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Side-by-side financial comparison of CALERES INC (CAL) and MERCURY GENERAL CORP (MCY). Click either name above to swap in a different company.
MERCURY GENERAL CORP is the larger business by last-quarter revenue ($1.5B vs $790.1M, roughly 1.9× CALERES INC). MERCURY GENERAL CORP runs the higher net margin — 13.2% vs 0.3%, a 12.9% gap on every dollar of revenue. On growth, MERCURY GENERAL CORP posted the faster year-over-year revenue change (12.4% vs 6.6%). MERCURY GENERAL CORP produced more free cash flow last quarter ($273.9M vs $-12.4M). Over the past eight quarters, MERCURY GENERAL CORP's revenue compounded faster (9.8% CAGR vs 6.5%).
Caleres Inc. is an American footwear company that owns and operates a variety of footwear brands. Its headquarters is located in Clayton, Missouri, a suburb of St. Louis. The company was founded in 1878 as Bryan, Brown & Company in St. Louis, though it underwent several name changes. The Hamilton-Brown Shoe Company was the largest manufacturer of shoes in America in the early 20th century, but it went bankrupt in June 1939.
Mercury General Corporation is a multiple-line insurance organization that offers personal automobiles, homeowners, renters, and business insurance. Mercury's primary focus is automobiles and homeowners' insurance.
CAL vs MCY — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $790.1M | $1.5B |
| Net Profit | $2.4M | $202.5M |
| Gross Margin | 41.8% | 99.7% |
| Operating Margin | 1.5% | 16.2% |
| Net Margin | 0.3% | 13.2% |
| Revenue YoY | 6.6% | 12.4% |
| Net Profit YoY | -94.2% | 100.4% |
| EPS (diluted) | $0.07 | $3.66 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $790.1M | $1.5B | ||
| Q3 25 | $658.5M | $1.6B | ||
| Q2 25 | $614.2M | $1.5B | ||
| Q1 25 | $639.2M | $1.4B | ||
| Q4 24 | $740.9M | $1.4B | ||
| Q3 24 | $683.3M | $1.5B | ||
| Q2 24 | $659.2M | $1.3B | ||
| Q1 24 | $697.1M | $1.3B |
| Q4 25 | $2.4M | $202.5M | ||
| Q3 25 | $6.7M | $280.4M | ||
| Q2 25 | $6.9M | $166.5M | ||
| Q1 25 | $4.9M | $-108.3M | ||
| Q4 24 | $41.4M | $101.1M | ||
| Q3 24 | $30.0M | $230.9M | ||
| Q2 24 | $30.9M | $62.6M | ||
| Q1 24 | $55.7M | $73.5M |
| Q4 25 | 41.8% | 99.7% | ||
| Q3 25 | 43.4% | 99.8% | ||
| Q2 25 | 45.4% | 99.8% | ||
| Q1 25 | 43.0% | 99.7% | ||
| Q4 24 | 44.1% | 99.7% | ||
| Q3 24 | 45.5% | 99.8% | ||
| Q2 24 | 46.9% | 99.8% | ||
| Q1 24 | 43.9% | 99.7% |
| Q4 25 | 1.5% | 16.2% | ||
| Q3 25 | 1.4% | 22.1% | ||
| Q2 25 | 1.9% | 14.0% | ||
| Q1 25 | 1.2% | -10.2% | ||
| Q4 24 | 7.7% | 9.0% | ||
| Q3 24 | 6.2% | 18.8% | ||
| Q2 24 | 6.5% | 5.8% | ||
| Q1 24 | 4.4% | 7.0% |
| Q4 25 | 0.3% | 13.2% | ||
| Q3 25 | 1.0% | 17.7% | ||
| Q2 25 | 1.1% | 11.3% | ||
| Q1 25 | 0.8% | -7.8% | ||
| Q4 24 | 5.6% | 7.4% | ||
| Q3 24 | 4.4% | 15.1% | ||
| Q2 24 | 4.7% | 4.8% | ||
| Q1 24 | 8.0% | 5.8% |
| Q4 25 | $0.07 | $3.66 | ||
| Q3 25 | $0.20 | $5.06 | ||
| Q2 25 | $0.21 | $3.01 | ||
| Q1 25 | $0.17 | $-1.96 | ||
| Q4 24 | $1.19 | $1.82 | ||
| Q3 24 | $0.85 | $4.17 | ||
| Q2 24 | $0.88 | $1.13 | ||
| Q1 24 | $1.56 | $1.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $34.0M | — |
| Total DebtLower is stronger | — | $575.0M |
| Stockholders' EquityBook value | $616.8M | $2.4B |
| Total Assets | $2.1B | $9.6B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $34.0M | — | ||
| Q3 25 | $191.5M | — | ||
| Q2 25 | $33.1M | — | ||
| Q1 25 | $29.6M | — | ||
| Q4 24 | $33.7M | — | ||
| Q3 24 | $51.8M | — | ||
| Q2 24 | $30.7M | — | ||
| Q1 24 | $21.4M | — |
| Q4 25 | — | $575.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $575.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $616.8M | $2.4B | ||
| Q3 25 | $613.3M | $2.2B | ||
| Q2 25 | $605.2M | $2.0B | ||
| Q1 25 | $599.0M | $1.8B | ||
| Q4 24 | $598.3M | $1.9B | ||
| Q3 24 | $606.1M | $1.9B | ||
| Q2 24 | $570.3M | $1.6B | ||
| Q1 24 | $560.6M | $1.6B |
| Q4 25 | $2.1B | $9.6B | ||
| Q3 25 | $2.2B | $9.4B | ||
| Q2 25 | $1.9B | $9.1B | ||
| Q1 25 | $1.9B | $9.0B | ||
| Q4 24 | $2.0B | $8.3B | ||
| Q3 24 | $2.0B | $8.2B | ||
| Q2 24 | $1.9B | $7.7B | ||
| Q1 24 | $1.8B | $7.4B |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.30× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.2M | $287.9M |
| Free Cash FlowOCF − Capex | $-12.4M | $273.9M |
| FCF MarginFCF / Revenue | -1.6% | 17.8% |
| Capex IntensityCapex / Revenue | 1.4% | 0.9% |
| Cash ConversionOCF / Net Profit | -0.50× | 1.42× |
| TTM Free Cash FlowTrailing 4 quarters | $14.4M | $1.0B |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.2M | $287.9M | ||
| Q3 25 | $47.3M | $496.4M | ||
| Q2 25 | $-5.7M | $371.6M | ||
| Q1 25 | $28.7M | $-68.7M | ||
| Q4 24 | $-39.8M | $248.3M | ||
| Q3 24 | $79.6M | $318.1M | ||
| Q2 24 | $36.1M | $278.0M | ||
| Q1 24 | $43.0M | $192.6M |
| Q4 25 | $-12.4M | $273.9M | ||
| Q3 25 | $35.0M | $479.5M | ||
| Q2 25 | $-26.2M | $357.2M | ||
| Q1 25 | $18.0M | $-81.9M | ||
| Q4 24 | $-57.4M | $236.0M | ||
| Q3 24 | $68.5M | $306.2M | ||
| Q2 24 | $26.3M | $266.5M | ||
| Q1 24 | $32.4M | $182.4M |
| Q4 25 | -1.6% | 17.8% | ||
| Q3 25 | 5.3% | 30.3% | ||
| Q2 25 | -4.3% | 24.2% | ||
| Q1 25 | 2.8% | -5.9% | ||
| Q4 24 | -7.7% | 17.3% | ||
| Q3 24 | 10.0% | 20.0% | ||
| Q2 24 | 4.0% | 20.4% | ||
| Q1 24 | 4.6% | 14.3% |
| Q4 25 | 1.4% | 0.9% | ||
| Q3 25 | 1.9% | 1.1% | ||
| Q2 25 | 3.3% | 1.0% | ||
| Q1 25 | 1.7% | 0.9% | ||
| Q4 24 | 2.4% | 0.9% | ||
| Q3 24 | 1.6% | 0.8% | ||
| Q2 24 | 1.5% | 0.9% | ||
| Q1 24 | 1.5% | 0.8% |
| Q4 25 | -0.50× | 1.42× | ||
| Q3 25 | 7.05× | 1.77× | ||
| Q2 25 | -0.81× | 2.23× | ||
| Q1 25 | 5.82× | — | ||
| Q4 24 | -0.96× | 2.46× | ||
| Q3 24 | 2.66× | 1.38× | ||
| Q2 24 | 1.17× | 4.44× | ||
| Q1 24 | 0.77× | 2.62× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CAL
| Brand Portfolio | $383.7M | 49% |
| Landed Wholesale | $148.1M | 19% |
| Wholesale E Commerce | $75.0M | 9% |
| Ecommerce | $68.8M | 9% |
| Stuart Weitzman Brand | $45.8M | 6% |
| Landed Wholesale Ecommerce Drop Ship | $30.6M | 4% |
| First Cost Wholesale | $14.9M | 2% |
| Clt Brand Solutions | $10.2M | 1% |
| License And Royalty | $2.1M | 0% |
MCY
Segment breakdown not available.
