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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and Urban Edge Properties (UE). Click either name above to swap in a different company.
Urban Edge Properties is the larger business by last-quarter revenue ($132.6M vs $112.4M, roughly 1.2× BYLINE BANCORP, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs 17.1%, a 16.4% gap on every dollar of revenue. On growth, Urban Edge Properties posted the faster year-over-year revenue change (12.2% vs 9.0%). Over the past eight quarters, Urban Edge Properties's revenue compounded faster (11.6% CAGR vs 6.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
Urban Edge Properties is a publicly traded real estate investment trust (REIT) that owns, operates, and develops high-quality retail and mixed-use properties, primarily located in densely populated urban and suburban markets across the United States. Its portfolio covers grocery-anchored shopping centers, lifestyle outlets, and community-focused commercial assets.
BY vs UE — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $132.6M |
| Net Profit | $37.6M | $22.6M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 33.4% | 17.1% |
| Revenue YoY | 9.0% | 12.2% |
| Net Profit YoY | 33.0% | -6.7% |
| EPS (diluted) | $0.83 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | $132.6M | ||
| Q4 25 | $117.0M | $119.6M | ||
| Q3 25 | $115.7M | $120.1M | ||
| Q2 25 | $110.5M | $114.1M | ||
| Q1 25 | $103.1M | $118.2M | ||
| Q4 24 | $104.7M | $116.4M | ||
| Q3 24 | $101.8M | $112.4M | ||
| Q2 24 | $99.4M | $106.5M |
| Q1 26 | $37.6M | $22.6M | ||
| Q4 25 | $34.5M | $12.4M | ||
| Q3 25 | $37.2M | $14.9M | ||
| Q2 25 | $30.1M | $58.0M | ||
| Q1 25 | $28.2M | $8.2M | ||
| Q4 24 | $30.3M | $30.1M | ||
| Q3 24 | $30.3M | $9.1M | ||
| Q2 24 | $29.7M | $30.8M |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 11.3% | ||
| Q3 25 | 43.1% | 13.4% | ||
| Q2 25 | 35.2% | 53.9% | ||
| Q1 25 | 36.4% | 7.6% | ||
| Q4 24 | 38.6% | 27.6% | ||
| Q3 24 | 39.3% | 8.9% | ||
| Q2 24 | 40.4% | 30.6% |
| Q1 26 | 33.4% | 17.1% | ||
| Q4 25 | 34.1% | 10.4% | ||
| Q3 25 | 32.1% | 12.4% | ||
| Q2 25 | 27.2% | 50.8% | ||
| Q1 25 | 27.4% | 6.9% | ||
| Q4 24 | 34.3% | 25.9% | ||
| Q3 24 | 29.8% | 8.1% | ||
| Q2 24 | 29.9% | 28.9% |
| Q1 26 | $0.83 | $0.18 | ||
| Q4 25 | $0.77 | $0.09 | ||
| Q3 25 | $0.82 | $0.12 | ||
| Q2 25 | $0.66 | $0.46 | ||
| Q1 25 | $0.64 | $0.07 | ||
| Q4 24 | $0.68 | $0.25 | ||
| Q3 24 | $0.69 | $0.07 | ||
| Q2 24 | $0.68 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $50.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $1.4B |
| Total Assets | $9.9B | $3.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | $50.0M | ||
| Q4 25 | $149.1M | $48.9M | ||
| Q3 25 | $259.0M | $77.8M | ||
| Q2 25 | $218.3M | $53.0M | ||
| Q1 25 | $421.3M | $48.0M | ||
| Q4 24 | $563.1M | $41.4M | ||
| Q3 24 | $452.6M | $67.9M | ||
| Q2 24 | $730.5M | $78.6M |
| Q1 26 | $1.3B | $1.4B | ||
| Q4 25 | $1.3B | $1.4B | ||
| Q3 25 | $1.2B | $1.4B | ||
| Q2 25 | $1.2B | $1.4B | ||
| Q1 25 | $1.1B | $1.4B | ||
| Q4 24 | $1.1B | $1.4B | ||
| Q3 24 | $1.1B | $1.3B | ||
| Q2 24 | $1.0B | $1.3B |
| Q1 26 | $9.9B | $3.4B | ||
| Q4 25 | $9.7B | $3.3B | ||
| Q3 25 | $9.8B | $3.3B | ||
| Q2 25 | $9.7B | $3.3B | ||
| Q1 25 | $9.6B | $3.3B | ||
| Q4 24 | $9.5B | $3.3B | ||
| Q3 24 | $9.4B | $3.2B | ||
| Q2 24 | $9.6B | $3.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.1M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | — | 1.73× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $39.1M | ||
| Q4 25 | $140.3M | $182.7M | ||
| Q3 25 | $38.3M | $55.7M | ||
| Q2 25 | $16.3M | $43.5M | ||
| Q1 25 | $27.1M | $32.6M | ||
| Q4 24 | $175.2M | $153.2M | ||
| Q3 24 | $19.8M | $36.6M | ||
| Q2 24 | $40.1M | $41.2M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $81.8M | ||
| Q3 25 | $38.0M | $26.1M | ||
| Q2 25 | $15.2M | $19.6M | ||
| Q1 25 | $25.0M | $11.9M | ||
| Q4 24 | $171.2M | $42.5M | ||
| Q3 24 | $19.1M | $12.2M | ||
| Q2 24 | $39.4M | $19.9M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 68.4% | ||
| Q3 25 | 32.8% | 21.7% | ||
| Q2 25 | 13.7% | 17.2% | ||
| Q1 25 | 24.3% | 10.0% | ||
| Q4 24 | 163.5% | 36.6% | ||
| Q3 24 | 18.8% | 10.8% | ||
| Q2 24 | 39.7% | 18.6% |
| Q1 26 | — | 1.5% | ||
| Q4 25 | 3.4% | 84.4% | ||
| Q3 25 | 0.3% | 24.6% | ||
| Q2 25 | 1.0% | 20.9% | ||
| Q1 25 | 2.0% | 17.5% | ||
| Q4 24 | 3.8% | 95.1% | ||
| Q3 24 | 0.6% | 21.7% | ||
| Q2 24 | 0.7% | 20.1% |
| Q1 26 | — | 1.73× | ||
| Q4 25 | 4.06× | 14.71× | ||
| Q3 25 | 1.03× | 3.73× | ||
| Q2 25 | 0.54× | 0.75× | ||
| Q1 25 | 0.96× | 3.97× | ||
| Q4 24 | 5.78× | 5.09× | ||
| Q3 24 | 0.65× | 4.03× | ||
| Q2 24 | 1.35× | 1.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
UE
| Rental revenue | $124.2M | 94% |
| Other | $8.4M | 6% |
