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Side-by-side financial comparison of Blaize Holdings, Inc. (BZAI) and Yiren Digital Ltd. (YRD). Click either name above to swap in a different company.
Yiren Digital Ltd. is the larger business by last-quarter revenue ($30.1M vs $23.8M, roughly 1.3× Blaize Holdings, Inc.). Yiren Digital Ltd. runs the higher net margin — 20.4% vs -13.9%, a 34.3% gap on every dollar of revenue.
Blaize Holdings, Inc. is a technology company specializing in edge artificial intelligence computing solutions. It designs energy-efficient AI processors, low-latency inference software stacks, and end-to-end edge AI development tools, serving key segments including autonomous driving, industrial automation, smart cities, and edge healthcare monitoring.
Yiren Digital Ltd. is a China-based fintech firm that operates integrated digital consumer finance platforms, offering personal installment loans, data-driven credit assessment solutions, and accessible wealth management advisory services primarily to underserved individual users across tier 2 to lower-tier cities in mainland China, leveraging big data and artificial intelligence to enhance risk control and service delivery efficiency.
BZAI vs YRD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $23.8M | $30.1M |
| Net Profit | $-3.3M | $6.2M |
| Gross Margin | 10.8% | — |
| Operating Margin | -89.8% | — |
| Net Margin | -13.9% | 20.4% |
| Revenue YoY | 2377500.0% | — |
| Net Profit YoY | 50.7% | — |
| EPS (diluted) | $0.16 | $0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $23.8M | — | ||
| Q3 25 | $11.9M | $31.8M | ||
| Q1 25 | — | $29.6M | ||
| Q3 24 | — | $28.4M | ||
| Q1 24 | — | $26.3M | ||
| Q3 23 | — | $179.7M | ||
| Q2 23 | — | $182.6M |
| Q4 25 | $-3.3M | — | ||
| Q3 25 | $-26.3M | $6.9M | ||
| Q1 25 | — | $4.7M | ||
| Q3 24 | — | $7.8M | ||
| Q1 24 | — | $9.3M | ||
| Q3 23 | — | $76.0M | ||
| Q2 23 | — | $72.7M |
| Q4 25 | 10.8% | — | ||
| Q3 25 | 15.0% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q4 25 | -89.8% | — | ||
| Q3 25 | -190.3% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q4 25 | -13.9% | — | ||
| Q3 25 | -221.3% | 21.6% | ||
| Q1 25 | — | 15.9% | ||
| Q3 24 | — | 27.4% | ||
| Q1 24 | — | 35.3% | ||
| Q3 23 | — | 42.3% | ||
| Q2 23 | — | 39.8% |
| Q4 25 | $0.16 | — | ||
| Q3 25 | $-0.25 | $0.04 | ||
| Q1 25 | — | $0.03 | ||
| Q3 24 | — | $0.04 | ||
| Q1 24 | — | $0.05 | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $45.8M | $565.6M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $39.0M | $1.4B |
| Total Assets | $102.2M | $2.0B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $45.8M | — | ||
| Q3 25 | $24.0M | $558.0M | ||
| Q1 25 | — | $558.0M | ||
| Q3 24 | — | $814.8M | ||
| Q1 24 | — | $814.8M | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $5.1B |
| Q4 25 | $39.0M | — | ||
| Q3 25 | $1.3M | $1.3B | ||
| Q1 25 | — | $1.3B | ||
| Q3 24 | — | $1.2B | ||
| Q1 24 | — | $1.2B | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $6.4B |
| Q4 25 | $102.2M | — | ||
| Q3 25 | $60.9M | $1.8B | ||
| Q1 25 | — | $1.8B | ||
| Q3 24 | — | $1.5B | ||
| Q1 24 | — | $1.5B | ||
| Q3 23 | — | — | ||
| Q2 23 | — | $8.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-16.5M | $-106.3K |
| Free Cash FlowOCF − Capex | $-16.5M | — |
| FCF MarginFCF / Revenue | -69.6% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | — | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-16.5M | — | ||
| Q3 25 | $-24.9M | $7.9M | ||
| Q1 25 | — | $9.1M | ||
| Q3 24 | — | $7.0M | ||
| Q1 24 | — | $12.1M | ||
| Q3 23 | — | $88.5M | ||
| Q2 23 | — | $99.0M |
| Q4 25 | $-16.5M | — | ||
| Q3 25 | $-24.9M | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q4 25 | -69.6% | — | ||
| Q3 25 | -210.2% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q1 25 | — | — | ||
| Q3 24 | — | — | ||
| Q1 24 | — | — | ||
| Q3 23 | — | — | ||
| Q2 23 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.15× | ||
| Q1 25 | — | 1.93× | ||
| Q3 24 | — | 0.90× | ||
| Q1 24 | — | 1.30× | ||
| Q3 23 | — | 1.16× | ||
| Q2 23 | — | 1.36× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
