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Side-by-side financial comparison of Broadway Financial Corp (BYFC) and Velo3D, Inc. (VELO). Click either name above to swap in a different company.

Velo3D, Inc. is the larger business by last-quarter revenue ($9.4M vs $9.4M, roughly 1.0× Broadway Financial Corp). Broadway Financial Corp runs the higher net margin — 1934.0% vs -231.9%, a 2165.9% gap on every dollar of revenue. On growth, Broadway Financial Corp posted the faster year-over-year revenue change (10.1% vs -25.2%). Broadway Financial Corp produced more free cash flow last quarter ($-13.0K vs $-8.3M). Over the past eight quarters, Broadway Financial Corp's revenue compounded faster (9.7% CAGR vs -1.8%).

Virtu Financial, Inc. is an American high-frequency trading company. The company went public on the Nasdaq in 2015.

Velo3D, Inc. develops and sells advanced end-to-end metal additive manufacturing (3D printing) solutions, comprising industrial-grade printers, specialized processing software, and high-performance metal materials. It primarily serves global aerospace, defense, energy, semiconductor and industrial manufacturing markets, enabling customers to produce complex, high-precision metal parts that are difficult to manufacture with traditional methods.

BYFC vs VELO — Head-to-Head

Bigger by revenue
VELO
VELO
1.0× larger
VELO
$9.4M
$9.4M
BYFC
Growing faster (revenue YoY)
BYFC
BYFC
+35.3% gap
BYFC
10.1%
-25.2%
VELO
Higher net margin
BYFC
BYFC
2165.9% more per $
BYFC
1934.0%
-231.9%
VELO
More free cash flow
BYFC
BYFC
$8.3M more FCF
BYFC
$-13.0K
$-8.3M
VELO
Faster 2-yr revenue CAGR
BYFC
BYFC
Annualised
BYFC
9.7%
-1.8%
VELO

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BYFC
BYFC
VELO
VELO
Revenue
$9.4M
$9.4M
Net Profit
$1.0M
$-21.9M
Gross Margin
-73.6%
Operating Margin
-231.0%
Net Margin
1934.0%
-231.9%
Revenue YoY
10.1%
-25.2%
Net Profit YoY
-21.8%
-2.9%
EPS (diluted)
$0.02
$-0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BYFC
BYFC
VELO
VELO
Q4 25
$9.4M
$9.4M
Q3 25
$9.0M
$13.6M
Q2 25
$8.1M
$13.6M
Q1 25
$8.3M
$9.3M
Q4 24
$8.6M
$12.6M
Q3 24
$8.7M
$8.2M
Q2 24
$8.2M
$10.3M
Q1 24
$7.8M
$9.8M
Net Profit
BYFC
BYFC
VELO
VELO
Q4 25
$1.0M
$-21.9M
Q3 25
$-23.9M
$-11.2M
Q2 25
$752.0K
$-13.3M
Q1 25
$-2.7M
$-25.0M
Q4 24
$1.3M
$-21.3M
Q3 24
$516.0K
$-21.9M
Q2 24
$256.0K
$935.0K
Q1 24
$-154.0K
$-27.5M
Gross Margin
BYFC
BYFC
VELO
VELO
Q4 25
-73.6%
Q3 25
3.2%
Q2 25
-11.7%
Q1 25
7.5%
Q4 24
-3.5%
Q3 24
49.4%
Q2 24
-28.0%
Q1 24
-28.8%
Operating Margin
BYFC
BYFC
VELO
VELO
Q4 25
-231.0%
Q3 25
-256.2%
-73.3%
Q2 25
12.8%
-85.4%
Q1 25
-45.3%
-123.6%
Q4 24
21.7%
-167.0%
Q3 24
8.5%
-213.8%
Q2 24
4.8%
-187.7%
Q1 24
-2.9%
-211.1%
Net Margin
BYFC
BYFC
VELO
VELO
Q4 25
1934.0%
-231.9%
Q3 25
-264.2%
-82.0%
Q2 25
9.3%
-97.7%
Q1 25
-32.3%
-268.4%
Q4 24
15.3%
-168.5%
Q3 24
5.9%
-265.3%
Q2 24
3.1%
9.0%
Q1 24
-2.0%
-281.2%
EPS (diluted)
BYFC
BYFC
VELO
VELO
Q4 25
$0.02
$-0.87
Q3 25
$-2.86
$-0.65
Q2 25
$0.00
$-0.94
Q1 25
$-0.39
$-1.87
Q4 24
$0.07
$7.06
Q3 24
$-0.03
$-35.52
Q2 24
$0.02
$1.65
Q1 24
$-0.02
$-55.51

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BYFC
BYFC
VELO
VELO
Cash + ST InvestmentsLiquidity on hand
$10.5M
$39.0M
Total DebtLower is stronger
$31.0M
Stockholders' EquityBook value
$262.8M
$38.2M
Total Assets
$1.3B
$105.3M
Debt / EquityLower = less leverage
0.81×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BYFC
BYFC
VELO
VELO
Q4 25
$10.5M
$39.0M
Q3 25
$19.7M
$11.8M
Q2 25
$29.5M
$854.0K
Q1 25
$15.8M
$3.9M
Q4 24
$61.4M
$1.2M
Q3 24
$97.1M
$1.6M
Q2 24
$89.8M
$3.2M
Q1 24
$67.1M
$10.9M
Total Debt
BYFC
BYFC
VELO
VELO
Q4 25
$31.0M
Q3 25
$23.0M
Q2 25
$22.5M
Q1 25
$21.7M
Q4 24
$5.7M
Q3 24
$32.3M
Q2 24
$33.5M
Q1 24
$44.0M
Stockholders' Equity
BYFC
BYFC
VELO
VELO
Q4 25
$262.8M
$38.2M
Q3 25
$261.7M
$29.9M
Q2 25
$284.7M
$21.4M
Q1 25
$283.6M
$32.8M
Q4 24
$285.0M
$39.7M
Q3 24
$286.2M
$34.4M
Q2 24
$282.1M
$52.1M
Q1 24
$281.1M
$45.5M
Total Assets
BYFC
BYFC
VELO
VELO
Q4 25
$1.3B
$105.3M
Q3 25
$1.3B
$93.7M
Q2 25
$1.2B
$78.4M
Q1 25
$1.3B
$91.3M
Q4 24
$1.3B
$89.2M
Q3 24
$1.4B
$110.8M
Q2 24
$1.4B
$116.7M
Q1 24
$1.4B
$136.1M
Debt / Equity
BYFC
BYFC
VELO
VELO
Q4 25
0.81×
Q3 25
0.77×
Q2 25
1.05×
Q1 25
0.66×
Q4 24
0.14×
Q3 24
0.94×
Q2 24
0.64×
Q1 24
0.97×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BYFC
BYFC
VELO
VELO
Operating Cash FlowLast quarter
$230.0K
$-7.7M
Free Cash FlowOCF − Capex
$-13.0K
$-8.3M
FCF MarginFCF / Revenue
-0.1%
-88.3%
Capex IntensityCapex / Revenue
2.6%
6.4%
Cash ConversionOCF / Net Profit
0.22×
TTM Free Cash FlowTrailing 4 quarters
$2.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BYFC
BYFC
VELO
VELO
Q4 25
$230.0K
$-7.7M
Q3 25
$3.8M
$-6.0M
Q2 25
$3.0M
$-1.2M
Q1 25
$-4.3M
$-12.3M
Q4 24
$1.4M
$-2.2M
Q3 24
$6.1M
$-2.0M
Q2 24
$9.8M
$-8.0M
Q1 24
$-11.7M
$-20.5M
Free Cash Flow
BYFC
BYFC
VELO
VELO
Q4 25
$-13.0K
$-8.3M
Q3 25
$3.7M
$-6.3M
Q2 25
$3.0M
$-3.0M
Q1 25
$-4.4M
Q4 24
$1.3M
$-2.2M
Q3 24
$6.1M
$-2.0M
Q2 24
$9.7M
$-8.0M
Q1 24
$-11.7M
$-20.5M
FCF Margin
BYFC
BYFC
VELO
VELO
Q4 25
-0.1%
-88.3%
Q3 25
41.1%
-46.5%
Q2 25
37.0%
-22.2%
Q1 25
-52.4%
Q4 24
14.7%
-17.7%
Q3 24
69.6%
-24.2%
Q2 24
118.9%
-77.1%
Q1 24
-149.7%
-209.8%
Capex Intensity
BYFC
BYFC
VELO
VELO
Q4 25
2.6%
6.4%
Q3 25
1.2%
2.3%
Q2 25
0.2%
13.3%
Q1 25
0.2%
0.0%
Q4 24
1.6%
0.2%
Q3 24
0.3%
0.2%
Q2 24
0.5%
0.0%
Q1 24
0.7%
0.1%
Cash Conversion
BYFC
BYFC
VELO
VELO
Q4 25
0.22×
Q3 25
Q2 25
4.00×
Q1 25
Q4 24
1.06×
Q3 24
11.85×
Q2 24
38.21×
-8.52×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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