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Side-by-side financial comparison of CAMDEN NATIONAL CORP (CAC) and STEM, INC. (STEM). Click either name above to swap in a different company.
CAMDEN NATIONAL CORP is the larger business by last-quarter revenue ($64.3M vs $47.1M, roughly 1.4× STEM, INC.). CAMDEN NATIONAL CORP runs the higher net margin — 34.0% vs -33.9%, a 67.9% gap on every dollar of revenue. Over the past eight quarters, STEM, INC.'s revenue compounded faster (36.1% CAGR vs 22.6%).
Camden National Bank is a commercial bank headquartered in Camden, Maine, operating as the principal subsidiary of Camden National Corporation, a publicly traded bank holding company. Founded in 1875, the bank became a direct, wholly owned subsidiary of the holding company following a corporate reorganization in 1984. Following the 2025 merger with Northway Financial, the combined institution has approximately $7.0 billion in assets.
StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.
CAC vs STEM — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $64.3M | $47.1M |
| Net Profit | $21.9M | $-16.0M |
| Gross Margin | — | 48.9% |
| Operating Margin | — | -17.7% |
| Net Margin | 34.0% | -33.9% |
| Revenue YoY | — | -15.6% |
| Net Profit YoY | — | 68.8% |
| EPS (diluted) | $1.29 | $-4.40 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $47.1M | ||
| Q3 25 | $65.4M | $38.2M | ||
| Q2 25 | $62.3M | $38.4M | ||
| Q1 25 | $60.1M | $32.5M | ||
| Q4 24 | $47.6M | $55.8M | ||
| Q3 24 | $45.0M | $29.3M | ||
| Q2 24 | $42.8M | $34.0M |
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $-16.0M | ||
| Q3 25 | $21.2M | $-23.8M | ||
| Q2 25 | $14.1M | $202.5M | ||
| Q1 25 | $7.3M | $-25.0M | ||
| Q4 24 | $14.7M | $-51.1M | ||
| Q3 24 | $13.1M | $-148.3M | ||
| Q2 24 | $12.0M | $-582.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% |
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | -17.7% | ||
| Q3 25 | 40.5% | -33.6% | ||
| Q2 25 | 28.5% | -34.8% | ||
| Q1 25 | 10.3% | -65.0% | ||
| Q4 24 | 38.7% | -84.4% | ||
| Q3 24 | 35.2% | -493.2% | ||
| Q2 24 | 34.7% | -1705.5% |
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | -33.9% | ||
| Q3 25 | 32.4% | -62.2% | ||
| Q2 25 | 22.6% | 527.8% | ||
| Q1 25 | 12.2% | -76.9% | ||
| Q4 24 | 30.8% | -91.6% | ||
| Q3 24 | 29.1% | -506.3% | ||
| Q2 24 | 28.0% | -1712.6% |
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $-4.40 | ||
| Q3 25 | $1.25 | $-2.84 | ||
| Q2 25 | $0.83 | $-1.79 | ||
| Q1 25 | $0.43 | $-0.15 | ||
| Q4 24 | $1.00 | $-15.29 | ||
| Q3 24 | $0.90 | $-18.24 | ||
| Q2 24 | $0.81 | $-71.81 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $48.9M |
| Total DebtLower is stronger | $514.4M | — |
| Stockholders' EquityBook value | $710.0M | $-249.4M |
| Total Assets | $7.0B | $308.9M |
| Debt / EquityLower = less leverage | 0.72× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $48.9M | ||
| Q3 25 | — | $43.1M | ||
| Q2 25 | — | $40.8M | ||
| Q1 25 | — | $58.6M | ||
| Q4 24 | — | $56.3M | ||
| Q3 24 | — | $75.4M | ||
| Q2 24 | — | $89.6M |
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $-249.4M | ||
| Q3 25 | $676.4M | $-235.7M | ||
| Q2 25 | $652.1M | $-214.1M | ||
| Q1 25 | $640.1M | $-417.5M | ||
| Q4 24 | $531.2M | $-398.4M | ||
| Q3 24 | $529.9M | $-344.1M | ||
| Q2 24 | $508.3M | $-203.2M |
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $308.9M | ||
| Q3 25 | $7.0B | $362.6M | ||
| Q2 25 | $6.9B | $379.2M | ||
| Q1 25 | $7.0B | $405.1M | ||
| Q4 24 | $5.8B | $437.4M | ||
| Q3 24 | $5.7B | $537.8M | ||
| Q2 24 | $5.7B | $691.5M |
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $8.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $8.2M | ||
| Q3 25 | $36.1M | $11.4M | ||
| Q2 25 | $6.0M | $-21.3M | ||
| Q1 25 | $1.0M | $8.5M | ||
| Q4 24 | $60.9M | $-14.7M | ||
| Q3 24 | $-14.5M | $-9.4M | ||
| Q2 24 | $14.5M | $-11.9M |
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | — | ||
| Q3 25 | $35.4M | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-727.0K | — | ||
| Q4 24 | $55.4M | — | ||
| Q3 24 | $-16.2M | — | ||
| Q2 24 | $13.2M | — |
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | — | ||
| Q3 25 | 54.1% | — | ||
| Q2 25 | 7.3% | — | ||
| Q1 25 | -1.2% | — | ||
| Q4 24 | 116.4% | — | ||
| Q3 24 | -36.0% | — | ||
| Q2 24 | 30.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.8% | — | ||
| Q2 24 | 3.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | — | ||
| Q3 25 | 1.70× | — | ||
| Q2 25 | 0.43× | -0.11× | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 4.15× | — | ||
| Q3 24 | -1.11× | — | ||
| Q2 24 | 1.21× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
STEM
Segment breakdown not available.
