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Side-by-side financial comparison of Caris Life Sciences, Inc. (CAI) and OFG BANCORP (OFG). Click either name above to swap in a different company.

Caris Life Sciences, Inc. is the larger business by last-quarter revenue ($216.8M vs $184.3M, roughly 1.2× OFG BANCORP). OFG BANCORP runs the higher net margin — 30.3% vs 11.2%, a 19.1% gap on every dollar of revenue. On growth, Caris Life Sciences, Inc. posted the faster year-over-year revenue change (113.4% vs 0.9%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $55.3M).

Caris Life Sciences is a leading precision medicine biotech company specializing in advanced molecular profiling for oncology. It provides actionable genomic and molecular insights to oncologists to personalize cancer treatment plans, and partners with biopharmaceutical firms to accelerate novel cancer drug discovery and development, serving customers across North America, Europe, and key Asia-Pacific markets.

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

CAI vs OFG — Head-to-Head

Bigger by revenue
CAI
CAI
1.2× larger
CAI
$216.8M
$184.3M
OFG
Growing faster (revenue YoY)
CAI
CAI
+112.5% gap
CAI
113.4%
0.9%
OFG
Higher net margin
OFG
OFG
19.1% more per $
OFG
30.3%
11.2%
CAI
More free cash flow
OFG
OFG
$144.0M more FCF
OFG
$199.3M
$55.3M
CAI

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CAI
CAI
OFG
OFG
Revenue
$216.8M
$184.3M
Net Profit
$24.3M
$55.9M
Gross Margin
Operating Margin
15.1%
25.7%
Net Margin
11.2%
30.3%
Revenue YoY
113.4%
0.9%
Net Profit YoY
135.9%
11.0%
EPS (diluted)
$0.08
$1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAI
CAI
OFG
OFG
Q4 25
$184.3M
Q3 25
$216.8M
$186.2M
Q2 25
$181.4M
$182.4M
Q1 25
$178.6M
Q4 24
$182.7M
Q3 24
$101.6M
$174.7M
Q2 24
$100.0M
$179.8M
Q1 24
$174.4M
Net Profit
CAI
CAI
OFG
OFG
Q4 25
$55.9M
Q3 25
$24.3M
$51.8M
Q2 25
$-71.8M
$51.8M
Q1 25
$45.6M
Q4 24
$50.3M
Q3 24
$-67.7M
$47.0M
Q2 24
$-66.2M
$51.1M
Q1 24
$49.7M
Operating Margin
CAI
CAI
OFG
OFG
Q4 25
25.7%
Q3 25
15.1%
33.0%
Q2 25
-9.9%
36.1%
Q1 25
33.3%
Q4 24
28.9%
Q3 24
-59.9%
35.4%
Q2 24
-67.0%
39.6%
Q1 24
38.9%
Net Margin
CAI
CAI
OFG
OFG
Q4 25
30.3%
Q3 25
11.2%
27.8%
Q2 25
-39.6%
28.4%
Q1 25
25.5%
Q4 24
27.6%
Q3 24
-66.6%
26.9%
Q2 24
-66.2%
28.4%
Q1 24
28.5%
EPS (diluted)
CAI
CAI
OFG
OFG
Q4 25
$1.27
Q3 25
$0.08
$1.16
Q2 25
$-7.97
$1.15
Q1 25
$1.00
Q4 24
$1.10
Q3 24
$-2.59
$1.00
Q2 24
$-2.54
$1.08
Q1 24
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAI
CAI
OFG
OFG
Cash + ST InvestmentsLiquidity on hand
$755.5M
$1.0B
Total DebtLower is stronger
$375.9M
Stockholders' EquityBook value
$478.4M
$1.4B
Total Assets
$984.6M
$12.5B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAI
CAI
OFG
OFG
Q4 25
$1.0B
Q3 25
$755.5M
$740.3M
Q2 25
$721.2M
$851.8M
Q1 25
$710.6M
Q4 24
$591.1M
Q3 24
$680.6M
Q2 24
$740.4M
Q1 24
$754.4M
Total Debt
CAI
CAI
OFG
OFG
Q4 25
Q3 25
$375.9M
Q2 25
$373.4M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CAI
CAI
OFG
OFG
Q4 25
$1.4B
Q3 25
$478.4M
$1.4B
Q2 25
$452.9M
$1.3B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$-2.4B
$1.3B
Q2 24
$-2.4B
$1.2B
Q1 24
$1.2B
Total Assets
CAI
CAI
OFG
OFG
Q4 25
$12.5B
Q3 25
$984.6M
$12.2B
Q2 25
$955.1M
$12.2B
Q1 25
$11.7B
Q4 24
$11.5B
Q3 24
$11.5B
Q2 24
$11.3B
Q1 24
$11.2B
Debt / Equity
CAI
CAI
OFG
OFG
Q4 25
Q3 25
0.79×
Q2 25
0.82×
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAI
CAI
OFG
OFG
Operating Cash FlowLast quarter
$62.4M
$217.7M
Free Cash FlowOCF − Capex
$55.3M
$199.3M
FCF MarginFCF / Revenue
25.5%
108.1%
Capex IntensityCapex / Revenue
3.3%
10.0%
Cash ConversionOCF / Net Profit
2.57×
3.90×
TTM Free Cash FlowTrailing 4 quarters
$345.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAI
CAI
OFG
OFG
Q4 25
$217.7M
Q3 25
$62.4M
$39.5M
Q2 25
$35.9M
Q1 25
$83.1M
Q4 24
$252.5M
Q3 24
$58.1M
Q2 24
$95.1M
Q1 24
$61.0M
Free Cash Flow
CAI
CAI
OFG
OFG
Q4 25
$199.3M
Q3 25
$55.3M
$35.5M
Q2 25
$31.8M
Q1 25
$78.7M
Q4 24
$231.2M
Q3 24
$51.8M
Q2 24
$90.4M
Q1 24
$54.8M
FCF Margin
CAI
CAI
OFG
OFG
Q4 25
108.1%
Q3 25
25.5%
19.1%
Q2 25
17.4%
Q1 25
44.1%
Q4 24
126.5%
Q3 24
29.6%
Q2 24
50.3%
Q1 24
31.4%
Capex Intensity
CAI
CAI
OFG
OFG
Q4 25
10.0%
Q3 25
3.3%
2.1%
Q2 25
2.3%
Q1 25
2.4%
Q4 24
11.7%
Q3 24
3.6%
Q2 24
2.6%
Q1 24
3.5%
Cash Conversion
CAI
CAI
OFG
OFG
Q4 25
3.90×
Q3 25
2.57×
0.76×
Q2 25
0.69×
Q1 25
1.82×
Q4 24
5.02×
Q3 24
1.24×
Q2 24
1.86×
Q1 24
1.23×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAI
CAI

Molecular Profiling Services$207.6M96%
Pharma Research And Development Services$9.2M4%

OFG
OFG

Segment breakdown not available.

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