vs

Side-by-side financial comparison of Caris Life Sciences, Inc. (CAI) and LendingClub Corp (LC). Click either name above to swap in a different company.

LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $216.8M, roughly 1.2× Caris Life Sciences, Inc.). LendingClub Corp runs the higher net margin — 20.5% vs 11.2%, a 9.2% gap on every dollar of revenue. On growth, Caris Life Sciences, Inc. posted the faster year-over-year revenue change (113.4% vs 15.9%).

Caris Life Sciences is a leading precision medicine biotech company specializing in advanced molecular profiling for oncology. It provides actionable genomic and molecular insights to oncologists to personalize cancer treatment plans, and partners with biopharmaceutical firms to accelerate novel cancer drug discovery and development, serving customers across North America, Europe, and key Asia-Pacific markets.

LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.

CAI vs LC — Head-to-Head

Bigger by revenue
LC
LC
1.2× larger
LC
$252.3M
$216.8M
CAI
Growing faster (revenue YoY)
CAI
CAI
+97.5% gap
CAI
113.4%
15.9%
LC
Higher net margin
LC
LC
9.2% more per $
LC
20.5%
11.2%
CAI

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
CAI
CAI
LC
LC
Revenue
$216.8M
$252.3M
Net Profit
$24.3M
$51.6M
Gross Margin
Operating Margin
15.1%
Net Margin
11.2%
20.5%
Revenue YoY
113.4%
15.9%
Net Profit YoY
135.9%
341.0%
EPS (diluted)
$0.08
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAI
CAI
LC
LC
Q1 26
$252.3M
Q4 25
$266.5M
Q3 25
$216.8M
$266.2M
Q2 25
$181.4M
$248.4M
Q1 25
$217.7M
Q4 24
$217.2M
Q3 24
$101.6M
$201.9M
Q2 24
$100.0M
$187.2M
Net Profit
CAI
CAI
LC
LC
Q1 26
$51.6M
Q4 25
Q3 25
$24.3M
$44.3M
Q2 25
$-71.8M
$38.2M
Q1 25
$11.7M
Q4 24
Q3 24
$-67.7M
$14.5M
Q2 24
$-66.2M
$14.9M
Operating Margin
CAI
CAI
LC
LC
Q1 26
Q4 25
18.8%
Q3 25
15.1%
21.5%
Q2 25
-9.9%
21.7%
Q1 25
7.2%
Q4 24
5.1%
Q3 24
-59.9%
8.9%
Q2 24
-67.0%
10.4%
Net Margin
CAI
CAI
LC
LC
Q1 26
20.5%
Q4 25
Q3 25
11.2%
16.6%
Q2 25
-39.6%
15.4%
Q1 25
5.4%
Q4 24
Q3 24
-66.6%
7.2%
Q2 24
-66.2%
8.0%
EPS (diluted)
CAI
CAI
LC
LC
Q1 26
$0.44
Q4 25
$0.36
Q3 25
$0.08
$0.37
Q2 25
$-7.97
$0.33
Q1 25
$0.10
Q4 24
$0.08
Q3 24
$-2.59
$0.13
Q2 24
$-2.54
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAI
CAI
LC
LC
Cash + ST InvestmentsLiquidity on hand
$755.5M
Total DebtLower is stronger
$375.9M
Stockholders' EquityBook value
$478.4M
$1.5B
Total Assets
$984.6M
$11.9B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAI
CAI
LC
LC
Q1 26
Q4 25
Q3 25
$755.5M
Q2 25
$721.2M
Q1 25
Q4 24
Q3 24
Q2 24
Total Debt
CAI
CAI
LC
LC
Q1 26
Q4 25
$0
Q3 25
$375.9M
$0
Q2 25
$373.4M
$0
Q1 25
$0
Q4 24
$0
Q3 24
Q2 24
Stockholders' Equity
CAI
CAI
LC
LC
Q1 26
$1.5B
Q4 25
$1.5B
Q3 25
$478.4M
$1.5B
Q2 25
$452.9M
$1.4B
Q1 25
$1.4B
Q4 24
$1.3B
Q3 24
$-2.4B
$1.3B
Q2 24
$-2.4B
$1.3B
Total Assets
CAI
CAI
LC
LC
Q1 26
$11.9B
Q4 25
$11.6B
Q3 25
$984.6M
$11.1B
Q2 25
$955.1M
$10.8B
Q1 25
$10.5B
Q4 24
$10.6B
Q3 24
$11.0B
Q2 24
$9.6B
Debt / Equity
CAI
CAI
LC
LC
Q1 26
Q4 25
0.00×
Q3 25
0.79×
0.00×
Q2 25
0.82×
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAI
CAI
LC
LC
Operating Cash FlowLast quarter
$62.4M
Free Cash FlowOCF − Capex
$55.3M
FCF MarginFCF / Revenue
25.5%
Capex IntensityCapex / Revenue
3.3%
Cash ConversionOCF / Net Profit
2.57×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAI
CAI
LC
LC
Q1 26
Q4 25
$-2.7B
Q3 25
$62.4M
$-770.8M
Q2 25
$-713.1M
Q1 25
$-339.3M
Q4 24
$-2.6B
Q3 24
$-669.8M
Q2 24
$-932.5M
Free Cash Flow
CAI
CAI
LC
LC
Q1 26
Q4 25
$-2.9B
Q3 25
$55.3M
$-791.8M
Q2 25
$-803.8M
Q1 25
$-352.3M
Q4 24
$-2.7B
Q3 24
$-682.3M
Q2 24
$-945.3M
FCF Margin
CAI
CAI
LC
LC
Q1 26
Q4 25
-1076.0%
Q3 25
25.5%
-297.4%
Q2 25
-323.5%
Q1 25
-161.8%
Q4 24
-1237.8%
Q3 24
-338.0%
Q2 24
-504.9%
Capex Intensity
CAI
CAI
LC
LC
Q1 26
Q4 25
52.7%
Q3 25
3.3%
7.9%
Q2 25
36.5%
Q1 25
6.0%
Q4 24
25.0%
Q3 24
6.2%
Q2 24
6.9%
Cash Conversion
CAI
CAI
LC
LC
Q1 26
Q4 25
Q3 25
2.57×
-17.41×
Q2 25
-18.68×
Q1 25
-29.07×
Q4 24
Q3 24
-46.33×
Q2 24
-62.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAI
CAI

Molecular Profiling Services$207.6M96%
Pharma Research And Development Services$9.2M4%

LC
LC

Segment breakdown not available.

Related Comparisons