vs
Side-by-side financial comparison of CAMDEN NATIONAL CORP (CAC) and CARRIAGE SERVICES INC (CSV). Click either name above to swap in a different company.
CARRIAGE SERVICES INC is the larger business by last-quarter revenue ($105.5M vs $64.3M, roughly 1.6× CAMDEN NATIONAL CORP). CAMDEN NATIONAL CORP runs the higher net margin — 34.0% vs 11.6%, a 22.4% gap on every dollar of revenue. Over the past eight quarters, CAMDEN NATIONAL CORP's revenue compounded faster (22.6% CAGR vs 1.0%).
Camden National Bank is a commercial bank headquartered in Camden, Maine, operating as the principal subsidiary of Camden National Corporation, a publicly traded bank holding company. Founded in 1875, the bank became a direct, wholly owned subsidiary of the holding company following a corporate reorganization in 1984. Following the 2025 merger with Northway Financial, the combined institution has approximately $7.0 billion in assets.
Jardine Cycle & Carriage Limited is the investment holding company of Jardines in Southeast Asia. It is currently 75% held by the conglomerate.
CAC vs CSV — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $64.3M | $105.5M |
| Net Profit | $21.9M | $12.3M |
| Gross Margin | — | 34.8% |
| Operating Margin | — | 23.3% |
| Net Margin | 34.0% | 11.6% |
| Revenue YoY | — | 8.0% |
| Net Profit YoY | — | 24.5% |
| EPS (diluted) | $1.29 | $0.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $105.5M | ||
| Q3 25 | $65.4M | $102.7M | ||
| Q2 25 | $62.3M | $102.1M | ||
| Q1 25 | $60.1M | $107.1M | ||
| Q4 24 | $47.6M | $97.7M | ||
| Q3 24 | $45.0M | $100.7M | ||
| Q2 24 | $42.8M | $102.3M |
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $12.3M | ||
| Q3 25 | $21.2M | $6.6M | ||
| Q2 25 | $14.1M | $11.7M | ||
| Q1 25 | $7.3M | $20.9M | ||
| Q4 24 | $14.7M | $9.9M | ||
| Q3 24 | $13.1M | $9.9M | ||
| Q2 24 | $12.0M | $6.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 34.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 35.2% | ||
| Q1 25 | — | 35.3% | ||
| Q4 24 | — | 34.4% | ||
| Q3 24 | — | 35.2% | ||
| Q2 24 | — | 36.2% |
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | 23.3% | ||
| Q3 25 | 40.5% | 17.0% | ||
| Q2 25 | 28.5% | 23.5% | ||
| Q1 25 | 10.3% | 29.5% | ||
| Q4 24 | 38.7% | 21.6% | ||
| Q3 24 | 35.2% | 22.7% | ||
| Q2 24 | 34.7% | 18.0% |
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | 11.6% | ||
| Q3 25 | 32.4% | 6.4% | ||
| Q2 25 | 22.6% | 11.5% | ||
| Q1 25 | 12.2% | 19.5% | ||
| Q4 24 | 30.8% | 10.1% | ||
| Q3 24 | 29.1% | 9.8% | ||
| Q2 24 | 28.0% | 6.1% |
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $0.76 | ||
| Q3 25 | $1.25 | $0.41 | ||
| Q2 25 | $0.83 | $0.74 | ||
| Q1 25 | $0.43 | $1.34 | ||
| Q4 24 | $1.00 | $0.62 | ||
| Q3 24 | $0.90 | $0.63 | ||
| Q2 24 | $0.81 | $0.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $1.7M |
| Total DebtLower is stronger | $514.4M | — |
| Stockholders' EquityBook value | $710.0M | $254.8M |
| Total Assets | $7.0B | $1.3B |
| Debt / EquityLower = less leverage | 0.72× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $1.7M | ||
| Q3 25 | — | $1.2M | ||
| Q2 25 | — | $1.4M | ||
| Q1 25 | — | $4.6M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $1.3M | ||
| Q2 24 | — | $1.5M |
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $254.8M | ||
| Q3 25 | $676.4M | $242.1M | ||
| Q2 25 | $652.1M | $235.4M | ||
| Q1 25 | $640.1M | $223.1M | ||
| Q4 24 | $531.2M | $208.6M | ||
| Q3 24 | $529.9M | $198.1M | ||
| Q2 24 | $508.3M | $187.9M |
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $1.3B | ||
| Q3 25 | $7.0B | $1.3B | ||
| Q2 25 | $6.9B | $1.3B | ||
| Q1 25 | $7.0B | $1.3B | ||
| Q4 24 | $5.8B | $1.3B | ||
| Q3 24 | $5.7B | $1.3B | ||
| Q2 24 | $5.7B | $1.3B |
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $14.1M |
| Free Cash FlowOCF − Capex | — | $6.2M |
| FCF MarginFCF / Revenue | — | 5.9% |
| Capex IntensityCapex / Revenue | — | 7.5% |
| Cash ConversionOCF / Net Profit | — | 1.15× |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $14.1M | ||
| Q3 25 | $36.1M | $24.7M | ||
| Q2 25 | $6.0M | $8.1M | ||
| Q1 25 | $1.0M | $13.8M | ||
| Q4 24 | $60.9M | $9.3M | ||
| Q3 24 | $-14.5M | $20.9M | ||
| Q2 24 | $14.5M | $2.2M |
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | $6.2M | ||
| Q3 25 | $35.4M | $18.0M | ||
| Q2 25 | $4.5M | $5.2M | ||
| Q1 25 | $-727.0K | $10.6M | ||
| Q4 24 | $55.4M | $4.9M | ||
| Q3 24 | $-16.2M | $16.2M | ||
| Q2 24 | $13.2M | $-1.4M |
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | 5.9% | ||
| Q3 25 | 54.1% | 17.5% | ||
| Q2 25 | 7.3% | 5.1% | ||
| Q1 25 | -1.2% | 9.9% | ||
| Q4 24 | 116.4% | 5.0% | ||
| Q3 24 | -36.0% | 16.1% | ||
| Q2 24 | 30.8% | -1.4% |
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 7.5% | ||
| Q3 25 | 1.1% | 6.5% | ||
| Q2 25 | 2.4% | 2.8% | ||
| Q1 25 | 2.9% | 3.0% | ||
| Q4 24 | 11.7% | 4.5% | ||
| Q3 24 | 3.8% | 4.6% | ||
| Q2 24 | 3.0% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | 1.15× | ||
| Q3 25 | 1.70× | 3.76× | ||
| Q2 25 | 0.43× | 0.69× | ||
| Q1 25 | 0.14× | 0.66× | ||
| Q4 24 | 4.15× | 0.94× | ||
| Q3 24 | -1.11× | 2.11× | ||
| Q2 24 | 1.21× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
CSV
| Propertyand Merchandise | $47.8M | 45% |
| Cemetery Interment Rights | $24.8M | 23% |
| Merchandise | $18.9M | 18% |
| Other Revenue | $10.2M | 10% |
| Other | $3.9M | 4% |
