vs

Side-by-side financial comparison of Blaize Holdings, Inc. (BZAI) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.

Northfield Bancorp, Inc. is the larger business by last-quarter revenue ($41.3M vs $23.8M, roughly 1.7× Blaize Holdings, Inc.). Blaize Holdings, Inc. runs the higher net margin — -13.9% vs -1545.5%, a 1531.7% gap on every dollar of revenue. On growth, Blaize Holdings, Inc. posted the faster year-over-year revenue change (2377500.0% vs 12.7%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-16.5M).

Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

BZAI vs NFBK — Head-to-Head

Bigger by revenue
NFBK
NFBK
1.7× larger
NFBK
$41.3M
$23.8M
BZAI
Growing faster (revenue YoY)
BZAI
BZAI
+2377487.3% gap
BZAI
2377500.0%
12.7%
NFBK
Higher net margin
BZAI
BZAI
1531.7% more per $
BZAI
-13.9%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$69.1M more FCF
NFBK
$52.5M
$-16.5M
BZAI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BZAI
BZAI
NFBK
NFBK
Revenue
$23.8M
$41.3M
Net Profit
$-3.3M
$-27.4M
Gross Margin
10.8%
Operating Margin
-89.8%
-1263.3%
Net Margin
-13.9%
-1545.5%
Revenue YoY
2377500.0%
12.7%
Net Profit YoY
50.7%
-343.6%
EPS (diluted)
$0.16
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BZAI
BZAI
NFBK
NFBK
Q4 25
$23.8M
$41.3M
Q3 25
$11.9M
$39.2M
Q2 25
$38.9M
Q1 25
$34.8M
Q4 24
$36.7M
Q3 24
$31.8M
Q2 24
$31.5M
Q1 24
$31.3M
Net Profit
BZAI
BZAI
NFBK
NFBK
Q4 25
$-3.3M
$-27.4M
Q3 25
$-26.3M
$10.8M
Q2 25
$9.6M
Q1 25
$7.9M
Q4 24
$11.3M
Q3 24
$6.5M
Q2 24
$6.0M
Q1 24
$6.2M
Gross Margin
BZAI
BZAI
NFBK
NFBK
Q4 25
10.8%
Q3 25
15.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BZAI
BZAI
NFBK
NFBK
Q4 25
-89.8%
-1263.3%
Q3 25
-190.3%
37.7%
Q2 25
35.6%
Q1 25
31.0%
Q4 24
38.0%
Q3 24
27.9%
Q2 24
29.1%
Q1 24
27.2%
Net Margin
BZAI
BZAI
NFBK
NFBK
Q4 25
-13.9%
-1545.5%
Q3 25
-221.3%
27.4%
Q2 25
24.6%
Q1 25
22.6%
Q4 24
30.7%
Q3 24
20.5%
Q2 24
18.9%
Q1 24
19.9%
EPS (diluted)
BZAI
BZAI
NFBK
NFBK
Q4 25
$0.16
$-0.68
Q3 25
$-0.25
$0.27
Q2 25
$0.24
Q1 25
$0.19
Q4 24
$0.27
Q3 24
$0.16
Q2 24
$0.14
Q1 24
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BZAI
BZAI
NFBK
NFBK
Cash + ST InvestmentsLiquidity on hand
$45.8M
$164.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$39.0M
$690.1M
Total Assets
$102.2M
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BZAI
BZAI
NFBK
NFBK
Q4 25
$45.8M
$164.0M
Q3 25
$24.0M
$131.7M
Q2 25
$97.6M
Q1 25
$101.7M
Q4 24
$167.7M
Q3 24
$232.9M
Q2 24
$153.5M
Q1 24
$238.8M
Total Debt
BZAI
BZAI
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
BZAI
BZAI
NFBK
NFBK
Q4 25
$39.0M
$690.1M
Q3 25
$1.3M
$719.6M
Q2 25
$710.3M
Q1 25
$711.1M
Q4 24
$704.7M
Q3 24
$699.6M
Q2 24
$693.0M
Q1 24
$698.4M
Total Assets
BZAI
BZAI
NFBK
NFBK
Q4 25
$102.2M
$5.8B
Q3 25
$60.9M
$5.7B
Q2 25
$5.7B
Q1 25
$5.7B
Q4 24
$5.7B
Q3 24
$5.7B
Q2 24
$5.7B
Q1 24
$5.9B
Debt / Equity
BZAI
BZAI
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BZAI
BZAI
NFBK
NFBK
Operating Cash FlowLast quarter
$-16.5M
$53.7M
Free Cash FlowOCF − Capex
$-16.5M
$52.5M
FCF MarginFCF / Revenue
-69.6%
127.1%
Capex IntensityCapex / Revenue
0.3%
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BZAI
BZAI
NFBK
NFBK
Q4 25
$-16.5M
$53.7M
Q3 25
$-24.9M
$13.9M
Q2 25
$14.1M
Q1 25
$9.4M
Q4 24
$31.1M
Q3 24
$14.0M
Q2 24
$6.9M
Q1 24
$4.2M
Free Cash Flow
BZAI
BZAI
NFBK
NFBK
Q4 25
$-16.5M
$52.5M
Q3 25
$-24.9M
$13.6M
Q2 25
$13.9M
Q1 25
$9.2M
Q4 24
$30.0M
Q3 24
$13.7M
Q2 24
$6.7M
Q1 24
$3.8M
FCF Margin
BZAI
BZAI
NFBK
NFBK
Q4 25
-69.6%
127.1%
Q3 25
-210.2%
34.6%
Q2 25
35.7%
Q1 25
26.3%
Q4 24
81.6%
Q3 24
43.2%
Q2 24
21.1%
Q1 24
12.1%
Capex Intensity
BZAI
BZAI
NFBK
NFBK
Q4 25
0.3%
2.8%
Q3 25
0.2%
0.8%
Q2 25
0.6%
Q1 25
0.7%
Q4 24
3.1%
Q3 24
0.7%
Q2 24
0.8%
Q1 24
1.4%
Cash Conversion
BZAI
BZAI
NFBK
NFBK
Q4 25
Q3 25
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
2.76×
Q3 24
2.14×
Q2 24
1.16×
Q1 24
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons