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Side-by-side financial comparison of CAPRICOR THERAPEUTICS, INC. (CAPR) and EAGLE FINANCIAL SERVICES INC (EFSI). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $11.1M, roughly 1.5× CAPRICOR THERAPEUTICS, INC.). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs -7.9%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-15.3M). Over the past eight quarters, CAPRICOR THERAPEUTICS, INC.'s revenue compounded faster (93.0% CAGR vs 1.5%).

Capricor Therapeutics is a clinical-stage biotechnology company focused on discovering, developing and commercializing innovative biological therapies including cell and gene therapies for rare diseases, cardiovascular disorders and muscular conditions. It primarily operates in the U.S. market, addressing unmet medical needs for patient groups with limited treatment options.

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

CAPR vs EFSI — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.5× larger
EFSI
$16.4M
$11.1M
CAPR
Growing faster (revenue YoY)
EFSI
EFSI
+29.3% gap
EFSI
21.3%
-7.9%
CAPR
More free cash flow
EFSI
EFSI
$39.6M more FCF
EFSI
$24.3M
$-15.3M
CAPR
Faster 2-yr revenue CAGR
CAPR
CAPR
Annualised
CAPR
93.0%
1.5%
EFSI

Income Statement — Q4 FY2024 vs Q4 FY2025

Metric
CAPR
CAPR
EFSI
EFSI
Revenue
$11.1M
$16.4M
Net Profit
$-7.1M
Gross Margin
Operating Margin
-69.1%
33.6%
Net Margin
-63.9%
Revenue YoY
-7.9%
21.3%
Net Profit YoY
-833.8%
EPS (diluted)
$-0.11
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAPR
CAPR
EFSI
EFSI
Q4 25
$16.4M
Q3 25
$22.4M
Q2 25
$20.6M
Q1 25
$4.8M
Q4 24
$11.1M
$22.0M
Q3 24
$2.3M
$18.4M
Q2 24
$4.0M
$16.5M
Q1 24
$4.9M
$15.9M
Net Profit
CAPR
CAPR
EFSI
EFSI
Q4 25
Q3 25
$5.6M
Q2 25
$5.3M
Q1 25
$-7.0M
Q4 24
$-7.1M
Q3 24
$-12.6M
$3.4M
Q2 24
$-11.0M
$3.2M
Q1 24
$-9.8M
$2.5M
Operating Margin
CAPR
CAPR
EFSI
EFSI
Q4 25
33.6%
Q3 25
30.9%
Q2 25
31.8%
Q1 25
-189.0%
Q4 24
-69.1%
36.8%
Q3 24
-575.2%
21.6%
Q2 24
-291.9%
22.9%
Q1 24
-209.2%
19.1%
Net Margin
CAPR
CAPR
EFSI
EFSI
Q4 25
Q3 25
25.0%
Q2 25
25.6%
Q1 25
-145.8%
Q4 24
-63.9%
Q3 24
-555.2%
18.6%
Q2 24
-277.0%
19.3%
Q1 24
-199.6%
16.0%
EPS (diluted)
CAPR
CAPR
EFSI
EFSI
Q4 25
$1.10
Q3 25
$1.04
Q2 25
$0.98
Q1 25
$-1.53
Q4 24
$-0.11
$1.74
Q3 24
$-0.38
$0.97
Q2 24
$-0.35
$0.89
Q1 24
$-0.31
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAPR
CAPR
EFSI
EFSI
Cash + ST InvestmentsLiquidity on hand
$151.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$145.5M
$188.8M
Total Assets
$170.5M
$1.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAPR
CAPR
EFSI
EFSI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$151.5M
Q3 24
$85.0M
Q2 24
$29.5M
Q1 24
$39.9M
Stockholders' Equity
CAPR
CAPR
EFSI
EFSI
Q4 25
$188.8M
Q3 25
$185.6M
Q2 25
$179.6M
Q1 25
$176.5M
Q4 24
$145.5M
$119.0M
Q3 24
$68.3M
$117.8M
Q2 24
$11.5M
$111.1M
Q1 24
$18.4M
$107.7M
Total Assets
CAPR
CAPR
EFSI
EFSI
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$170.5M
$1.9B
Q3 24
$93.0M
$1.9B
Q2 24
$38.3M
$1.8B
Q1 24
$49.4M
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAPR
CAPR
EFSI
EFSI
Operating Cash FlowLast quarter
$-14.8M
$25.8M
Free Cash FlowOCF − Capex
$-15.3M
$24.3M
FCF MarginFCF / Revenue
-137.3%
148.6%
Capex IntensityCapex / Revenue
4.4%
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-41.2M
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAPR
CAPR
EFSI
EFSI
Q4 25
$25.8M
Q3 25
$8.2M
Q2 25
$2.6M
Q1 25
$5.8M
Q4 24
$-14.8M
$18.8M
Q3 24
$-11.6M
$7.5M
Q2 24
$-12.3M
$-1.8M
Q1 24
$-1.3M
$6.8M
Free Cash Flow
CAPR
CAPR
EFSI
EFSI
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$-15.3M
$17.7M
Q3 24
$-11.7M
$7.3M
Q2 24
$-12.3M
$-2.2M
Q1 24
$-1.9M
$6.7M
FCF Margin
CAPR
CAPR
EFSI
EFSI
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
-137.3%
80.6%
Q3 24
-515.2%
39.6%
Q2 24
-310.9%
-13.6%
Q1 24
-38.3%
41.9%
Capex Intensity
CAPR
CAPR
EFSI
EFSI
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.4%
4.6%
Q3 24
0.4%
1.3%
Q2 24
1.5%
2.6%
Q1 24
12.4%
0.6%
Cash Conversion
CAPR
CAPR
EFSI
EFSI
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAPR
CAPR

Segment breakdown not available.

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

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