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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and OLAPLEX HOLDINGS, INC. (OLPX). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $105.1M, roughly 1.1× OLAPLEX HOLDINGS, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -12.5%, a 45.9% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 4.3%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs 3.1%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Olaplex Holdings, Inc. is a specialty beauty company developing and selling patented bond-repair hair care products. It runs three core segments: professional salon distribution, direct-to-consumer sales, and third-party retail, serving customers across North America, Europe, and Asia-Pacific with products that repair and protect damaged hair.
BY vs OLPX — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $105.1M |
| Net Profit | $37.6M | $-13.1M |
| Gross Margin | — | 68.0% |
| Operating Margin | — | -4.3% |
| Net Margin | 33.4% | -12.5% |
| Revenue YoY | 9.0% | 4.3% |
| Net Profit YoY | 33.0% | -48.9% |
| EPS (diluted) | $0.83 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $105.1M | ||
| Q3 25 | $115.7M | $114.6M | ||
| Q2 25 | $110.5M | $106.3M | ||
| Q1 25 | $103.1M | $97.0M | ||
| Q4 24 | $104.7M | $100.7M | ||
| Q3 24 | $101.8M | $119.1M | ||
| Q2 24 | $99.4M | $103.9M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-13.1M | ||
| Q3 25 | $37.2M | $11.1M | ||
| Q2 25 | $30.1M | $-7.7M | ||
| Q1 25 | $28.2M | $465.0K | ||
| Q4 24 | $30.3M | $-8.8M | ||
| Q3 24 | $30.3M | $14.8M | ||
| Q2 24 | $29.7M | $5.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 68.0% | ||
| Q3 25 | — | 69.1% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 69.5% | ||
| Q4 24 | — | 66.3% | ||
| Q3 24 | — | 68.6% | ||
| Q2 24 | — | 69.7% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | -4.3% | ||
| Q3 25 | 43.1% | 3.7% | ||
| Q2 25 | 35.2% | -1.1% | ||
| Q1 25 | 36.4% | 8.7% | ||
| Q4 24 | 38.6% | 3.0% | ||
| Q3 24 | 39.3% | 23.5% | ||
| Q2 24 | 40.4% | 15.7% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -12.5% | ||
| Q3 25 | 32.1% | 9.7% | ||
| Q2 25 | 27.2% | -7.3% | ||
| Q1 25 | 27.4% | 0.5% | ||
| Q4 24 | 34.3% | -8.7% | ||
| Q3 24 | 29.8% | 12.4% | ||
| Q2 24 | 29.9% | 5.6% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.02 | ||
| Q3 25 | $0.82 | $0.02 | ||
| Q2 25 | $0.66 | $-0.01 | ||
| Q1 25 | $0.64 | $0.00 | ||
| Q4 24 | $0.68 | $-0.01 | ||
| Q3 24 | $0.69 | $0.02 | ||
| Q2 24 | $0.68 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $318.7M |
| Total DebtLower is stronger | — | $352.3M |
| Stockholders' EquityBook value | $1.3B | $879.4M |
| Total Assets | $9.9B | $1.5B |
| Debt / EquityLower = less leverage | — | 0.40× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $318.7M | ||
| Q3 25 | $259.0M | $286.4M | ||
| Q2 25 | $218.3M | $289.3M | ||
| Q1 25 | $421.3M | $580.9M | ||
| Q4 24 | $563.1M | $586.0M | ||
| Q3 24 | $452.6M | $538.8M | ||
| Q2 24 | $730.5M | $507.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $352.3M | ||
| Q3 25 | — | $352.1M | ||
| Q2 25 | — | $351.9M | ||
| Q1 25 | — | $649.1M | ||
| Q4 24 | — | $650.5M | ||
| Q3 24 | — | $651.8M | ||
| Q2 24 | — | $653.1M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $879.4M | ||
| Q3 25 | $1.2B | $888.7M | ||
| Q2 25 | $1.2B | $874.2M | ||
| Q1 25 | $1.1B | $878.3M | ||
| Q4 24 | $1.1B | $874.4M | ||
| Q3 24 | $1.1B | $879.7M | ||
| Q2 24 | $1.0B | $863.3M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $1.5B | ||
| Q3 25 | $9.8B | $1.5B | ||
| Q2 25 | $9.7B | $1.5B | ||
| Q1 25 | $9.6B | $1.8B | ||
| Q4 24 | $9.5B | $1.8B | ||
| Q3 24 | $9.4B | $1.8B | ||
| Q2 24 | $9.6B | $1.8B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 0.40× | ||
| Q2 25 | — | 0.40× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 0.74× | ||
| Q2 24 | — | 0.76× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $32.7M |
| Free Cash FlowOCF − Capex | — | $32.6M |
| FCF MarginFCF / Revenue | — | 31.0% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $58.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $32.7M | ||
| Q3 25 | $38.3M | $8.0M | ||
| Q2 25 | $16.3M | $20.9M | ||
| Q1 25 | $27.1M | $-2.9M | ||
| Q4 24 | $175.2M | $49.7M | ||
| Q3 24 | $19.8M | $33.5M | ||
| Q2 24 | $40.1M | $16.2M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $32.6M | ||
| Q3 25 | $38.0M | $7.9M | ||
| Q2 25 | $15.2M | $20.8M | ||
| Q1 25 | $25.0M | $-3.0M | ||
| Q4 24 | $171.2M | $49.2M | ||
| Q3 24 | $19.1M | $33.3M | ||
| Q2 24 | $39.4M | $16.1M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 31.0% | ||
| Q3 25 | 32.8% | 6.9% | ||
| Q2 25 | 13.7% | 19.6% | ||
| Q1 25 | 24.3% | -3.1% | ||
| Q4 24 | 163.5% | 48.9% | ||
| Q3 24 | 18.8% | 28.0% | ||
| Q2 24 | 39.7% | 15.5% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.1% | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | 1.0% | 0.1% | ||
| Q1 25 | 2.0% | 0.0% | ||
| Q4 24 | 3.8% | 0.4% | ||
| Q3 24 | 0.6% | 0.1% | ||
| Q2 24 | 0.7% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | 0.72× | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | -6.27× | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | 2.26× | ||
| Q2 24 | 1.35× | 2.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
OLPX
| Sales Channel Directly To Consumer | $43.6M | 42% |
| Sales Channel Through Intermediary Professional | $36.8M | 35% |
| Sales Channel Through Intermediary Specialty Retail | $24.7M | 23% |
