10q10k10q10k.net
OFG BANCORP

OFG BANCORPOFGEarnings & Financial Report

NYSE · financial services

OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....

NextFeb 27, 2026

OFG Q3 2025 Key Financial Metrics

Revenue

$154.7M

Gross Profit

N/A

Operating Profit

$61.4M

Net Profit

$51.8M

Gross Margin

N/A

Operating Margin

39.7%

Net Margin

33.5%

YoY Growth

N/A

EPS

$1.16

Financial Flow

OFG BANCORP Q3 2025 Financial Summary

OFG BANCORP reported revenue of $154.7M for Q3 2025, with a net profit of $51.8M (33.5% margin). Cost of goods sold was N/A, operating expenses totaled N/A.

Key Financial Metrics

Total Revenue$154.7M
Net Profit$51.8M
Gross MarginN/A
Operating Margin39.7%
Report PeriodQ3 2025

OFG BANCORP Annual Revenue by Year

OFG BANCORP annual revenue history includes year-by-year totals (for example, 2024 revenue was $149.1M).

YearAnnual Revenue
2024$149.1M
2023$0
2022$0

Income Statement

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Revenue$0$0$0$0$149.1M$149.1M$151.9M$154.7M
YoY GrowthN/AN/AN/AN/AN/AN/AN/AN/A

Balance Sheet

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Assets$11.34B$11.16B$11.26B$11.46B$11.50B$11.73B$12.23B$12.23B
Liabilities$10.15B$9.94B$10.03B$10.14B$10.25B$10.43B$10.90B$10.85B
Equity$1.19B$1.22B$1.23B$1.32B$1.25B$1.30B$1.33B$1.38B

Cash Flow

Q4 2023Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025
Operating CF$107.5M$61.0M$95.1M$58.1M$38.3M$83.1M$35.9M$39.5M