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Side-by-side financial comparison of Capstone Holding Corp. (CAPS) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $14.0M, roughly 1.5× Capstone Holding Corp.). ISABELLA BANK CORP runs the higher net margin — 22.2% vs -14.4%, a 36.5% gap on every dollar of revenue.

Capstone Green Energy Corporation, formerly Capstone Turbine Corporation, was incorporated in 1988 as a California based gas turbine manufacturer that specializes in microturbine power along with heating and cooling cogeneration systems. Key to the Capstone design is its use of air bearings, which provides maintenance and fluid-free operation for the lifetime of the turbine and reduces the system to a single moving part. This also eliminates the need for any cooling or other secondary systems...

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

CAPS vs ISBA — Head-to-Head

Bigger by revenue
ISBA
ISBA
1.5× larger
ISBA
$21.2M
$14.0M
CAPS
Higher net margin
ISBA
ISBA
36.5% more per $
ISBA
22.2%
-14.4%
CAPS

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
CAPS
CAPS
ISBA
ISBA
Revenue
$14.0M
$21.2M
Net Profit
$-2.0M
$4.7M
Gross Margin
23.3%
Operating Margin
-5.5%
32.2%
Net Margin
-14.4%
22.2%
Revenue YoY
14.3%
Net Profit YoY
17.4%
EPS (diluted)
$-0.35
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CAPS
CAPS
ISBA
ISBA
Q4 25
$21.2M
Q3 25
$14.0M
$20.5M
Q2 25
$13.2M
$18.8M
Q1 25
$8.2M
$18.1M
Q4 24
$18.5M
Q3 24
$18.0M
Q2 24
$17.2M
Q1 24
$16.7M
Net Profit
CAPS
CAPS
ISBA
ISBA
Q4 25
$4.7M
Q3 25
$-2.0M
$5.2M
Q2 25
$-700.0K
$5.0M
Q1 25
$-1.7M
$3.9M
Q4 24
$4.0M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$3.1M
Gross Margin
CAPS
CAPS
ISBA
ISBA
Q4 25
Q3 25
23.3%
Q2 25
23.7%
Q1 25
16.2%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
CAPS
CAPS
ISBA
ISBA
Q4 25
32.2%
Q3 25
-5.5%
30.7%
Q2 25
-2.0%
32.8%
Q1 25
-17.5%
26.9%
Q4 24
26.0%
Q3 24
21.3%
Q2 24
23.9%
Q1 24
21.8%
Net Margin
CAPS
CAPS
ISBA
ISBA
Q4 25
22.2%
Q3 25
-14.4%
25.6%
Q2 25
-5.3%
26.7%
Q1 25
-21.2%
21.9%
Q4 24
21.6%
Q3 24
18.2%
Q2 24
20.3%
Q1 24
18.7%
EPS (diluted)
CAPS
CAPS
ISBA
ISBA
Q4 25
$0.64
Q3 25
$-0.35
$0.71
Q2 25
$-0.13
$0.68
Q1 25
$-0.47
$0.53
Q4 24
$0.54
Q3 24
$0.44
Q2 24
$0.46
Q1 24
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CAPS
CAPS
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$730.0K
$26.0M
Total DebtLower is stronger
$11.7M
Stockholders' EquityBook value
$27.2M
$231.4M
Total Assets
$58.5M
$2.2B
Debt / EquityLower = less leverage
0.43×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CAPS
CAPS
ISBA
ISBA
Q4 25
$26.0M
Q3 25
$730.0K
$161.3M
Q2 25
$773.0K
$108.6M
Q1 25
$1.7M
$69.2M
Q4 24
$24.5M
Q3 24
$27.4M
Q2 24
$23.6M
Q1 24
$25.2M
Total Debt
CAPS
CAPS
ISBA
ISBA
Q4 25
Q3 25
$11.7M
Q2 25
$9.6M
Q1 25
$8.8M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CAPS
CAPS
ISBA
ISBA
Q4 25
$231.4M
Q3 25
$27.2M
$227.4M
Q2 25
$26.3M
$220.5M
Q1 25
$27.0M
$215.6M
Q4 24
$210.3M
Q3 24
$213.0M
Q2 24
$202.2M
Q1 24
$200.7M
Total Assets
CAPS
CAPS
ISBA
ISBA
Q4 25
$2.2B
Q3 25
$58.5M
$2.3B
Q2 25
$51.9M
$2.2B
Q1 25
$52.2M
$2.1B
Q4 24
$2.1B
Q3 24
$2.1B
Q2 24
$2.1B
Q1 24
$2.1B
Debt / Equity
CAPS
CAPS
ISBA
ISBA
Q4 25
Q3 25
0.43×
Q2 25
0.37×
Q1 25
0.33×
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CAPS
CAPS
ISBA
ISBA
Operating Cash FlowLast quarter
$0
$26.8M
Free Cash FlowOCF − Capex
$23.3M
FCF MarginFCF / Revenue
110.2%
Capex IntensityCapex / Revenue
0.0%
16.4%
Cash ConversionOCF / Net Profit
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CAPS
CAPS
ISBA
ISBA
Q4 25
$26.8M
Q3 25
$0
$2.7M
Q2 25
$-1.7M
$7.8M
Q1 25
$-2.3M
$4.7M
Q4 24
$19.6M
Q3 24
$3.6M
Q2 24
$5.5M
Q1 24
$3.4M
Free Cash Flow
CAPS
CAPS
ISBA
ISBA
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
CAPS
CAPS
ISBA
ISBA
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
CAPS
CAPS
ISBA
ISBA
Q4 25
16.4%
Q3 25
0.0%
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
CAPS
CAPS
ISBA
ISBA
Q4 25
5.72×
Q3 25
0.52×
Q2 25
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
1.08×
Q2 24
1.59×
Q1 24
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CAPS
CAPS

Total Stone$12.7M91%
Other$1.3M9%

ISBA
ISBA

Segment breakdown not available.

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