vs
Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Douglas Elliman Inc. (DOUG). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($276.3M vs $245.4M, roughly 1.1× Douglas Elliman Inc.). Douglas Elliman Inc. runs the higher net margin — 27.9% vs 26.4%, a 1.5% gap on every dollar of revenue. Over the past eight quarters, PATHWARD FINANCIAL, INC.'s revenue compounded faster (21.0% CAGR vs 10.7%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Douglas Elliman Inc. is a leading U.S.-based residential real estate brokerage firm. It offers luxury property sales, rentals, property management, and advisory solutions, serving high-net-worth clients across key metro markets including New York, California, Florida, and Texas.
CASH vs DOUG — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $276.3M | $245.4M |
| Net Profit | $72.9M | $68.6M |
| Gross Margin | — | — |
| Operating Margin | — | 27.3% |
| Net Margin | 26.4% | 27.9% |
| Revenue YoY | — | 0.9% |
| Net Profit YoY | — | 1243.4% |
| EPS (diluted) | $3.35 | $0.80 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $276.3M | — | ||
| Q4 25 | $173.1M | $245.4M | ||
| Q3 25 | $186.7M | $262.8M | ||
| Q2 25 | $195.8M | $271.4M | ||
| Q1 25 | $274.8M | $253.4M | ||
| Q4 24 | $182.6M | $243.3M | ||
| Q3 24 | $179.5M | $266.3M | ||
| Q2 24 | $188.6M | $285.8M |
| Q1 26 | $72.9M | — | ||
| Q4 25 | $35.2M | $68.6M | ||
| Q3 25 | $38.8M | $-24.7M | ||
| Q2 25 | $42.1M | $-22.7M | ||
| Q1 25 | $75.0M | $-6.0M | ||
| Q4 24 | $30.0M | $-6.0M | ||
| Q3 24 | $33.5M | $-27.2M | ||
| Q2 24 | $44.9M | $-1.7M |
| Q1 26 | — | — | ||
| Q4 25 | 24.6% | 27.3% | ||
| Q3 25 | 25.9% | -4.1% | ||
| Q2 25 | 24.1% | -2.0% | ||
| Q1 25 | 33.2% | -2.1% | ||
| Q4 24 | 19.8% | -6.7% | ||
| Q3 24 | 20.9% | -2.8% | ||
| Q2 24 | 27.1% | -1.3% |
| Q1 26 | 26.4% | — | ||
| Q4 25 | 20.3% | 27.9% | ||
| Q3 25 | 20.8% | -9.4% | ||
| Q2 25 | 21.5% | -8.4% | ||
| Q1 25 | 27.3% | -2.4% | ||
| Q4 24 | 16.4% | -2.5% | ||
| Q3 24 | 18.7% | -10.2% | ||
| Q2 24 | 23.8% | -0.6% |
| Q1 26 | $3.35 | — | ||
| Q4 25 | $1.57 | $0.80 | ||
| Q3 25 | $1.69 | $-0.29 | ||
| Q2 25 | $1.81 | $-0.27 | ||
| Q1 25 | $3.14 | $-0.07 | ||
| Q4 24 | $1.23 | $-0.06 | ||
| Q3 24 | $1.34 | $-0.33 | ||
| Q2 24 | $1.78 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $157.6M | $115.5M |
| Total DebtLower is stronger | $59.5M | — |
| Stockholders' EquityBook value | $850.7M | $183.9M |
| Total Assets | $7.1B | $444.4M |
| Debt / EquityLower = less leverage | 0.07× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $157.6M | — | ||
| Q4 25 | $331.2M | $115.5M | ||
| Q3 25 | $120.6M | $143.0M | ||
| Q2 25 | $258.3M | $136.3M | ||
| Q1 25 | $254.2M | $136.8M | ||
| Q4 24 | $597.4M | $145.5M | ||
| Q3 24 | $158.3M | $151.4M | ||
| Q2 24 | $298.9M | $92.9M |
| Q1 26 | $59.5M | — | ||
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — |
| Q1 26 | $850.7M | — | ||
| Q4 25 | $854.5M | $183.9M | ||
| Q3 25 | $858.0M | $115.1M | ||
| Q2 25 | $819.0M | $137.6M | ||
| Q1 25 | $814.7M | $158.2M | ||
| Q4 24 | $758.3M | $162.2M | ||
| Q3 24 | $822.5M | $173.6M | ||
| Q2 24 | $748.4M | $196.9M |
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.6B | $444.4M | ||
| Q3 25 | $7.2B | $480.6M | ||
| Q2 25 | $7.2B | $489.0M | ||
| Q1 25 | $7.0B | $493.9M | ||
| Q4 24 | $7.6B | $493.9M | ||
| Q3 24 | $7.5B | $502.7M | ||
| Q2 24 | $7.5B | $463.9M |
| Q1 26 | 0.07× | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-14.4M |
| Free Cash FlowOCF − Capex | — | $-14.7M |
| FCF MarginFCF / Revenue | — | -6.0% |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | -0.21× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-17.2M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $108.3M | $-14.4M | ||
| Q3 25 | $303.7M | $5.5M | ||
| Q2 25 | $30.4M | $642.0K | ||
| Q1 25 | $188.3M | $-5.6M | ||
| Q4 24 | $-71.7M | $-9.0M | ||
| Q3 24 | $143.1M | $9.0M | ||
| Q2 24 | $113.2M | $1.3M |
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $-14.7M | ||
| Q3 25 | $300.3M | $4.7M | ||
| Q2 25 | $27.7M | $-575.0K | ||
| Q1 25 | $184.7M | $-6.7M | ||
| Q4 24 | $-73.8M | $-10.2M | ||
| Q3 24 | $138.8M | $7.7M | ||
| Q2 24 | $111.0M | $432.0K |
| Q1 26 | — | — | ||
| Q4 25 | 60.1% | -6.0% | ||
| Q3 25 | 160.9% | 1.8% | ||
| Q2 25 | 14.1% | -0.2% | ||
| Q1 25 | 67.2% | -2.6% | ||
| Q4 24 | -40.4% | -4.2% | ||
| Q3 24 | 77.3% | 2.9% | ||
| Q2 24 | 58.8% | 0.2% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.1% | ||
| Q3 25 | 1.8% | 0.3% | ||
| Q2 25 | 1.4% | 0.4% | ||
| Q1 25 | 1.3% | 0.4% | ||
| Q4 24 | 1.1% | 0.5% | ||
| Q3 24 | 2.4% | 0.5% | ||
| Q2 24 | 1.2% | 0.3% |
| Q1 26 | — | — | ||
| Q4 25 | 3.08× | -0.21× | ||
| Q3 25 | 7.83× | — | ||
| Q2 25 | 0.72× | — | ||
| Q1 25 | 2.51× | — | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Noninterest Income | $151.2M | 55% |
| Net Interest Income | $125.1M | 45% |
DOUG
| Commissions And Other Brokerage Income | $240.3M | 98% |
| Property Management Income | $2.8M | 1% |
| Property Management | $2.2M | 1% |
