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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

PROVIDENT FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($18.2M vs $53.0K, roughly 344.1× Broadway Financial Corp). On growth, Broadway Financial Corp posted the faster year-over-year revenue change (29.3% vs 10.4%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($64.1M vs $-2.4M). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (15.1% CAGR vs 5.8%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

BYFC vs PFS — Head-to-Head

Bigger by revenue
PFS
PFS
344.1× larger
PFS
$18.2M
$53.0K
BYFC
Growing faster (revenue YoY)
BYFC
BYFC
+18.8% gap
BYFC
29.3%
10.4%
PFS
More free cash flow
PFS
PFS
$66.4M more FCF
PFS
$64.1M
$-2.4M
BYFC
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
15.1%
5.8%
PFS

Income Statement — Q4 2025 vs Q4 2025

Metric
BYFC
BYFC
PFS
PFS
Revenue
$53.0K
$18.2M
Net Profit
$1.0M
Gross Margin
Operating Margin
Net Margin
1934.0%
Revenue YoY
29.3%
10.4%
Net Profit YoY
-21.8%
EPS (diluted)
$0.02
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
PFS
PFS
Q4 25
$53.0K
$18.2M
Q3 25
$47.0K
$17.7M
Q2 25
$41.0K
$18.3M
Q1 25
$43.0K
$18.9M
Q4 24
$41.0K
$16.5M
Q3 24
$36.0K
$17.9M
Q2 24
$38.0K
$17.6M
Q1 24
$40.0K
$16.3M
Net Profit
BYFC
BYFC
PFS
PFS
Q4 25
$1.0M
Q3 25
$-23.9M
$71.7M
Q2 25
$752.0K
$72.0M
Q1 25
$-2.7M
$64.0M
Q4 24
$1.3M
Q3 24
$516.0K
$46.4M
Q2 24
$256.0K
$-11.5M
Q1 24
$-154.0K
$32.1M
Operating Margin
BYFC
BYFC
PFS
PFS
Q4 25
Q3 25
-49272.3%
Q2 25
Q1 25
-8786.0%
Q4 24
Q3 24
Q2 24
-120.9%
Q1 24
-567.5%
Net Margin
BYFC
BYFC
PFS
PFS
Q4 25
1934.0%
Q3 25
-50814.9%
404.6%
Q2 25
1834.1%
393.8%
Q1 25
-6253.5%
339.3%
Q4 24
3197.6%
Q3 24
1433.3%
260.0%
Q2 24
673.7%
-65.1%
Q1 24
-385.0%
197.0%
EPS (diluted)
BYFC
BYFC
PFS
PFS
Q4 25
$0.02
$0.64
Q3 25
$-2.86
$0.55
Q2 25
$0.00
$0.55
Q1 25
$-0.39
$0.49
Q4 24
$0.07
$0.37
Q3 24
$-0.03
$0.36
Q2 24
$0.02
$-0.11
Q1 24
$-0.02
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$10.5M
$209.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$262.8M
$2.8B
Total Assets
$1.3B
$25.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
PFS
PFS
Q4 25
$10.5M
$209.1M
Q3 25
$19.7M
$299.2M
Q2 25
$29.5M
$258.0M
Q1 25
$15.8M
$234.1M
Q4 24
$61.4M
$205.9M
Q3 24
$97.1M
$244.0M
Q2 24
$89.8M
$290.5M
Q1 24
$67.1M
$158.3M
Stockholders' Equity
BYFC
BYFC
PFS
PFS
Q4 25
$262.8M
$2.8B
Q3 25
$261.7M
$2.8B
Q2 25
$284.7M
$2.7B
Q1 25
$283.6M
$2.7B
Q4 24
$285.0M
$2.6B
Q3 24
$286.2M
$2.6B
Q2 24
$282.1M
$2.6B
Q1 24
$281.1M
$1.7B
Total Assets
BYFC
BYFC
PFS
PFS
Q4 25
$1.3B
$25.0B
Q3 25
$1.3B
$24.8B
Q2 25
$1.2B
$24.5B
Q1 25
$1.3B
$24.2B
Q4 24
$1.3B
$24.1B
Q3 24
$1.4B
$24.0B
Q2 24
$1.4B
$24.1B
Q1 24
$1.4B
$14.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
PFS
PFS
Operating Cash FlowLast quarter
$-2.3M
$68.9M
Free Cash FlowOCF − Capex
$-2.4M
$64.1M
FCF MarginFCF / Revenue
-4464.2%
351.4%
Capex IntensityCapex / Revenue
205.7%
26.7%
Cash ConversionOCF / Net Profit
-2.20×
TTM Free Cash FlowTrailing 4 quarters
$-13.0K
$430.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
PFS
PFS
Q4 25
$-2.3M
$68.9M
Q3 25
$3.8M
$98.0M
Q2 25
$3.0M
$186.8M
Q1 25
$-4.3M
$88.5M
Q4 24
$-2.8M
$239.3M
Q3 24
$6.1M
$69.2M
Q2 24
$9.8M
$76.5M
Q1 24
$-11.7M
$41.4M
Free Cash Flow
BYFC
BYFC
PFS
PFS
Q4 25
$-2.4M
$64.1M
Q3 25
$3.7M
$96.7M
Q2 25
$3.0M
$182.6M
Q1 25
$-4.4M
$87.4M
Q4 24
$-2.9M
$237.8M
Q3 24
$6.1M
$67.9M
Q2 24
$9.7M
$75.5M
Q1 24
$-11.7M
$40.9M
FCF Margin
BYFC
BYFC
PFS
PFS
Q4 25
-4464.2%
351.4%
Q3 25
7910.6%
545.6%
Q2 25
7312.2%
998.9%
Q1 25
-10146.5%
463.0%
Q4 24
-6953.7%
1439.9%
Q3 24
16908.3%
380.3%
Q2 24
25626.3%
428.2%
Q1 24
-29297.5%
251.0%
Capex Intensity
BYFC
BYFC
PFS
PFS
Q4 25
205.7%
26.7%
Q3 25
225.5%
7.5%
Q2 25
31.7%
23.0%
Q1 25
34.9%
6.1%
Q4 24
22.0%
9.1%
Q3 24
80.6%
7.2%
Q2 24
118.4%
5.5%
Q1 24
137.5%
3.3%
Cash Conversion
BYFC
BYFC
PFS
PFS
Q4 25
-2.20×
Q3 25
1.37×
Q2 25
4.00×
2.59×
Q1 25
1.38×
Q4 24
-2.17×
Q3 24
11.85×
1.49×
Q2 24
38.21×
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BYFC
BYFC

Segment breakdown not available.

PFS
PFS

Wealth Management Fees$7.6M42%
Deposit Account$5.3M29%
Insurance Commissions And Fees$3.9M21%
Debit Card$1.4M8%

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