| Q2 24 | $1.0B | $248.6M |
| Q1 26 | $9.9B | $609.1M | ||
| Q4 25 | $9.7B | $606.6M | ||
| Q3 25 | $9.8B | $602.7M | ||
| Q2 25 | $9.7B | $596.8M | ||
| Q1 25 | $9.6B | $590.5M | ||
| Q4 24 | $9.5B | $592.0M | ||
| Q3 24 | $9.4B | $590.0M | ||
| Q2 24 | $9.6B | $593.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.22× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.27× | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 0.35× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
