Northfield Bancorp, Inc.NFBKEarnings & Financial Report
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
NFBK Q4 FY2025 Key Financial Metrics
Revenue
$41.3M
Gross Profit
N/A
Operating Profit
$-22.4M
Net Profit
$-27.4M
Gross Margin
N/A
Operating Margin
-1263.3%
Net Margin
-1545.5%
YoY Growth
12.7%
EPS
$-0.68
Northfield Bancorp, Inc. Q4 FY2025 Financial Summary
Northfield Bancorp, Inc. reported revenue of $41.3M (up 12.7% YoY) for Q4 FY2025, with a net profit of $-27.4M (down 343.6% YoY) (-1545.5% margin).
Key Financial Metrics
| Total Revenue | $41.3M |
|---|---|
| Net Profit | $-27.4M |
| Gross Margin | N/A |
| Operating Margin | -1263.3% |
| Report Period | Q4 FY2025 |
Northfield Bancorp, Inc. Annual Revenue by Year
Northfield Bancorp, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $154.3M).
Northfield Bancorp, Inc. Quarterly Revenue & Net Profit History
Northfield Bancorp, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $41.3M | +12.7% | $-27.4M | -1545.5% |
| Q3 FY2025 | $39.2M | +23.4% | $10.8M | 27.4% |
| Q2 FY2025 | $38.9M | +23.4% | $9.6M | 24.6% |
| Q1 FY2025 | $34.8M | +11.3% | $7.9M | 22.6% |
| Q4 FY2024 | $36.7M | +12.7% | $11.3M | 30.7% |
| Q3 FY2024 | $31.8M | -0.0% | $6.5M | 20.5% |
| Q2 FY2024 | $31.5M | -7.2% | $6.0M | 18.9% |
| Q1 FY2024 | $31.3M | -18.2% | $6.2M | 19.9% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.3M | $31.5M | $31.8M | $36.7M | $34.8M | $38.9M | $39.2M | $41.3M |
| YoY Growth | -18.2% | -7.2% | -0.0% | 12.7% | 11.3% | 23.4% | 23.4% | 12.7% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $5.85B | $5.75B | $5.73B | $5.67B | $5.71B | $5.68B | $5.73B | $5.75B |
| Liabilities | $5.15B | $5.05B | $5.03B | $4.96B | $5.00B | $4.97B | $5.01B | $5.06B |
| Equity | $698.4M | $693.0M | $699.6M | $704.7M | $711.1M | $710.3M | $719.6M | $690.1M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $4.2M | $6.9M | $14.0M | $31.1M | $9.4M | $14.1M | $13.9M | $53.7M |