OFG BANCORPOFGEarnings & Financial Report
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
OFG Q3 2025 Key Financial Metrics
Revenue
$154.7M
Gross Profit
N/A
Operating Profit
$61.4M
Net Profit
$51.8M
Gross Margin
N/A
Operating Margin
39.7%
Net Margin
33.5%
YoY Growth
N/A
EPS
$1.16
Financial Flow
OFG BANCORP Q3 2025 Financial Summary
OFG BANCORP reported revenue of $154.7M for Q3 2025, with a net profit of $51.8M (33.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.
Key Financial Metrics
| Total Revenue | $154.7M |
|---|---|
| Net Profit | $51.8M |
| Gross Margin | N/A |
| Operating Margin | 39.7% |
| Report Period | Q3 2025 |
OFG BANCORP Annual Revenue by Year
OFG BANCORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $149.1M).
| Year | Annual Revenue |
|---|---|
| 2024 | $149.1M |
| 2023 | $0 |
| 2022 | $0 |
Income Statement
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $0 | $0 | $0 | $0 | $149.1M | $149.1M | $151.9M | $154.7M |
| YoY Growth | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Balance Sheet
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $11.34B | $11.16B | $11.26B | $11.46B | $11.50B | $11.73B | $12.23B | $12.23B |
| Liabilities | $10.15B | $9.94B | $10.03B | $10.14B | $10.25B | $10.43B | $10.90B | $10.85B |
| Equity | $1.19B | $1.22B | $1.23B | $1.32B | $1.25B | $1.30B | $1.33B | $1.38B |
Cash Flow
| Q4 2023 | Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $107.5M | $61.0M | $95.1M | $58.1M | $38.3M | $83.1M | $35.9M | $39.5M |
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