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Side-by-side financial comparison of BYLINE BANCORP, INC. (BY) and ZIPRECRUITER, INC. (ZIP). Click either name above to swap in a different company.
BYLINE BANCORP, INC. is the larger business by last-quarter revenue ($112.4M vs $111.7M, roughly 1.0× ZIPRECRUITER, INC.). BYLINE BANCORP, INC. runs the higher net margin — 33.4% vs -0.7%, a 34.2% gap on every dollar of revenue. On growth, BYLINE BANCORP, INC. posted the faster year-over-year revenue change (9.0% vs 0.6%). Over the past eight quarters, BYLINE BANCORP, INC.'s revenue compounded faster (6.4% CAGR vs -4.4%).
Byline Bank is a bank headquartered in Chicago, Illinois, United States. It is the primary subsidiary of Byline Bancorp, Inc., a bank holding company, and the 4th largest SBA 7(a) lender.
ZipRecruiter, Inc. is an American employment marketplace for job seekers and employers.
BY vs ZIP — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $112.4M | $111.7M |
| Net Profit | $37.6M | $-835.0K |
| Gross Margin | — | 89.1% |
| Operating Margin | — | 3.6% |
| Net Margin | 33.4% | -0.7% |
| Revenue YoY | 9.0% | 0.6% |
| Net Profit YoY | 33.0% | 92.3% |
| EPS (diluted) | $0.83 | $-0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $112.4M | — | ||
| Q4 25 | $117.0M | $111.7M | ||
| Q3 25 | $115.7M | $115.0M | ||
| Q2 25 | $110.5M | $112.2M | ||
| Q1 25 | $103.1M | $110.1M | ||
| Q4 24 | $104.7M | $111.0M | ||
| Q3 24 | $101.8M | $117.1M | ||
| Q2 24 | $99.4M | $123.7M |
| Q1 26 | $37.6M | — | ||
| Q4 25 | $34.5M | $-835.0K | ||
| Q3 25 | $37.2M | $-9.8M | ||
| Q2 25 | $30.1M | $-9.5M | ||
| Q1 25 | $28.2M | $-12.8M | ||
| Q4 24 | $30.3M | $-10.8M | ||
| Q3 24 | $30.3M | $-2.6M | ||
| Q2 24 | $29.7M | $7.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% |
| Q1 26 | — | — | ||
| Q4 25 | 40.1% | 3.6% | ||
| Q3 25 | 43.1% | -4.4% | ||
| Q2 25 | 35.2% | -5.9% | ||
| Q1 25 | 36.4% | -10.6% | ||
| Q4 24 | 38.6% | -3.6% | ||
| Q3 24 | 39.3% | -2.8% | ||
| Q2 24 | 40.4% | 7.6% |
| Q1 26 | 33.4% | — | ||
| Q4 25 | 34.1% | -0.7% | ||
| Q3 25 | 32.1% | -8.5% | ||
| Q2 25 | 27.2% | -8.5% | ||
| Q1 25 | 27.4% | -11.7% | ||
| Q4 24 | 34.3% | -9.7% | ||
| Q3 24 | 29.8% | -2.2% | ||
| Q2 24 | 29.9% | 5.7% |
| Q1 26 | $0.83 | — | ||
| Q4 25 | $0.77 | $-0.03 | ||
| Q3 25 | $0.82 | $-0.11 | ||
| Q2 25 | $0.66 | $-0.10 | ||
| Q1 25 | $0.64 | $-0.13 | ||
| Q4 24 | $0.68 | $-0.10 | ||
| Q3 24 | $0.69 | $-0.03 | ||
| Q2 24 | $0.68 | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $198.4M | $188.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $-77.2M |
| Total Assets | $9.9B | $569.7M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $198.4M | — | ||
| Q4 25 | $149.1M | $188.0M | ||
| Q3 25 | $259.0M | $211.8M | ||
| Q2 25 | $218.3M | $203.5M | ||
| Q1 25 | $421.3M | $221.1M | ||
| Q4 24 | $563.1M | $218.4M | ||
| Q3 24 | $452.6M | $225.6M | ||
| Q2 24 | $730.5M | $271.7M |
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.3B | $-77.2M | ||
| Q3 25 | $1.2B | $-76.1M | ||
| Q2 25 | $1.2B | $-65.9M | ||
| Q1 25 | $1.1B | $-11.3M | ||
| Q4 24 | $1.1B | $13.4M | ||
| Q3 24 | $1.1B | $13.6M | ||
| Q2 24 | $1.0B | $24.4M |
| Q1 26 | $9.9B | — | ||
| Q4 25 | $9.7B | $569.7M | ||
| Q3 25 | $9.8B | $573.6M | ||
| Q2 25 | $9.7B | $592.4M | ||
| Q1 25 | $9.6B | $629.4M | ||
| Q4 24 | $9.5B | $664.1M | ||
| Q3 24 | $9.4B | $652.0M | ||
| Q2 24 | $9.6B | $665.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $7.7M |
| Free Cash FlowOCF − Capex | — | $7.6M |
| FCF MarginFCF / Revenue | — | 6.8% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $9.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $140.3M | $7.7M | ||
| Q3 25 | $38.3M | $2.6M | ||
| Q2 25 | $16.3M | $10.5M | ||
| Q1 25 | $27.1M | $-9.9M | ||
| Q4 24 | $175.2M | $12.5M | ||
| Q3 24 | $19.8M | $9.3M | ||
| Q2 24 | $40.1M | $21.9M |
| Q1 26 | — | — | ||
| Q4 25 | $136.3M | $7.6M | ||
| Q3 25 | $38.0M | $2.2M | ||
| Q2 25 | $15.2M | $10.2M | ||
| Q1 25 | $25.0M | $-10.2M | ||
| Q4 24 | $171.2M | $12.0M | ||
| Q3 24 | $19.1M | $9.2M | ||
| Q2 24 | $39.4M | $21.7M |
| Q1 26 | — | — | ||
| Q4 25 | 116.5% | 6.8% | ||
| Q3 25 | 32.8% | 1.9% | ||
| Q2 25 | 13.7% | 9.1% | ||
| Q1 25 | 24.3% | -9.3% | ||
| Q4 24 | 163.5% | 10.8% | ||
| Q3 24 | 18.8% | 7.8% | ||
| Q2 24 | 39.7% | 17.6% |
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.1% | ||
| Q3 25 | 0.3% | 0.3% | ||
| Q2 25 | 1.0% | 0.3% | ||
| Q1 25 | 2.0% | 0.3% | ||
| Q4 24 | 3.8% | 0.4% | ||
| Q3 24 | 0.6% | 0.2% | ||
| Q2 24 | 0.7% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.06× | — | ||
| Q3 25 | 1.03× | — | ||
| Q2 25 | 0.54× | — | ||
| Q1 25 | 0.96× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 0.65× | — | ||
| Q2 24 | 1.35× | 3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BY
Segment breakdown not available.
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
