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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and UNIVERSAL DISPLAY CORP \PA\ (OLED). Click either name above to swap in a different company.
UNIVERSAL DISPLAY CORP \PA\ is the larger business by last-quarter revenue ($142.2M vs $112.4M, roughly 1.3× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 25.2%, a 8.2% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs -14.5%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs -5.3%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Universal Display Corporation is a developer and manufacturer of organic light emitting diode (OLED) technologies and materials, and it is a provider of services to the display and lighting industries.
BY vs OLED — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $142.2M |
| Net Profit | $37.6M | $35.9M |
| Gross Margin | — | 74.6% |
| Operating Margin | — | 30.1% |
| Net Margin | 33.4% | 25.2% |
| Revenue YoY | 9.0% | -14.5% |
| Net Profit YoY | 33.0% | -44.3% |
| EPS (diluted) | $0.83 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $142.2M | ||
| Q4 25 | $117.0M | $172.9M | ||
| Q3 25 | $115.7M | $139.6M | ||
| Q2 25 | $110.5M | $171.8M | ||
| Q1 25 | $103.1M | $166.3M | ||
| Q4 24 | $104.7M | $162.3M | ||
| Q3 24 | $101.8M | $161.6M | ||
| Q2 24 | $99.4M | $158.5M |
| Q1 26 | $37.6M | $35.9M | ||
| Q4 25 | $34.5M | $66.3M | ||
| Q3 25 | $37.2M | $44.0M | ||
| Q2 25 | $30.1M | $67.3M | ||
| Q1 25 | $28.2M | $64.4M | ||
| Q4 24 | $30.3M | $46.0M | ||
| Q3 24 | $30.3M | $66.9M | ||
| Q2 24 | $29.7M | $52.3M |
| Q1 26 | — | 74.6% | ||
| Q4 25 | — | 76.1% | ||
| Q3 25 | — | 74.6% | ||
| Q2 25 | — | 77.2% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 77.0% | ||
| Q3 24 | — | 77.8% | ||
| Q2 24 | — | 75.8% |
| Q1 26 | — | 30.1% | ||
| Q4 25 | 40.1% | 38.9% | ||
| Q3 25 | 43.1% | 30.9% | ||
| Q2 25 | 35.2% | 39.9% | ||
| Q1 25 | 36.4% | 41.9% | ||
| Q4 24 | 38.6% | 32.3% | ||
| Q3 24 | 39.3% | 41.5% | ||
| Q2 24 | 40.4% | 35.6% |
| Q1 26 | 33.4% | 25.2% | ||
| Q4 25 | 34.1% | 38.4% | ||
| Q3 25 | 32.1% | 31.5% | ||
| Q2 25 | 27.2% | 39.2% | ||
| Q1 25 | 27.4% | 38.8% | ||
| Q4 24 | 34.3% | 28.4% | ||
| Q3 24 | 29.8% | 41.4% | ||
| Q2 24 | 29.9% | 33.0% |
| Q1 26 | $0.83 | $0.76 | ||
| Q4 25 | $0.77 | $1.40 | ||
| Q3 25 | $0.82 | $0.92 | ||
| Q2 25 | $0.66 | $1.41 | ||
| Q1 25 | $0.64 | $1.35 | ||
| Q4 24 | $0.68 | $0.96 | ||
| Q3 24 | $0.69 | $1.40 | ||
| Q2 24 | $0.68 | $1.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $516.4M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | — |
| Total Assets | $9.9B | $1.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | $516.4M | ||
| Q4 25 | $149.1M | $602.4M | ||
| Q3 25 | $259.0M | $603.0M | ||
| Q2 25 | $218.3M | $525.2M | ||
| Q1 25 | $421.3M | $571.3M | ||
| Q4 24 | $563.1M | $492.7M | ||
| Q3 24 | $452.6M | $551.6M | ||
| Q2 24 | $730.5M | $530.5M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $1.8B | ||
| Q3 25 | $1.2B | $1.7B | ||
| Q2 25 | $1.2B | $1.7B | ||
| Q1 25 | $1.1B | $1.7B | ||
| Q4 24 | $1.1B | $1.6B | ||
| Q3 24 | $1.1B | $1.6B | ||
| Q2 24 | $1.0B | $1.5B |
| Q1 26 | $9.9B | $1.9B | ||
| Q4 25 | $9.7B | $2.0B | ||
| Q3 25 | $9.8B | $1.9B | ||
| Q2 25 | $9.7B | $1.9B | ||
| Q1 25 | $9.6B | $1.9B | ||
| Q4 24 | $9.5B | $1.8B | ||
| Q3 24 | $9.4B | $1.8B | ||
| Q2 24 | $9.6B | $1.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $108.9M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 3.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $108.9M | ||
| Q4 25 | $140.3M | $31.1M | ||
| Q3 25 | $38.3M | $97.2M | ||
| Q2 25 | $16.3M | $51.9M | ||
| Q1 25 | $27.1M | $30.6M | ||
| Q4 24 | $175.2M | $34.7M | ||
| Q3 24 | $19.8M | $79.9M | ||
| Q2 24 | $40.1M | $67.0M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $15.1M | ||
| Q3 25 | $38.0M | $84.3M | ||
| Q2 25 | $15.2M | $37.5M | ||
| Q1 25 | $25.0M | $17.5M | ||
| Q4 24 | $171.2M | $22.0M | ||
| Q3 24 | $19.1M | $66.2M | ||
| Q2 24 | $39.4M | $57.9M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 8.7% | ||
| Q3 25 | 32.8% | 60.4% | ||
| Q2 25 | 13.7% | 21.8% | ||
| Q1 25 | 24.3% | 10.5% | ||
| Q4 24 | 163.5% | 13.6% | ||
| Q3 24 | 18.8% | 41.0% | ||
| Q2 24 | 39.7% | 36.5% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 9.3% | ||
| Q3 25 | 0.3% | 9.2% | ||
| Q2 25 | 1.0% | 8.4% | ||
| Q1 25 | 2.0% | 7.9% | ||
| Q4 24 | 3.8% | 7.8% | ||
| Q3 24 | 0.6% | 8.4% | ||
| Q2 24 | 0.7% | 5.8% |
| Q1 26 | — | 3.03× | ||
| Q4 25 | 4.06× | 0.47× | ||
| Q3 25 | 1.03× | 2.21× | ||
| Q2 25 | 0.54× | 0.77× | ||
| Q1 25 | 0.96× | 0.47× | ||
| Q4 24 | 5.78× | 0.75× | ||
| Q3 24 | 0.65× | 1.19× | ||
| Q2 24 | 1.35× | 1.28× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
OLED
| Material sales | $83.7M | 59% |
| Royalty and license fees | $54.2M | 38% |
| Contract research services | $4.3M | 3% |
