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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and Columbia Financial, Inc. (CLBK). Click either name above to swap in a different company.

Columbia Financial, Inc. is the larger business by last-quarter revenue ($60.2M vs $53.0K, roughly 1136.2× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs 26.1%, a 1907.9% gap on every dollar of revenue. On growth, Columbia Financial, Inc. posted the faster year-over-year revenue change (29.7% vs 29.3%). Columbia Financial, Inc. produced more free cash flow last quarter ($22.0M vs $-2.4M). Over the past eight quarters, Columbia Financial, Inc.'s revenue compounded faster (19.5% CAGR vs 15.1%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Ameriprise Financial, Inc. is an American diversified financial services company and bank holding company based in Minneapolis, Minnesota. It provides financial planning products and services, including wealth management, asset management, insurance, annuities, and estate planning.

BYFC vs CLBK — Head-to-Head

Bigger by revenue
CLBK
CLBK
1136.2× larger
CLBK
$60.2M
$53.0K
BYFC
Growing faster (revenue YoY)
CLBK
CLBK
+0.4% gap
CLBK
29.7%
29.3%
BYFC
Higher net margin
BYFC
BYFC
1907.9% more per $
BYFC
1934.0%
26.1%
CLBK
More free cash flow
CLBK
CLBK
$24.4M more FCF
CLBK
$22.0M
$-2.4M
BYFC
Faster 2-yr revenue CAGR
CLBK
CLBK
Annualised
CLBK
19.5%
15.1%
BYFC

Income Statement — Q4 2025 vs Q4 2025

Metric
BYFC
BYFC
CLBK
CLBK
Revenue
$53.0K
$60.2M
Net Profit
$1.0M
$15.7M
Gross Margin
Operating Margin
32.6%
Net Margin
1934.0%
26.1%
Revenue YoY
29.3%
29.7%
Net Profit YoY
-21.8%
173.9%
EPS (diluted)
$0.02
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
CLBK
CLBK
Q4 25
$53.0K
$60.2M
Q3 25
$47.0K
$57.4M
Q2 25
$41.0K
$53.7M
Q1 25
$43.0K
$50.3M
Q4 24
$41.0K
$46.4M
Q3 24
$36.0K
$45.3M
Q2 24
$38.0K
$44.1M
Q1 24
$40.0K
$42.2M
Net Profit
BYFC
BYFC
CLBK
CLBK
Q4 25
$1.0M
$15.7M
Q3 25
$-23.9M
$14.9M
Q2 25
$752.0K
$12.3M
Q1 25
$-2.7M
$8.9M
Q4 24
$1.3M
$-21.2M
Q3 24
$516.0K
$6.2M
Q2 24
$256.0K
$4.5M
Q1 24
$-154.0K
$-1.2M
Operating Margin
BYFC
BYFC
CLBK
CLBK
Q4 25
32.6%
Q3 25
-49272.3%
34.5%
Q2 25
30.7%
Q1 25
-8786.0%
23.9%
Q4 24
-57.6%
Q3 24
16.2%
Q2 24
10.9%
Q1 24
-567.5%
-3.0%
Net Margin
BYFC
BYFC
CLBK
CLBK
Q4 25
1934.0%
26.1%
Q3 25
-50814.9%
25.9%
Q2 25
1834.1%
22.9%
Q1 25
-6253.5%
17.7%
Q4 24
3197.6%
-45.7%
Q3 24
1433.3%
13.7%
Q2 24
673.7%
10.3%
Q1 24
-385.0%
-2.7%
EPS (diluted)
BYFC
BYFC
CLBK
CLBK
Q4 25
$0.02
$0.15
Q3 25
$-2.86
$0.15
Q2 25
$0.00
$0.12
Q1 25
$-0.39
$0.09
Q4 24
$0.07
$-0.20
Q3 24
$-0.03
$0.06
Q2 24
$0.02
$0.04
Q1 24
$-0.02
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
CLBK
CLBK
Cash + ST InvestmentsLiquidity on hand
$10.5M
$340.8M
Total DebtLower is stronger
$1.2B
Stockholders' EquityBook value
$262.8M
$1.2B
Total Assets
$1.3B
$11.0B
Debt / EquityLower = less leverage
1.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
CLBK
CLBK
Q4 25
$10.5M
$340.8M
Q3 25
$19.7M
$253.4M
Q2 25
$29.5M
$248.2M
Q1 25
$15.8M
$256.1M
Q4 24
$61.4M
$289.2M
Q3 24
$97.1M
$283.5M
Q2 24
$89.8M
$391.1M
Q1 24
$67.1M
$373.5M
Total Debt
BYFC
BYFC
CLBK
CLBK
Q4 25
$1.2B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.1B
Q4 24
$1.1B
Q3 24
$1.4B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
BYFC
BYFC
CLBK
CLBK
Q4 25
$262.8M
$1.2B
Q3 25
$261.7M
$1.1B
Q2 25
$284.7M
$1.1B
Q1 25
$283.6M
$1.1B
Q4 24
$285.0M
$1.1B
Q3 24
$286.2M
$1.1B
Q2 24
$282.1M
$1.0B
Q1 24
$281.1M
$1.0B
Total Assets
BYFC
BYFC
CLBK
CLBK
Q4 25
$1.3B
$11.0B
Q3 25
$1.3B
$10.9B
Q2 25
$1.2B
$10.7B
Q1 25
$1.3B
$10.6B
Q4 24
$1.3B
$10.5B
Q3 24
$1.4B
$10.7B
Q2 24
$1.4B
$10.8B
Q1 24
$1.4B
$10.6B
Debt / Equity
BYFC
BYFC
CLBK
CLBK
Q4 25
1.02×
Q3 25
1.11×
Q2 25
1.14×
Q1 25
1.01×
Q4 24
1.00×
Q3 24
1.32×
Q2 24
1.61×
Q1 24
1.47×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
CLBK
CLBK
Operating Cash FlowLast quarter
$-2.3M
$24.4M
Free Cash FlowOCF − Capex
$-2.4M
$22.0M
FCF MarginFCF / Revenue
-4464.2%
36.5%
Capex IntensityCapex / Revenue
205.7%
3.9%
Cash ConversionOCF / Net Profit
-2.20×
1.55×
TTM Free Cash FlowTrailing 4 quarters
$-13.0K
$58.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
CLBK
CLBK
Q4 25
$-2.3M
$24.4M
Q3 25
$3.8M
$31.0M
Q2 25
$3.0M
$14.6M
Q1 25
$-4.3M
$-1.6M
Q4 24
$-2.8M
$28.9M
Q3 24
$6.1M
$-28.3M
Q2 24
$9.8M
$18.6M
Q1 24
$-11.7M
$14.1M
Free Cash Flow
BYFC
BYFC
CLBK
CLBK
Q4 25
$-2.4M
$22.0M
Q3 25
$3.7M
$28.1M
Q2 25
$3.0M
$12.9M
Q1 25
$-4.4M
$-4.5M
Q4 24
$-2.9M
$27.3M
Q3 24
$6.1M
$-31.1M
Q2 24
$9.7M
$17.2M
Q1 24
$-11.7M
$12.5M
FCF Margin
BYFC
BYFC
CLBK
CLBK
Q4 25
-4464.2%
36.5%
Q3 25
7910.6%
49.0%
Q2 25
7312.2%
24.1%
Q1 25
-10146.5%
-8.9%
Q4 24
-6953.7%
58.8%
Q3 24
16908.3%
-68.6%
Q2 24
25626.3%
39.0%
Q1 24
-29297.5%
29.5%
Capex Intensity
BYFC
BYFC
CLBK
CLBK
Q4 25
205.7%
3.9%
Q3 25
225.5%
4.9%
Q2 25
31.7%
3.2%
Q1 25
34.9%
5.8%
Q4 24
22.0%
3.5%
Q3 24
80.6%
6.1%
Q2 24
118.4%
3.1%
Q1 24
137.5%
4.0%
Cash Conversion
BYFC
BYFC
CLBK
CLBK
Q4 25
-2.20×
1.55×
Q3 25
2.08×
Q2 25
4.00×
1.19×
Q1 25
-0.18×
Q4 24
-2.17×
Q3 24
11.85×
-4.57×
Q2 24
38.21×
4.09×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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